MONAPOLLY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €3k. Equity is growing by ~83.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 7980 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
105 d early
2023
5 d early
2022
48 d early
2021
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 17.2%
2024 · €18k
2021: €-2k
2022: €6k
2023: €7k
2024: €18k
2021 → 2025
Net result
€3k▼ 71.8%
2024 · €11k
2021: €-2k
2022: €8k
2023: €1k
2024: €11k
2021 → 2025
Total assets
€47k▲ 4.5%
2024 · €45k
2021: €17k
2022: €25k
2023: €34k
2024: €45k
2021 → 2025
Solvency
43.9%▲ 4.7pp
2024 · 39.1%
2021: -12.0%
2022: 23.4%
2023: 20.5%
2024: 39.1%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€6k€7k▲ 17.2%€18k▲ 156%€21k▲ 17.2%
Operating result€-2k-€11k€4k▼ 64.0%€18k▲ 348%€7k▼ 59.6%
Net result€-2k-€8k€1k▼ 87.1%€11k▲ 963%€3k▼ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€3k▼ 64.0%
Current assets
€45k▲ 17.5%
Equity and liabilities €47k
Equity
€21k▲ 17.2%
Debt
€27k▼ 3.7%
The debt ratio falls from 60.9% to 56.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
43.9%▲
2024 · 39.1%
ROE
14.7%▼
2024 · 61.0%
ROA
6.4%▼
2024 · 23.9%
Debt
€27k▼
2024 · €28k
Debt ≤ 1 year
€26k▲
2024 · €26k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€47k▲
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€6k€2k▼
Other tangible fixed assets26€1k€788▼
Current assets29/58€38k€45k▲
Amounts receivable within one year40/41€26k€13k▼
Trade receivables40€26k€12k▼
Other amounts receivable41-€928
Cash at bank and in hand54/58€11k€31k▲
Deferred charges and accrued income490/1€390€398▲
Equity and liabilities
Total equity and liabilities10/49€45k€47k▲
Equity10/15€18k€21k▲
Contributions10/11€100€100=
Reserves13€18k€21k▲
Distributable reserves133€18k€21k▲
Amounts payable17/49€28k€27k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€26k€26k▲
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€19k€19k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€1k▼
Accrued charges and deferred income492/3-€200
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€26k€15k▼
Operating profit (loss)9901€18k€7k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€891€648▼
Recurring financial charges65€891€648▼
Profit (loss) for the period before taxes9903€17k€7k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€3k▼
Transfer to equity691/2€11k€3k▼
To other reserves6921€11k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €11k ▲963%
Operating result €18k, net result €11k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korenmolenweg 393520 ZonhovenGround area
1,500 m²
Building footprint
251 m²
Volume, LiDAR
1,016 m³
Parcel 71443E0550/00P000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MONAPOLLY
since 20212.313.132.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E0550/00P000 | Flanders | 1,500 m² | 1 · 250 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fictilis
BE 0695.573.439
Vorst · Eq €21k
EDROPA BEHEER
BE 0538.610.613
Gent · Eq €21k
EMPRENDO
BE 0892.852.138
Zwevegem · Eq €21k
Rocky Invest
BE 0775.306.053
Gavere · Eq €21k
Mommaerts Consulting
BE 0745.443.317
Oud-Heverlee · Eq €21k
Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 7,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:geoffrey.baeten@belisol.be
Phone:0471438992