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MONFORT TERRASSEMENT

Active
Public limited companyfounded 1995active for 31 yearsSur la Forêt(Sorée) 16, 5340 Gesves, BelgiumKBO/BCE: BE 0455.206.449
Summary

MONFORT TERRASSEMENT has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of €12,817. Equity has been growing by about 4.5% per year since 2019. Its solvency ranks better than 91% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1995 Normal situation
Activity
Site preparation NACE 43120and 5 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-06-2023
Establishment unit
2.072.786.862 5340 Gesves, since 27-11-1995
Financial year end
30 June
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€411,434
Turnover
≈ €1.1m
estimated
Profit
€12,817
Equity
€3.3m
Total assets
€4.0m
Employees on 30-06-2025
1
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskSize: 1 FTE, total assets €4.0mFounded in 1995Equity €3.3m (82.7% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Strong
Solvency 100+12
equity 82.7% of total assets
Liquidity 62+11
short-term debt 4.8% · cash 9.7%
Profitability 69+1
return on assets 0.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%▼ -0.4 percentage points vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%▲ +0.2 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.9 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -0.2 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 0.1%▼ -1.5 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €310,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.57 (6.15 in 2023), above the usual 1.5. Short-term debt is 4.8% and cash 9.7% of total assets. 17.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 60% on liquidity and 36% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 1 FTE, total assets €4.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €3.3m (82.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
2 days early
2023
166 days late
2022
5 days early
2021
3 days early
2020
18 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (4 of the last 5 accounts filed within 50 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Gesves, Construction sectorin the Checked rankings No. 1 View
  • Merger with LAMBEAUXmerger on 03-09-2024 2024 View

Recent changes

  1. · Gazette deed Merger: MONFORT TERRASSEMENT takes over LAMBEAUX
  2. · Gazette deed Merger proposal: MONFORT TERRASSEMENT takes over LAMBEAUXCapital decrease of €472,500 to €125,000 · Appointment: Christian Missante (statutory auditor)
  3. · Gazette deed Capital decrease of €472,500 to €125,000
All 20 events

Comparable companies

These companies have the same main activity as MONFORT TERRASSEMENT: site preparation (NACE 43120). They are comparable in size and age: total assets between €1.8m and €5.4m, founded between 1988 and 2006.

CompanyTotal assetsGross margin
MONFORT TERRASSEMENT Gesves€4.0m€0.4m
MECHELS RECYCLING EN RENTING COMPANY Puurs-Sint-Amands€2.0m€0.4m
AANNEMINGEN JOEL LAVENS Kontich€2.4m€0.8m
ROBEN CONSULT Bornem€2.9m€0.7m
DEJONCKHEERE MARC Wervik€1.8m€0.5m
TUFFREAU LUC Wevelgem€5.4m€1.0m
HADIJCO Lier€1.9m€0.5m
Full comparison

Key facts about MONFORT TERRASSEMENT

What is the company number of MONFORT TERRASSEMENT?
The company number of MONFORT TERRASSEMENT is 0455.206.449. The VAT number is the same number with BE in front: BE 0455.206.449.
Where is MONFORT TERRASSEMENT based?
The registered office is at Sur la Forêt(Sorée) 16, 5340 Gesves.Company details
What does MONFORT TERRASSEMENT do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of MONFORT TERRASSEMENT?
The legal form of MONFORT TERRASSEMENT is Public limited company (NV).
When was MONFORT TERRASSEMENT founded?
MONFORT TERRASSEMENT was founded on 01-01-1995.
Is MONFORT TERRASSEMENT still active?
Yes, MONFORT TERRASSEMENT is an active enterprise in the KBO register.
How many employees does MONFORT TERRASSEMENT have?
MONFORT TERRASSEMENT had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MONFORT TERRASSEMENT fall under?
In its 30-06-2023 annual accounts, MONFORT TERRASSEMENT states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of MONFORT TERRASSEMENT?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €411,434 and 145 comparable companies (NACE 43). It probably lies between €880,000 and €1.5m.
Is MONFORT TERRASSEMENT profitable?
In financial year 2025, MONFORT TERRASSEMENT made a profit of €12,817.
Where can I find the annual accounts of MONFORT TERRASSEMENT?
MONFORT TERRASSEMENT filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MONFORT TERRASSEMENT due?
MONFORT TERRASSEMENT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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