TUFFREAU LUC
ActiveSummary
TUFFREAU LUC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.84M and a net result of €565k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-1
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 2.56 in 2024; short-term debt: 29.2% and cash: 5.6% of total assets), and 29.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
10.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
16 d early
2023
7 d early
2022
5 d early
2021
26 d early
2020
32 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, abbreviated schema
Equity
€3.84M▲ 14.5%
2024 · €3.36M
Total assets
€5.44M▲ 10.5%
2024 · €4.92M
Net result
€565k▼ 0.8%
2024 · €570k
Working capital
€2.98M▲ 22.2%
2024 · €2.44M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€553k▲ 50.8%€669k▲ 21.0%€546k▼ 18.4%€859k▲ 57.4%€818k▼ 4.8%
Net result€374k▲ 48.3%€439k▲ 17.4%€326k▼ 25.7%€570k▲ 74.8%€565k▼ 0.8%
Equity€2.45M▲ 5.4%€2.62M▲ 6.9%€2.83M▲ 8.0%€3.36M▲ 18.6%€3.84M▲ 14.5%
Total assets€3.88M▲ 5.9%€4.07M▲ 5.0%€4.34M▲ 6.7%€4.92M▲ 13.3%€5.44M▲ 10.5%
Debt€1.43M▲ 7.1%€1.45M▲ 1.7%€1.51M▲ 4.2%€1.56M▲ 3.3%€1.59M▲ 2.0%
Working capital€1.17M▲ 4.3%€1.54M▲ 31.7%€1.86M▲ 20.8%€2.44M▲ 31.2%€2.98M▲ 22.2%
Staff (FTE)1.8=1.8=1.1▼ 38.9%0.8▼ 27.3%0.8=
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.44M
Fixed assets
€870k ▼ 5.6%
Current assets
€4.57M ▲ 14.3%
Equity and liabilities €5.44M
Equity
€3.84M ▲ 14.5%
Debt
€1.59M ▲ 2.0%
Debt's share of the balance-sheet total falls from 31.7% to 29.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€889k▼
2024 · €978k
Cash flow
€636k▼
2024 · €688k
Current ratio
2.87▲
2024 · 2.56
Quick ratio
2.87▲
2024 · 2.56
Debt to equity
0.41▼
2024 · 0.47
ROE
14.7%▼
2024 · 17.0%
ROA
10.4%▼
2024 · 11.6%
Interest coverage
8.58▼
2024 · 8.85
Debt ≤ 1 year
€1.59M▲
2024 · €1.56M
Income taxes
€266k▼
2024 · €289k
Staff costs
€48k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3k | €908 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €90k | €103k | €72k | €47k | €48k | ▲ 3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €186k | €208k | €156k | €118k | €71k | ▼ 40.1% |
| Other operating charges640/8 | €16k | €14k | €17k | €26k | €16k | ▼ 38.4% |
| Gross operating margin9900 | €844k | €994k | €791k | €1.05M | €953k | ▼ 9.3% |
| Operating profit (loss)9901 | €553k | €669k | €546k | €859k | €818k | ▼ 4.8% |
| Financial income75/76B | €3k | €3k | €25k | €111k | €117k | ▲ 5.9% |
| Recurring financial income75 | €3k | €3k | €25k | €111k | €117k | ▲ 5.9% |
| Financial charges65/66B | €51k | €53k | €74k | €111k | €104k | ▼ 6.2% |
| Recurring financial charges65 | €51k | €53k | €74k | €111k | €104k | ▼ 6.2% |
| Profit (loss) for the period before taxes9903 | €505k | €619k | €497k | €860k | €831k | ▼ 3.3% |
| Transfer from deferred taxes780 | €5k | - | - | - | - | - |
| Income taxes67/77 | €137k | €180k | €171k | €289k | €266k | ▼ 8.0% |
| Profit (loss) for the period9904 | €374k | €439k | €326k | €570k | €565k | ▼ 0.8% |
| Transfer from tax-exempt reserves789 | €27k | €140k | €202k | €211k | €126k | ▼ 40.0% |
| Transfer to tax-exempt reserves689 | €126k | €126k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €274k | €452k | €528k | €781k | €692k | ▼ 11.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.88M | €4.07M | €4.34M | €4.92M | €5.44M | ▲ 10.5% |
| Fixed assets21/28 | €1.28M | €1.08M | €972k | €921k | €870k | ▼ 5.6% |
| Tangible fixed assets22/27 | €1.28M | €1.08M | €972k | €921k | €870k | ▼ 5.6% |
| Land and buildings22 | €937k | €890k | €887k | €849k | €814k | ▼ 4.2% |
| Plant, machinery and equipment23 | €34k | €24k | €10k | €4k | €7k | ▲ 92.2% |
| Furniture and vehicles24 | €312k | €167k | €76k | €68k | €48k | ▼ 28.7% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €2.59M | €2.99M | €3.37M | €4.00M | €4.57M | ▲ 14.3% |
| Stocks and contracts in progress3 | €5k | €8k | €17k | €5k | €8k | ▲ 46.6% |
| Stocks30/36 | €5k | €8k | €17k | €5k | €8k | ▲ 46.6% |
| Amounts receivable within one year40/41 | €328k | €314k | €264k | €423k | €127k | ▼ 70.0% |
| Trade receivables40 | €256k | €277k | €236k | €387k | €89k | ▼ 77.0% |
| Other amounts receivable41 | €72k | €36k | €28k | €36k | €38k | ▲ 5.9% |
| Current investments50/53 | €2.11M | €2.18M | €2.83M | €2.98M | €4.12M | ▲ 38.6% |
| Cash at bank and in hand54/58 | €133k | €468k | €244k | €584k | €303k | ▼ 48.1% |
| Deferred charges and accrued income490/1 | €13k | €13k | €10k | €9k | €6k | ▼ 35.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.88M | €4.07M | €4.34M | €4.92M | €5.44M | ▲ 10.5% |
| Equity10/15 | €2.45M | €2.62M | €2.83M | €3.36M | €3.84M | ▲ 14.5% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €2.42M | €2.59M | €2.80M | €3.33M | €3.82M | ▲ 14.6% |
| Non-distributable reserves130/1 | €197k | €197k | - | - | - | - |
| Reserves not available under the articles1311 | €197k | €197k | - | - | - | - |
| Tax-exempt reserves132 | €442k | €429k | €367k | €156k | €30k | ▼ 80.8% |
| Distributable reserves133 | €1.79M | €1.97M | €2.44M | €3.18M | €3.79M | ▲ 19.3% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €1.43M | €1.45M | €1.51M | €1.56M | €1.59M | ▲ 2.0% |
| Amounts payable within one year42/48 | €1.43M | €1.45M | €1.51M | €1.56M | €1.59M | ▲ 1.8% |
| Trade debts44 | €71k | €37k | €49k | €29k | €6k | ▼ 77.8% |
| Suppliers440/4 | €71k | €37k | €49k | €29k | €6k | ▼ 77.8% |
| Taxes, remuneration and social security45 | €45k | €63k | €92k | €84k | €68k | ▼ 19.5% |
| Taxes450/3 | €34k | €52k | €88k | €76k | €61k | ▼ 19.4% |
| Remuneration and social security454/9 | €11k | €11k | €4k | €8k | €7k | ▼ 20.5% |
| Other amounts payable47/48 | €1.31M | €1.35M | €1.37M | €1.45M | €1.52M | ▲ 4.6% |
| Accrued charges and deferred income492/3 | €96 | - | - | - | €3k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €374k | €439k | €326k | €570k | €565k | ▼ 0.8% |
| + Depreciation and write-downs630 | €186k | €208k | €156k | €118k | €71k | ▼ 40.1% |
| Operating cash flow (approximation) | €560k | €647k | €482k | €688k | €636k | ▼ 7.6% |
| Investment in fixed assets (approximation) | - | €-6k | €-47k | €-67k | €-19k | ▲ 71.1% |
| Change in cash | - | €334k | €-224k | €341k | €-281k | ▼ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €570k ▲74.8%
Operating result €859k, net result €570k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €2MEq €2.09M ▲6.3%
2 profitable years in a row build equity to €2.09M.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 1997
Ground area
2,027 m²
Building footprint
184 m²
Volume, LiDAR
1,420 m³
Parcel 34041C0929/00V005, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
LUC TUFFREAU
since 19972.080.402.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041C0929/00V005 | Flanders | 2,027 m² | 1 · 184 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 204 EUR awarded · 204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 204 EUR | 204 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
648843FHA5H19BU4E791
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Of 1,365 companies in sector 43110 we hold annual accounts for 635. 153 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43110Demolition
43120Site preparation
41001General construction of residential buildings
49410Freight transport by road
77120Rental and leasing activities
Contact
E-mail
tuffreau@skynet.be
Phone
056/ 41 57 33
Fax
056/ 37 05 34
Scores and ratios are computed by Checked and are not a credit decision.