MOM
ActiveThe computed 12-month bankruptcy probability of MOM is 2.4% (moderate). The annual accounts of MOM for fiscal year 2024 show a net loss of 63% of the equity at the start of that year. The 2024 annual accounts show equity of €22k and a net result of €-37k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 26053 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-72
Solvency50▼-18
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.9 against 0.88 in 2023; short-term debt: 75% and cash: 39.3% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25%
Return on assets
-42.3%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
13 d late
2022
22 d late
2021
158 d late
2020
254 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▼ 62.9%
2023 · €58k
2019: €23k
2020: €33k
2021: €32k
2022: €35k
2023: €58k
2019 → 2024
Total assets
€87k▼ 36.5%
2023 · €136k
2019: €76k
2020: €125k
2021: €120k
2022: €73k
2023: €136k
2019 → 2024
Net result
€-37k
2023 · €23k
2019: €-2k
2020: €10k
2021: €-1k
2022: €4k
2023: €23k
2019 → 2024
Working capital
€-7k▲ 18.0%
2023 · €-8k
2019: €-183
2020: €-46k
2021: €8k
2022: €12k
2023: €-8k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€32k▼ 4.1%€35k▲ 11.3%€58k▲ 66.0%€22k▼ 62.9%
Operating result€13k-€2k▼ 84.5%€7k▲ 220%€32k▲ 391%€7k▼ 78.8%
Net result€10k-€-1k€4k€23k▲ 548%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 79% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €87k
Fixed assets
€28k▼ 63.2%
Current assets
€59k▼ 2.2%
Equity and liabilities €87k
Equity
€22k▼ 62.9%
Debt
€65k▼ 16.7%
The debt ratio rises from 57.2% to 75.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2023 · €33k
Cash flow
€-34k▼
2023 · €24k
Solvency
25.0%▼
2023 · 42.8%
Current ratio
0.90▲
2023 · 0.88
Quick ratio
0.79▲
2023 · 0.78
Debt / equity
3.00▲
2023 · 1.34
ROE
-169.3%▼
2023 · 39.8%
ROA
-42.3%▼
2023 · 17.0%
Interest coverage
2.11▼
2023 · 91.13
Debt
€65k▼
2023 · €78k
Debt ≤ 1 year
€65k▼
2023 · €68k
Debt > 1 year
€0▼
2023 · €10k
Income taxes
€39k▲
2023 · €9k
Staff costs
€33k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€136k€87k▼
Fixed assets21/28€77k€28k▼
Tangible fixed assets22/27€54k€5k▼
Furniture and vehicles24€54k€5k▼
Financial fixed assets28€23k€23k=
Current assets29/58€60k€59k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€28k€17k▼
Trade receivables40€9k€0▼
Other amounts receivable41€19k€17k▼
Cash at bank and in hand54/58€24k€34k▲
Equity and liabilities
Total equity and liabilities10/49€136k€87k▼
Equity10/15€58k€22k▼
Contributions10/11€25k€25k=
Reserves13€33k€3k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€31k€0▼
Profit (loss) carried forward14-€-6k
Amounts payable17/49€78k€65k▼
Amounts payable after more than one year17€10k€0▼
Financial debts170/4€10k€0▼
Amounts payable within one year42/48€68k€65k▼
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€13k€797▼
Suppliers440/4€13k€797▼
Taxes, remuneration and social security45€42k€54k▲
Taxes450/3€42k€52k▲
Remuneration and social security454/9€318€2k▲
Other amounts payable47/48€3k-
Income statement
Code20232024
Remuneration, social security and pensions62€32k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€842€3k▲
Other operating charges640/8€1k€20k▲
Gross operating margin9900€66k€62k▼
Operating profit (loss)9901€32k€7k▼
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€363€5k▲
Recurring financial charges65€363€5k▲
Profit (loss) for the period before taxes9903€32k€2k▼
Income taxes67/77€9k€39k▲
Profit (loss) for the period9904€23k€-37k▼
Profit (loss) for the period to be appropriated9905€23k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-37k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k ▼258%
Net result drops to €-37k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2019net €23k ▲548%
Operating result €32k, net result €23k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 158 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 254 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.42 to 1.09.
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudestraat 1742610 AntwerpenGround area
627 m²
Building footprint
107 m²
Volume, LiDAR
1,060 m³
Parcel 11463D0299/00F002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOM
since 20192.283.336.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0299/00F002 | Flanders | 627 m² | 1 · 107 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.283.336.844
Similar companies · same sector, comparable size
COLIWAL
BE 0845.916.214
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KISADO
BE 0881.960.919
Hasselt · Eq €22k
ENERGY AND CARS
BE 1005.268.309
Ukkel · Eq €21k
JUAX
BE 0637.939.009
Tongeren-Borgloon · Eq €21k
PALITS
BE 0537.940.917
Antwerpen · Eq €22k
Of 1,267 companies in sector 47300 we hold annual accounts for 947. 556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.