Skip to content

MON CÈDRE

Active
Private limited companyfounded 20242 yrs activeMolenstraat 88, 1950 Kraainem, BelgiumKBO/BCE: BE 1007.689.349
Summary

MON CÈDRE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,629) and a net result of -€14,379. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-72
Growth32
Track record82
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 1.28 in 2024; short-term debt: 201.6% and cash: 2.8% of total assets), and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-101.6%
Return on assets
-151.7%
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€9,629
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
5 d late
2024
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MON CÈDRE was incorporated on 28 March 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€9,629
2024 · €4,750
Total assets
€9,477▼ 6.6%
2024 · €10,145
Net result
-€14,379
2024 · €2,750
Working capital
-€11,543
2024 · €1,525
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€4,235--€13,756
Net result€2,750--€14,379
Equity€4,750--€9,629
Total assets€10,145-€9,477▼ 6.6%
Debt€5,396-€19,106▲ 254%
Working capital€1,525--€11,543
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €4,235€4,235Net result 2024: €2,750€2,750Operating result 2025: -€13,756-€13,756Net result 2025: -€14,379-€14,37920242025-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €4,235€4,240Net result 2024: €2,750€2,750Operating result 2025: -€13,756-€13,800Net result 2025: -€14,379-€14,40020242025
The operating result turns negative in 2025: a loss of €13,756 after €4,235 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9,477
Fixed assets €1,914 ▼ 40.7%
Current assets €7,563 ▲ 9.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€12,445▼
2024 · €4,944
Cash flow
-€13,068▼
2024 · €3,459
Solvency
-101.6%▼
2024 · 46.8%
Current ratio
0.40▼
2024 · 1.28
Debt to equity
-1.98▼
2024 · 1.14
ROA
-151.7%▼
2024 · 27.1%
Interest coverage
-25.37▼
2024 · 15.35
Debt ≤ 1 year
€19,106▲
2024 · €5,396
Income taxes
€132▼
2024 · €1,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,145€9,477▼
Fixed assets21/28€3,225€1,914▼
Tangible fixed assets22/27€3,225€1,914▼
Furniture and vehicles24€3,225€1,914▼
Current assets29/58€6,921€7,563▲
Amounts receivable within one year40/41€2,512€5,624▲
Trade receivables40€2,262€5,099▲
Other amounts receivable41€250€525▲
Cash at bank and in hand54/58€4,409€269▼
Deferred charges and accrued income490/1-€1,670
Equity and liabilities
Total equity and liabilities10/49€10,145€9,477▼
Equity10/15€4,750-€9,629▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€2,750-€11,629▼
Amounts payable17/49€5,396€19,106▲
Amounts payable within one year42/48€5,396€19,106▲
Trade debts44€2,299€1,662▼
Suppliers440/4€2,299€1,662▼
Taxes, remuneration and social security45€1,163€1,318▲
Taxes450/3€1,163€1,318▲
Other amounts payable47/48€1,933€16,126▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€709€1,311▲
Other operating charges640/8€387€400▲
Gross operating margin9900€5,331-€12,045▼
Operating profit (loss)9901€4,235-€13,756▼
Financial charges65/66B€322€491▲
Recurring financial charges65€322€491▲
Profit (loss) for the period before taxes9903€3,913-€14,247▼
Income taxes67/77€1,163€132▼
Profit (loss) for the period9904€2,750-€14,379▼
Profit (loss) for the period to be appropriated9905€2,750-€14,379▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,750-€11,629▼
Profit (loss) brought forward from the previous period14P-€2,750

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€709€1,311▲ 85.0%
Other operating charges640/8€387€400▲ 3.2%
Gross operating margin9900€5,331-€12,045▼ 326%
Operating profit (loss)9901€4,235-€13,756▼ 425%
Financial charges65/66B€322€491▲ 52.3%
Recurring financial charges65€322€491▲ 52.3%
Profit (loss) for the period before taxes9903€3,913-€14,247▼ 464%
Income taxes67/77€1,163€132▼ 88.7%
Profit (loss) for the period9904€2,750-€14,379▼ 623%
Profit (loss) for the period to be appropriated9905€2,750-€14,379▼ 623%
Line20242025Change
Assets
Total assets20/58€10,145€9,477▼ 6.6%
Fixed assets21/28€3,225€1,914▼ 40.7%
Tangible fixed assets22/27€3,225€1,914▼ 40.7%
Furniture and vehicles24€3,225€1,914▼ 40.7%
Current assets29/58€6,921€7,563▲ 9.3%
Amounts receivable within one year40/41€2,512€5,624▲ 124%
Trade receivables40€2,262€5,099▲ 125%
Other amounts receivable41€250€525▲ 110%
Cash at bank and in hand54/58€4,409€269▼ 93.9%
Deferred charges and accrued income490/1-€1,670-
Equity and liabilities
Total equity and liabilities10/49€10,145€9,477▼ 6.6%
Equity10/15€4,750-€9,629▼ 303%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€2,750-€11,629▼ 523%
Amounts payable17/49€5,396€19,106▲ 254%
Amounts payable within one year42/48€5,396€19,106▲ 254%
Trade debts44€2,299€1,662▼ 27.7%
Suppliers440/4€2,299€1,662▼ 27.7%
Taxes, remuneration and social security45€1,163€1,318▲ 13.3%
Taxes450/3€1,163€1,318▲ 13.3%
Other amounts payable47/48€1,933€16,126▲ 734%
Line20242025Change
Profit (loss) for the period9904€2,750-€14,379▼ 623%
+ Depreciation and write-downs630€709€1,311▲ 85.0%
Operating cash flow (approximation)€3,459-€13,068▼ 478%
Investment in fixed assets (approximation)-€0-
Change in cash--€4,140-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
1,363 m²
Building footprint
284 m²
Volume, LiDAR
1,985 m³
2 parcels, Brussels, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
MON CÈDRE
Molenstraat 88, 1950 KraainemActivities of head offices; management consultancy activities
since 20242.358.330.316
Watermaalse Steenweg 73, 1160 Oudergem
Computer programming
since 20262.387.909.673
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22002A0175/00S000 Flanders 1,023 m² 1 · 165 m² 7.7 m · 2 fl.
21002A0091/00S023 Brussels 340 m² 1 · 119 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 15,086 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007689349
Also 9925:BE1007689349
Registered 06-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.