Financials
- Financial year
- 2024
- Total assets
- €4.4m
- Loss
- -€120,788
- Solvency
- -1.6%
MONALIZA
ActiveSummary
The computed 12-month bankruptcy probability of MONALIZA is 5.7% (elevated). The 2024 annual accounts show negative equity (-€70,788) and a net result of -€120,788. Its solvency ranks better than 18% of 19,390 sector peers (NACE 68, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€4.4mtotal assets 2024
- Equity
- -€70,788
- Loss
- -€120,788
Turnover not published (micro format)
Structure
Accounts filed 305 days late0 of 2 deeds read
Why 34raises risk1 financial year not filed after the legal deadline; latest accounts 305 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 03-06-2026)1 change of registered office in 24 monthslowers riskSector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2024
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 14% of its sector peers (NACE 68, small)
Financial strength
Weak
Solvency
23
equity -1.6% of total assets
Liquidity
22
short-term debt 55.5% · cash 0.6%
Profitability
19
return on assets -2.7%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%lowest value
01-2025: 1.1%▲ +0.5 percentage points vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.2%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.4%▲ +0.2 percentage points vs 04-2025
06-2025: 1.4%● unchanged vs 05-2025
07-2025: 1.5%▲ +0.1 percentage points vs 06-2025
08-2025: 1.4%▼ -0.1 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.6%▲ +0.2 percentage points vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.6%● unchanged vs 04-2026
06-2026: 2.3%▲ +0.7 percentage points vs 05-2026
07-2026: 2.7%▲ +0.4 percentage points vs 06-2026
08-2026: 3.3%▲ +0.6 percentage points vs 07-2026
09-2026: 3.9%▲ +0.6 percentage points vs 08-2026
10-2026: 5.7%▲ +1.8 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.54; short-term debt: 55.5% and cash: 0.6% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 12% on solvency, 17% on liquidity and 13% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-06-2026, 305 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
305 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 305 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 23-11-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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