ASMARKET
ActiveSummary
The computed 12-month bankruptcy probability of ASMARKET is 1.8% (moderate). The 2025 annual accounts show equity of €448,628 and a net result of €271,790. Its solvency ranks better than 37% of 4235 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+71
Solvency51▲+13
Growth78
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.13 in 2024; short-term debt: 39.5% and cash: 12.8% of total assets), and 74.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
15.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#6 employer in Huy, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€271,790
2024 · -€23,162
Working capital
€56,438▼ 34.9%
2024 · €86,668
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€15,421-€410,289
Net result-€23,162below the sector's middle half-€271,790above the sector's middle half
Equity€176,838within the sector's middle half-€448,628within the sector's middle half▲ 154%
Total assets€1.4mwithin the sector's middle half-€1.8mwithin the sector's middle half▲ 27.2%
Debt€1.2m-€1.3m▲ 8.7%
Working capital€86,668within the sector's middle half-€56,438within the sector's middle half▼ 34.9%
Solvency12.8%below the sector's middle half-25.5%within the sector's middle half▲ 12.7pp
Current ratio1.13within the sector's middle half-1.08within the sector's middle half▼ 0.05
Return on assets (ROA)-1.7%below the sector's middle half-15.5%above the sector's middle half▲ 17.1pp
Staff (FTE)3.9within the sector's middle half-16within the sector's middle half▲ 310%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €410,289 after a loss of €15,421 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.0m ▲ 55.1%
Current assets
€750,313 ▲ 2.5%
Equity and liabilities €1.8m
Equity
€448,628 ▲ 154%
Debt
€1.3m ▲ 8.7%
Debt's share of the balance-sheet total falls from 87.2% to 74.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€491,938▲
2024 · -€3,053
Cash flow
€353,439▲
2024 · -€10,793
Quick ratio
0.55▼
2024 · 0.73
Debt to equity
2.92▼
2024 · 6.81
ROE
60.6%▲
2024 · -13.1%
Interest coverage
8.97▲
2024 · -0.39
Debt ≤ 1 year
€693,876▲
2024 · €645,190
Debt > 1 year
€604,361▲
2024 · €539,377
Income taxes
€84,524
Staff costs
€506,924▲
2024 · €107,884
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,602 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
2.1%
went bankrupt
0.9%
stopped otherwise
97%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €107,884 | €506,924 | ▲ 370% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,368 | €81,649 | ▲ 560% |
| Other operating charges640/8 | €384 | €17,131 | ▲ 4,356% |
| Gross operating margin9900 | €105,216 | €1.0m | ▲ 866% |
| Operating profit (loss)9901 | -€15,421 | €410,289 | ▲ 2,761% |
| Financial income75/76B | €6 | €871 | ▲ 14,809% |
| Recurring financial income75 | €6 | €871 | ▲ 14,809% |
| Financial charges65/66B | €7,746 | €54,846 | ▲ 608% |
| Recurring financial charges65 | €7,746 | €54,846 | ▲ 608% |
| Profit (loss) for the period before taxes9903 | -€23,162 | €356,314 | ▲ 1,638% |
| Income taxes67/77 | - | €84,524 | - |
| Profit (loss) for the period9904 | -€23,162 | €271,790 | ▲ 1,273% |
| Profit (loss) for the period to be appropriated9905 | -€23,162 | €271,790 | ▲ 1,273% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.4m | €1.8m | ▲ 27.2% |
| Fixed assets21/28 | €648,881 | €1.0m | ▲ 55.1% |
| Intangible fixed assets21 | €260,079 | €233,079 | ▼ 10.4% |
| Tangible fixed assets22/27 | €222,802 | €607,377 | ▲ 173% |
| Plant, machinery and equipment23 | €222,361 | €592,443 | ▲ 166% |
| Furniture and vehicles24 | €442 | €14,934 | ▲ 3,282% |
| Financial fixed assets28 | €166,000 | €166,000 | = |
| Current assets29/58 | €731,857 | €750,313 | ▲ 2.5% |
| Stocks and contracts in progress3 | €263,677 | €367,628 | ▲ 39.4% |
| Stocks30/36 | €263,677 | €367,628 | ▲ 39.4% |
| Amounts receivable within one year40/41 | €37,234 | €111,800 | ▲ 200% |
| Trade receivables40 | €9,708 | €111,400 | ▲ 1,047% |
| Other amounts receivable41 | €27,525 | €400 | ▼ 98.5% |
| Cash at bank and in hand54/58 | €418,343 | €225,360 | ▼ 46.1% |
| Deferred charges and accrued income490/1 | €12,604 | €45,525 | ▲ 261% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.4m | €1.8m | ▲ 27.2% |
| Equity10/15 | €176,838 | €448,628 | ▲ 154% |
| Contributions10/11 | €200,000 | €200,000 | = |
| Capital10 | €200,000 | €200,000 | = |
| Issued capital100 | €200,000 | €200,000 | = |
| Reserves13 | - | €200,000 | - |
| Distributable reserves133 | - | €200,000 | - |
| Profit (loss) carried forward14 | -€23,162 | €48,628 | ▲ 310% |
| Amounts payable17/49 | €1.2m | €1.3m | ▲ 8.7% |
| Amounts payable after more than one year17 | €539,377 | €604,361 | ▲ 12.0% |
| Financial debts170/4 | €539,377 | €604,361 | ▲ 12.0% |
| Amounts payable within one year42/48 | €645,190 | €693,876 | ▲ 7.5% |
| Current portion of amounts payable after more than one year42 | €58,298 | €103,624 | ▲ 77.7% |
| Trade debts44 | €410,356 | €375,210 | ▼ 8.6% |
| Suppliers440/4 | €410,356 | €375,210 | ▼ 8.6% |
| Taxes, remuneration and social security45 | €15,017 | €137,432 | ▲ 815% |
| Taxes450/3 | - | €86,850 | - |
| Remuneration and social security454/9 | €15,017 | €50,581 | ▲ 237% |
| Other amounts payable47/48 | €161,518 | €77,610 | ▼ 51.9% |
| Accrued charges and deferred income492/3 | €19,333 | €9,904 | ▼ 48.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€23,162 | €271,790 | ▲ 1,273% |
| + Depreciation and write-downs630 | €12,368 | €81,649 | ▲ 560% |
| Operating cash flow (approximation) | -€10,793 | €353,439 | ▲ 3,375% |
| Investment in fixed assets (approximation) | - | -€439,223 | - |
| Change in cash | - | -€192,982 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 30 days late
31-01
Financial
Back to profitnet €271,790
Net result €271,790 after one loss-making year.
31-01
Financial
Equity above €200,000Eq €448,628 ▲154%
Equity rises from €176,838 to €448,628.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2023
Ground area
9,218 m²
Parcel 61007A0127/00V003, Wallonia. Linked by address, not a title deed.
1 establishment unit
ASMARKET
since 20232.350.251.107
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007A0127/00V003 | Wallonia | 9,218 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHuy2.350.251.107
Similar companies · same sector, comparable size
JFC SUPERMARCHÉ
BE 1020.590.052
Sint-Gillis (bij-Brussel) · Eq €448,448
LTL FRESH FOOD II
BE 0818.485.703
Oudsbergen · Eq €447,237
DISTRI-O
BE 0762.880.650
Ottignies-Louvain-la-Neuve · Eq €446,715
TANGER MARKT ANDERLECHT
BE 0694.694.895
Anderlecht · Eq €446,624
JEMAFEM
BE 0451.544.205
Aalst · Eq €450,661
Of 10,510 companies in sector 47110 we hold annual accounts for 5,853. 3,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-07-2023
Fiscal year end31-01
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803948569
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.