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ECI Software Solutions Belgium

Active
Private limited companyfounded 201610 yrs activeDrukkerijstraat 11, 9240 Zele, BelgiumKBO/BCE: BE 0657.835.984

ECI Software Solutions Belgium has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €920k and a net result of €150k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+6
Solvency64=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.72 in 2024; short-term debt: 53.9% and cash: 80.4% of total assets), but 61.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.7%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
66 d early
2024
20 d early
2023
2 d early
2022
90 d early
2021
54 d early
2020
73 d early
2019
72 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€920k▲ 19.5%
2024 · €770k
2018: €309k 2019: €537k 2020: €531k 2021: €684k 2022: €709k 2023: €736k 2024: €770k
2018 → 2025
Total assets
€2.38M▲ 21.8%
2024 · €1.95M
2018: €731k 2019: €935k 2020: €938k 2021: €1.02M 2022: €1.21M 2023: €1.57M 2024: €1.95M
2018 → 2025
Net result
€150k▲ 344%
2024 · €34k
2018: €221k 2019: €203k 2020: €-6k 2021: €153k 2022: €25k 2023: €27k 2024: €34k
2018 → 2025
Working capital
€1.04M▲ 32.1%
2024 · €790k
2018: €425k 2019: €589k 2020: €624k 2021: €731k 2022: €836k 2023: €707k 2024: €790k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€684k-€709k▲ 3.6%€736k▲ 3.9%€770k▲ 4.6%€920k▲ 19.5%
Operating result€211k-€73k▼ 65.2%€67k▼ 8.1%€73k▲ 8.5%€185k▲ 153%
Net result€153k-€25k▼ 83.8%€27k▲ 10.2%€34k▲ 23.4%€150k▲ 344%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €211k€211kNet result 2021: €153k€153kOperating result 2022: €73k€73kNet result 2022: €25k€25kOperating result 2023: €67k€67kNet result 2023: €27k€27kOperating result 2024: €73k€73kNet result 2024: €34k€34kOperating result 2025: €185k€185kNet result 2025: €150k€150k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 153% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.38M
Fixed assets €52k▼ 19.9%
Current assets €2.33M▲ 23.3%
Equity and liabilities €2.38M
Equity €920k▲ 19.5%
Debt €1.46M▲ 23.3%
The debt ratio rises from 60.6% to 61.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€197k
2024 · €94k
Cash flow
€162k
2024 · €55k
Solvency
38.7%
2024 · 39.4%
Current ratio
1.81
2024 · 1.72
Quick ratio
1.81
2024 · 1.72
Debt / equity
1.59
2024 · 1.54
ROE
16.3%
2024 · 4.4%
ROA
6.3%
2024 · 1.7%
Interest coverage
44.38
2024 · 20.25
Debt
€1.46M
2024 · €1.18M
Debt ≤ 1 year
€1.28M
2024 · €1.10M
Income taxes
€54k
2024 · €52k
Staff costs
€984k
2024 · €947k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.95M€2.38M
Fixed assets21/28€65k€52k
Intangible fixed assets21€15k€9k
Tangible fixed assets22/27€32k€26k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€28k€22k
Other tangible fixed assets26€2k€2k
Financial fixed assets28€18k€18k=
Current assets29/58€1.89M€2.33M
Amounts receivable within one year40/41€489k€398k
Trade receivables40€489k€398k
Other amounts receivable41€0-
Cash at bank and in hand54/58€1.40M€1.91M
Deferred charges and accrued income490/1€0€16k
Equity and liabilities
Total equity and liabilities10/49€1.95M€2.38M
Equity10/15€770k€920k
Contributions10/11€100k€100k=
Reserves13€670k€820k
Distributable reserves133€670k€820k
Amounts payable17/49€1.18M€1.46M
Amounts payable within one year42/48€1.10M€1.28M
Trade debts44€20k€13k
Suppliers440/4€20k€13k
Advances received on contracts in progress46€8k€1k
Taxes, remuneration and social security45€163k€126k
Taxes450/3€70k€32k
Remuneration and social security454/9€93k€94k
Other amounts payable47/48€906k€1.14M
Accrued charges and deferred income492/3€86k€176k
Income statement Code20242025
Remuneration, social security and pensions62€947k€984k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€12k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€110k€-57k
Other operating charges640/8€1k€875
Non-recurring operating charges66A€5k€0
Gross operating margin9900€1.16M€1.13M
Operating profit (loss)9901€73k€185k
Financial income75/76B€17k€24k
Recurring financial income75€17k€24k
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€86k€204k
Income taxes67/77€52k€54k
Profit (loss) for the period9904€34k€150k
Profit (loss) for the period to be appropriated9905€34k€150k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€150k
Transfer to equity691/2€34k€150k
To other reserves6921€34k€150k
Social balance
Average headcount (FTE)90878.88.6

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €153k
Net result €153k after one loss-making year.
19-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-6k ▼103%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
20-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €500kEq €537k ▲73.9%
2 profitable years in a row build equity to €537k.
20-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drukkerijstraat 119240 Zele
Ground area
1.3 ha
Building footprint
3,752 m²
Volume, LiDAR
26,086 m³
Parcel 42028A1420/00E000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Trivest Software Group
Drukkerijstraat 11, 9240 ZeleWholesale trade
since 20162.254.321.471
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42028A1420/00E000 Flanders 1.3 ha 1 · 3,752 m² 11.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 8,970 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-06-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0473755183
Enterprise