Skip to content

MONCEAURETAIL

Active
Public limited companyfounded 20232 yrs activeRue du Calvaire 141, 6031 Charleroi, BelgiumKBO/BCE: BE 1001.978.524
Summary

The computed 12-month bankruptcy probability of MONCEAURETAIL is 5.3% (elevated). The 2024 annual accounts show negative equity (-€483,383) and a net result of -€583,383. Its solvency ranks better than 8% of 6550 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
1 site
Size
€2.1mtotal assets 2024
Staff
20.8 FTE
Equity
-€483,383
Loss
-€583,383
Financial health
34 Weak Checked score 2024
Bankruptcy chance 12 m
5.3%
Structure
Parent
ITM ALIMENTAIRE BELGIUM · 99.98%
Accounts filed 71 d late0 of 1 deed read
Why 34- Figures for FY 2024 (filed 17-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 late- Loss of €583,383 (FY 2024)- Founded in 2023Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 9% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 2
equity -22.9% of total assets
Liquidity 21
short-term debt 102.4% · cash 16.8%
Profitability 0
return on assets -27.6%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies)
Last 24 months 12-2024: 1.5%lowest value 01-2025: 1.6%▲ +2.8% vs 12-2024 02-2025: 1.6%▲ +2.1% vs 01-2025 03-2025: 2.0%▲ +23.5% vs 02-2025 04-2025: 2.0%▲ +0.5% vs 03-2025 05-2025: 2.2%▲ +10.6% vs 04-2025 06-2025: 2.5%▲ +10.7% vs 05-2025 07-2025: 2.5%▲ +1.9% vs 06-2025 08-2025: 2.4%▼ -3.2% vs 07-2025 09-2025: 2.4%▲ +0.2% vs 08-2025 10-2025: 2.6%▲ +7.5% vs 09-2025 11-2025: 2.9%▲ +9.7% vs 10-2025 12-2025: 2.7%▼ -4.8% vs 11-2025 01-2026: 2.7%▼ -0.6% vs 12-2025 02-2026: 2.7%● 0.0% vs 01-2026 03-2026: 2.7%▼ -1.9% vs 02-2026 04-2026: 2.7%▲ +0.6% vs 03-2026 05-2026: 2.7%▼ -0.7% vs 04-2026 06-2026: 2.7%▲ +0.4% vs 05-2026 07-2026: 2.8%▲ +4.5% vs 06-2026 08-2026: 3.5%▲ +25.3% vs 07-2026 09-2026: 3.9%▲ +10.1% vs 08-2026 10-2026: 5.3%▲ +37.3% vs 09-2026highest value
  • Figures for FY 2024 (filed 17-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 late raises the probability
  • Loss of €583,383 (FY 2024) raises the probability
  • Founded in 2023 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.76; short-term debt: 102.4% and cash: 16.8% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 5%, liquidity 19%, profitability 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 17-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €583,383 (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 71 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€483,383 View
  • Caution: Among the weakest 5% on net resultsector median €31,811 · 6,551 companies -€583,383 View
  • Caution: Latest accounts filed lateafter the legal deadline 71 d View
  • Controlled by ITM ALIMENTAIRE BELGIUM 99.98% View

By topic

Financials

Fiscal year
2024
Total assets
€2.1m
Loss
-€583,383
Solvency
-22.9%
Go to Financials

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
07-11-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.