MÔN CHEZ MOI
ActiveThe computed 12-month bankruptcy probability of MÔN CHEZ MOI is 3.1% (moderate). The 2024 annual accounts show equity of €163k and a net result of €5k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 542 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
86
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-16
Solvency99▲+24
Growth52=
Stability100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.54 in 2023), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-11-2025, 101 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
101 d late
2023
60 d late
2022
90 d late
2021
31 d late
2020
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€163k▲ 3.3%
2023 · €157k
2020: €44k
2021: €103k
2022: €147k
2023: €157k
2020 → 2024
Total assets
€259k▼ 31.8%
2023 · €381k
2020: €126k
2021: €214k
2022: €418k
2023: €381k
2020 → 2024
Net result
€5k▼ 48.2%
2023 · €10k
2020: €29k
2021: €59k
2022: €44k
2023: €10k
2020 → 2024
Working capital
€133k▲ 10.5%
2023 · €121k
2020: €14k
2021: €74k
2022: €103k
2023: €121k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€103k▲ 135%€147k▲ 43.0%€157k▲ 6.7%€163k▲ 3.3%
Operating result€44k-€76k▲ 71.7%€57k▼ 24.8%€12k▼ 79.7%€15k▲ 33.1%
Net result€29k-€59k▲ 106%€44k▼ 25.3%€10k▼ 77.6%€5k▼ 48.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 33% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €259k
Fixed assets
€29k▼ 20.3%
Current assets
€230k▼ 33.1%
Equity and liabilities €259k
Equity
€163k▲ 3.3%
Debt
€97k▼ 56.6%
The debt ratio falls from 58.7% to 37.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€23k▲
2023 · €19k
Cash flow
€13k▼
2023 · €17k
Solvency
62.7%▲
2023 · 41.3%
Current ratio
2.37▲
2023 · 1.54
Quick ratio
1.80▲
2023 · 1.22
Debt / equity
0.60▼
2023 · 1.42
ROE
3.2%▼
2023 · 6.3%
ROA
2.0%▼
2023 · 2.6%
Interest coverage
8.95▲
2023 · 8.70
Debt
€97k▼
2023 · €223k
Debt ≤ 1 year
€97k▼
2023 · €223k
Income taxes
€8k▲
2023 · €-553
Staff costs
€36k▲
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€381k€259k▼
Fixed assets21/28€37k€29k▼
Tangible fixed assets22/27€8k-
Furniture and vehicles24€8k-
Financial fixed assets28€29k€29k=
Current assets29/58€344k€230k▼
Stocks and contracts in progress3€72k€56k▼
Stocks30/36€72k€56k▼
Amounts receivable within one year40/41€231k€143k▼
Trade receivables40€65k€57k▼
Other amounts receivable41€167k€86k▼
Cash at bank and in hand54/58€40k€31k▼
Deferred charges and accrued income490/1-€49
Equity and liabilities
Total equity and liabilities10/49€381k€259k▼
Equity10/15€157k€163k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€142k€148k▲
Amounts payable17/49€223k€97k▼
Amounts payable within one year42/48€223k€97k▼
Trade debts44€190k€72k▼
Suppliers440/4€190k€72k▼
Taxes, remuneration and social security45€32k€24k▼
Taxes450/3€26k€17k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20232024
Remuneration, social security and pensions62€34k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€54k€61k▲
Operating profit (loss)9901€12k€15k▲
Financial income75/76B-€121
Recurring financial income75-€121
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€9k€13k▲
Income taxes67/77€-553€8k▲
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€148k▲
Profit (loss) brought forward from the previous period14P€132k€142k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 101 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼48.2%
Net result drops to €5k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Equity above €150kEq €157k ▲6.7%
4 profitable years in a row build equity to €157k.
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 90 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €59k ▲106%
Operating result €76k, net result €59k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲135%
2 profitable years in a row build equity to €103k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 1001000 BrusselGround area
905 m²
Building footprint
664 m²
Volume, LiDAR
9,636 m³
Parcel 21808H0614/00D002, Brussels · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MÔN CHEZ MOI
since 20192.295.521.529
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0614/00D002 | Brussels | 905 m² | 1 · 664 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONTACT NATURE
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Of 456 companies in sector 31009 we hold annual accounts for 124. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2019
Fiscal year end31-12
Activities, NACEBEL
31009Manufacture of furniture
47551Retail sale of household furniture
47591Retail trade
46841Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:h.ahrika@gmail.com