Summary
Monese EU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €175k and a net result of €114k. Its solvency ranks better than 8% of 2365 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 29-09-2023, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2022
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2022, full schema
Equity
€175k
Net result
€114k
Total assets
€3.84M
Solvency
4.6%
Balance-sheet composition
Equity and liabilities €3.84M
Equity
€175k
Debt
€3.67M
Debt finances 95.4% of the balance-sheet total.
Key figures and ratios
ROE
64.9%
ROA
3.0%
Debt ≤ 1 year
€3.53M
Income taxes
€38k
Filed annual accounts As filed with the NBB · 2022 · 33 lines
Balance sheet
Code2022
Assets
Total assets20/58€3.84M
Current assets29/58€3.84M
Amounts receivable within one year40/41€498k
Trade receivables40€498k
Cash at bank and in hand54/58€2.66M
Deferred charges and accrued income490/1€680k
Equity and liabilities
Total equity and liabilities10/49€3.84M
Equity10/15€175k
Contributions10/11€62k
Capital10€62k
Issued capital100€62k
Reserves13€114k
Distributable reserves133€114k
Amounts payable17/49€3.67M
Amounts payable within one year42/48€3.53M
Trade debts44€3.48M
Suppliers440/4€3.48M
Taxes, remuneration and social security45€50k
Taxes450/3€50k
Accrued charges and deferred income492/3€140k
Income statement
Code2022
Gross operating margin9900€64k
Operating profit (loss)9901€64k
Financial income75/76B€131k
Recurring financial income75€131k
Financial charges65/66B€44k
Recurring financial charges65€44k
Profit (loss) for the period before taxes9903€151k
Income taxes67/77€38k
Profit (loss) for the period9904€114k
Profit (loss) for the period to be appropriated9905€114k
Appropriation of the result
Profit (loss) to be appropriated9906€114k
Transfer to equity691/2€114k
To other reserves6921€114k
Accounts by statement
| Line | 2022 |
|---|---|
| Gross operating margin9900 | €64k |
| Operating profit (loss)9901 | €64k |
| Financial income75/76B | €131k |
| Recurring financial income75 | €131k |
| Financial charges65/66B | €44k |
| Recurring financial charges65 | €44k |
| Profit (loss) for the period before taxes9903 | €151k |
| Income taxes67/77 | €38k |
| Profit (loss) for the period9904 | €114k |
| Profit (loss) for the period to be appropriated9905 | €114k |
| Line | 2022 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3.84M | |
| Current assets29/58 | €3.84M | |
| Amounts receivable within one year40/41 | €498k | |
| Trade receivables40 | €498k | |
| Cash at bank and in hand54/58 | €2.66M | |
| Deferred charges and accrued income490/1 | €680k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3.84M | |
| Equity10/15 | €175k | |
| Contributions10/11 | €62k | |
| Capital10 | €62k | |
| Issued capital100 | €62k | |
| Reserves13 | €114k | |
| Distributable reserves133 | €114k | |
| Amounts payable17/49 | €3.67M | |
| Amounts payable within one year42/48 | €3.53M | |
| Trade debts44 | €3.48M | |
| Suppliers440/4 | €3.48M | |
| Taxes, remuneration and social security45 | €50k | |
| Taxes450/3 | €50k | |
| Accrued charges and deferred income492/3 | €140k | |
| Line | 2022 |
|---|---|
| Profit (loss) for the period9904 | €114k |
| Operating cash flow (approximation) | €114k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
NBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Ground area
7,406 m²
Building footprint
1,655 m²
Volume, LiDAR
29,823 m³
Parcel 21446F0030/00A000, Brussels · tallest building 28.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Monese EU
since 20212.319.846.258
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446F0030/00A000 | Brussels | 7,406 m² | 1 · 1,655 m² | 28.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500AF2MKJLP58DM67
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Of 807 companies in sector 64999 we hold annual accounts for 484. 330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.