Summary
4Human vision is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €28,089 and a net result of €7,256. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 8211 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
23 d early
2024
27 d late
2023
29 d late
2022
30 d late
2021
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€28,089▲ 34.8%
2024 · €20,833
Net result
€7,256▲ 16.9%
2024 · €6,207
Total assets
€38,584▲ 30.1%
2024 · €29,652
Solvency
72.8%▲ 2.5pp
2024 · 70.3%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,808-€3,490▼ 64.4%€8,341▲ 139%€11,082▲ 32.9%€13,660▲ 23.3%
Net result€5,724within the sector's middle half--€85below the sector's middle half€3,987within the sector's middle half€6,207within the sector's middle half▲ 55.7%€7,256within the sector's middle half▲ 16.9%
Equity€10,724below the sector's middle half-€10,639below the sector's middle half▼ 0.8%€14,626below the sector's middle half▲ 37.5%€20,833below the sector's middle half▲ 42.4%€28,089below the sector's middle half▲ 34.8%
Total assets€18,857below the sector's middle half-€20,771below the sector's middle half▲ 10.2%€24,917below the sector's middle half▲ 20.0%€29,652below the sector's middle half▲ 19.0%€38,584below the sector's middle half▲ 30.1%
Debt€8,133-€10,132▲ 24.6%€10,291▲ 1.6%€8,819▼ 14.3%€10,495▲ 19.0%
Working capital€10,724within the sector's middle half-€10,639within the sector's middle half▼ 0.8%€14,626within the sector's middle half▲ 37.5%€20,839within the sector's middle half▲ 42.5%€28,089within the sector's middle half▲ 34.8%
Solvency56.9%within the sector's middle half-51.2%within the sector's middle half▼ 5.6pp58.7%within the sector's middle half▲ 7.5pp70.3%within the sector's middle half▲ 11.6pp72.8%within the sector's middle half▲ 2.5pp
Current ratio2.32within the sector's middle half-2.05within the sector's middle half▼ 0.272.42within the sector's middle half▲ 0.373.36within the sector's middle half▲ 0.943.68within the sector's middle half▲ 0.31
Return on assets (ROA)30.4%above the sector's middle half--0.4%below the sector's middle half▼ 30.8pp16.0%within the sector's middle half▲ 16.4pp20.9%within the sector's middle half▲ 4.9pp18.8%within the sector's middle half▼ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38,584
Equity
€28,089 ▲ 34.8%
Debt
€10,495 ▲ 19.0%
Debt's share of the balance-sheet total falls from 29.7% to 27.2%. Equity and debt are higher.
Key figures and ratios
ROE
25.8%▼
2024 · 29.8%
Debt ≤ 1 year
€10,495▲
2024 · €8,813
Income taxes
€4,560▲
2024 · €2,669
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €749 | €1,642 | €1,109 | €1,130 | ▲ 1.9% |
| Gross operating margin9900 | €9,808 | €4,239 | €9,983 | €12,191 | €14,790 | ▲ 21.3% |
| Operating profit (loss)9901 | €9,808 | €3,490 | €8,341 | €11,082 | €13,660 | ▲ 23.3% |
| Financial charges65/66B | €1,166 | €2,522 | €2,541 | €2,206 | €1,844 | ▼ 16.4% |
| Recurring financial charges65 | €1,166 | €2,522 | €2,541 | €2,206 | €1,844 | ▼ 16.4% |
| Profit (loss) for the period before taxes9903 | €8,642 | €968 | €5,800 | €8,876 | €11,816 | ▲ 33.1% |
| Income taxes67/77 | €2,918 | €1,053 | €1,813 | €2,669 | €4,560 | ▲ 70.9% |
| Profit (loss) for the period9904 | €5,724 | -€85 | €3,987 | €6,207 | €7,256 | ▲ 16.9% |
| Profit (loss) for the period to be appropriated9905 | €5,724 | -€85 | €3,987 | €6,207 | €7,256 | ▲ 16.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18,857 | €20,771 | €24,917 | €29,652 | €38,584 | ▲ 30.1% |
| Current assets29/58 | €18,857 | €20,771 | €24,917 | €29,652 | €38,584 | ▲ 30.1% |
| Amounts receivable within one year40/41 | - | €10,067 | €13,026 | €4,601 | €28,708 | ▲ 524% |
| Trade receivables40 | - | €10,067 | €13,026 | €4,601 | €28,708 | ▲ 524% |
| Cash at bank and in hand54/58 | €18,857 | €9,364 | €10,240 | €25,018 | €5,964 | ▼ 76.2% |
| Deferred charges and accrued income490/1 | - | €1,340 | €1,651 | €33 | €3,912 | ▲ 11,755% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18,857 | €20,771 | €24,917 | €29,652 | €38,584 | ▲ 30.1% |
| Equity10/15 | €10,724 | €10,639 | €14,626 | €20,833 | €28,089 | ▲ 34.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €5,724 | €5,639 | €9,626 | €15,833 | €23,089 | ▲ 45.8% |
| Distributable reserves133 | €5,724 | €5,639 | €9,626 | €15,833 | €23,089 | ▲ 45.8% |
| Amounts payable17/49 | €8,133 | €10,132 | €10,291 | €8,819 | €10,495 | ▲ 19.0% |
| Amounts payable within one year42/48 | €8,133 | €10,132 | €10,291 | €8,813 | €10,495 | ▲ 19.1% |
| Trade debts44 | €453 | €1,519 | €2,971 | €2,536 | €1,622 | ▼ 36.0% |
| Suppliers440/4 | €453 | €1,519 | €2,971 | €2,536 | €1,622 | ▼ 36.0% |
| Taxes, remuneration and social security45 | €7,557 | €8,604 | €6,784 | €6,277 | €8,867 | ▲ 41.3% |
| Taxes450/3 | €7,557 | €8,604 | €6,784 | €6,277 | €8,867 | ▲ 41.3% |
| Other amounts payable47/48 | €123 | €9 | €536 | - | €6 | - |
| Accrued charges and deferred income492/3 | - | - | - | €6 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,724 | -€85 | €3,987 | €6,207 | €7,256 | ▲ 16.9% |
| Operating cash flow (approximation) | €5,724 | -€85 | €3,987 | €6,207 | €7,256 | ▲ 16.9% |
| Change in cash | - | -€9,493 | €876 | €14,778 | -€19,054 | ▼ 229% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €7,256 ▲16.9%
Operating result €13,660, net result €7,256, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €3,987
Net result €3,987 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet -€85
Net result drops to -€85, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2021
Ground area
1,958 m²
Building footprint
221 m²
Volume, LiDAR
1,228 m³
Parcel 11453I0412/00A000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
4Human vision
since 2021unit no. 2.311.716.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0412/00A000 | Flanders | 1,958 m² | 1 · 221 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Company details
Identification
Legal formPrivate limited company
Founded05-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0760830881
Also
9925:BE0760830881
Registered
29-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.