MOMENT
ActiveMOMENT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €238k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency49▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.12 in 2024; short-term debt: 42.1% and cash: 7.3% of total assets), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
134 d early
2023
99 d early
2022
39 d early
2021
38 d early
2020
11 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€685k▲ 53.1%
2024 · €448k
2018: €-164k
2019: €-152k
2020: €224k
2021: €290k
2022: €364k
2023: €447k
2024: €448k
2018 → 2025
Total assets
€2.84M▲ 33.2%
2024 · €2.13M
2018: €835k
2019: €663k
2020: €1.18M
2021: €1.36M
2022: €1.26M
2023: €1.46M
2024: €2.13M
2018 → 2025
Net result
€238k▼ 61.6%
2024 · €619k
2018: €137k
2019: €148
2020: €25k
2021: €134k
2022: €175k
2023: €433k
2024: €619k
2018 → 2025
Working capital
€585k▲ 402%
2024 · €116k
2018: €167k
2019: €6k
2020: €704k
2021: €646k
2022: €562k
2023: €416k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€364k▲ 25.7%€447k▲ 22.7%€448k▲ 0.1%€685k▲ 53.1%
Operating result€159k-€204k▲ 28.2%€481k▲ 136%€704k▲ 46.4%€364k▼ 48.4%
Net result€134k-€175k▲ 30.1%€433k▲ 148%€619k▲ 43.0%€238k▼ 61.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.84M
Fixed assets
€1.06M▲ 1.8%
Current assets
€1.78M▲ 63.3%
Equity and liabilities €2.84M
Equity
€685k▲ 53.1%
Debt
€2.15M▲ 28.0%
The debt ratio falls from 79.0% to 75.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€461k▼
2024 · €860k
Cash flow
€335k▼
2024 · €775k
Solvency
24.1%▲
2024 · 21.0%
Current ratio
1.49▲
2024 · 1.12
Quick ratio
1.49▲
2024 · 1.12
Debt / equity
3.14▼
2024 · 3.76
ROE
34.7%▼
2024 · 138.3%
ROA
8.4%▼
2024 · 29.1%
Interest coverage
10.66▼
2024 · 36.36
Debt
€2.15M▲
2024 · €1.68M
Debt ≤ 1 year
€1.20M▲
2024 · €973k
Debt > 1 year
€959k▲
2024 · €710k
Income taxes
€118k▲
2024 · €69k
Staff costs
€617k▲
2024 · €346k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.13M€2.84M▲
Fixed assets21/28€1.04M€1.06M▲
Intangible fixed assets21€815k€757k▼
Tangible fixed assets22/27€90k€89k▼
Plant, machinery and equipment23€81k€81k▲
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€7k€7k=
Financial fixed assets28€135k€213k▲
Current assets29/58€1.09M€1.78M▲
Amounts receivable after more than one year29€308k€248k▼
Other amounts receivable291€308k€248k▼
Amounts receivable within one year40/41€575k€1.24M▲
Trade receivables40€469k€805k▲
Other amounts receivable41€106k€433k▲
Cash at bank and in hand54/58€127k€208k▲
Deferred charges and accrued income490/1€80k€85k▲
Equity and liabilities
Total equity and liabilities10/49€2.13M€2.84M▲
Equity10/15€448k€685k▲
Contributions10/11€250k€250k=
Reserves13€198k€435k▲
Tax-exempt reserves132-€105k
Distributable reserves133€198k€330k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.68M€2.15M▲
Amounts payable after more than one year17€710k€959k▲
Financial debts170/4€710k€959k▲
Amounts payable within one year42/48€973k€1.20M▲
Current portion of amounts payable after more than one year42€232k€359k▲
Financial debts43€37k€206k▲
Credit institutions430/8€37k€206k▲
Trade debts44€12k€232k▲
Suppliers440/4€12k€232k▲
Taxes, remuneration and social security45€45k€122k▲
Taxes450/3€14k€66k▲
Remuneration and social security454/9€30k€56k▲
Other amounts payable47/48€648k€276k▼
Accrued charges and deferred income492/3€224€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€346k€617k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156k€98k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€1.21M€1.08M▼
Operating profit (loss)9901€704k€364k▼
Financial income75/76B€8k€35k▲
Recurring financial income75€8k€35k▲
Financial charges65/66B€24k€43k▲
Recurring financial charges65€24k€43k▲
Profit (loss) for the period before taxes9903€688k€355k▼
Income taxes67/77€69k€118k▲
Profit (loss) for the period9904€619k€238k▼
Transfer to tax-exempt reserves689-€105k
Profit (loss) for the period to be appropriated9905€619k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€619k€132k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€119k€132k▲
To other reserves6921€119k€132k▲
Profit to be distributed694/7€500k€0▼
Directors or managers695€500k€0▼
Social balance
Average headcount (FTE)90873.65.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €685k ▲53.1%
8 profitable years in a row build equity to €685k.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €619k ▲43%
Operating result €704k, net result €619k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 3.13
Current ratio from 1.01 to 3.13; short-term debt falls from €398k to €331k.
31-12
Financial
Equity above €200kEq €224k
3 profitable years in a row build equity to €224k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €148 ▼99.9%
Net result drops to €148, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-07-2022
Morbee Christophe: Resigned as Director
01-01-2021
Mobouck Frederiek: Resigned as Director
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalvekeetdijk 1798300 Knokke-HeistGround area
2,650 m²
Building footprint
134 m²
Volume, LiDAR
148 m³
Parcel 31039E0077/00N000, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
Moment
since 20152.242.941.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0077/00N000 | Flanders | 2,650 m² | 1 · 134 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,762 EUR awarded · 3,762 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 940 EUR | 940 EUR |
| 2024 | 1 | 2,822 EUR | 2,822 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
967600K0A2DL4JNOXG70
Similar companies · same sector, comparable size
Elodes
BE 0713.634.245
Anzegem · Eq €685k
MD TECHNICS
BE 0896.849.528
Verviers · Eq €685k
P & A Holding
BE 0627.628.107
Heist-op-den-Berg · Eq €685k
3S Solutions
BE 1004.464.197
Poperinge · Eq €686k
MD³
BE 0723.582.386
Diepenbeek · Eq €685k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 31,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.