ELNI
ActiveELNI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €6k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
76
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-72
Solvency97▲+15
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.47 in 2024), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
3.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
34 d late
2023
16 d late
2022
32 d early
2021
38 d early
2020
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 6.0%
2024 · €94k
2020: €26k
2021: €39k
2022: €65k
2023: €70k
2024: €94k
2020 → 2025
Total assets
€178k▼ 8.4%
2024 · €194k
2020: €85k
2021: €85k
2022: €150k
2023: €164k
2024: €194k
2020 → 2025
Net result
€6k▼ 76.6%
2024 · €24k
2020: €16k
2021: €13k
2022: €26k
2023: €6k
2024: €24k
2020 → 2025
Working capital
€87k▲ 87.6%
2024 · €47k
2020: €64k
2021: €67k
2022: €83k
2023: €71k
2024: €47k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€65k▲ 67.5%€70k▲ 9.0%€94k▲ 34.2%€100k▲ 6.0%
Operating result€18k-€35k▲ 101%€16k▼ 54.4%€41k▲ 152%€25k▼ 39.1%
Net result€13k-€26k▲ 108%€6k▼ 77.7%€24k▲ 314%€6k▼ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€13k▼ 73.7%
Current assets
€165k▲ 12.9%
Equity and liabilities €178k
Equity
€100k▲ 6.0%
Debt
€78k▼ 22.0%
The debt ratio falls from 51.4% to 43.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €45k
Cash flow
€10k▼
2024 · €29k
Solvency
56.2%▲
2024 · 48.6%
Current ratio
2.12▲
2024 · 1.47
Quick ratio
0.98▼
2024 · 1.12
Debt / equity
0.78▼
2024 · 1.06
ROE
5.6%▼
2024 · 25.5%
ROA
3.2%▼
2024 · 12.4%
Interest coverage
2.42▼
2024 · 7.01
Debt
€78k▼
2024 · €100k
Debt ≤ 1 year
€78k▼
2024 · €100k
Income taxes
€7k▼
2024 · €11k
Staff costs
€165k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€178k▼
Fixed assets21/28€48k€13k▼
Tangible fixed assets22/27€48k€13k▼
Land and buildings22€14k€10k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€32k€0▼
Current assets29/58€146k€165k▲
Stocks and contracts in progress3€35k€89k▲
Stocks30/36€35k€89k▲
Amounts receivable within one year40/41€45k€32k▼
Trade receivables40€22k€31k▲
Other amounts receivable41€23k€1k▼
Cash at bank and in hand54/58€66k€42k▼
Deferred charges and accrued income490/1€622€3k▲
Equity and liabilities
Total equity and liabilities10/49€194k€178k▼
Equity10/15€94k€100k▲
Contributions10/11€10k€10k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14-€6k
Amounts payable17/49€100k€78k▼
Amounts payable within one year42/48€100k€78k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€23k€6k▼
Suppliers440/4€23k€6k▼
Taxes, remuneration and social security45€41k€72k▲
Taxes450/3€25k€26k▲
Remuneration and social security454/9€16k€46k▲
Other amounts payable47/48€29k€458▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€110k€165k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€158k€197k▲
Operating profit (loss)9901€41k€25k▼
Financial income75/76B€1k€12▼
Recurring financial income75€1k€12▼
Financial charges65/66B€6k€12k▲
Recurring financial charges65€6k€12k▲
Profit (loss) for the period before taxes9903€35k€13k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€24k€6k▼
Profit (loss) for the period to be appropriated9905€24k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€6k▼
Profit (loss) brought forward from the previous period14P€60k-
Transfer to equity691/2€84k-
To other reserves6921€84k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €6k ▼76.6%
Net result drops to €6k, the lowest in the series.
31-12
Financial
Equity above €100kEq €100k ▲6%
6 profitable years in a row build equity to €100k.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €26k ▲108%
Net result €26k, the highest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruidhofstraat 13600 GenkGround area
2,226 m²
Building footprint
280 m²
Volume, LiDAR
2,853 m³
2 parcels, Flanders · tallest building 22.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ELNI
since 20202.302.285.102
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0185/00M003 | Flanders | 1,298 m² | 1 · 124 m² | 4.3 m · 1 fl. |
| 71302A0956/00D000 | Flanders | 928 m² | 1 · 156 m² | 22.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 148 EUR awarded · 148 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 148 EUR | 148 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeusden-Zolder2.302.285.102
Similar companies · same sector, comparable size
Q8S BDC
BE 0802.843.165
Seraing · Eq €100k
FUEL MARKET
BE 0741.528.970
Saint-Hubert · Eq €101k
LUBIXOL
BE 0727.985.394
Brussel · Eq €99k
BTI Services
BE 0793.977.860
Jalhay · Eq €98k
Q8G BDC
BE 0802.843.066
Liège · Eq €102k
Of 1,260 companies in sector 47300 we hold annual accounts for 944. 779 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2020
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47252Retail sale of beverages, general range
47260Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47783Retail trade
47784Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.