CYBACOR
ActiveCYBACOR has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €3k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
81
/ 100
Excellent▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-18
Solvency100=
Growth35=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 3.25 in 2023), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
12 d early
2022
13 d early
2021
11 d early
2020
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€203k▼ 25.5%
2020 · €272k
2020: €272k
2020 → 2021
EBIT margin
10.4%▼ 13.9pp
2020 · 24.3%
2020: 24.3%
2020 → 2021
Net result
€3k▼ 47.1%
2023 · €6k
2020: €48k
2021: €14k
2022: €13k
2023: €6k
2020 → 2024
Working capital
€85k▲ 4.6%
2023 · €81k
2020: €51k
2021: €65k
2022: €77k
2023: €81k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€272k-€203k▼ 25.5%
Equity€52k-€66k▲ 27.4%€78k▲ 19.1%€85k▲ 7.9%€88k▲ 3.9%
Operating result€66k-€21k▼ 68.0%€19k▼ 10.7%€9k▼ 52.3%€11k▲ 24.0%
Net result€48k-€14k▼ 70.6%€13k▼ 11.4%€6k▼ 50.4%€3k▼ 47.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 24% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€3k▼ 11.8%
Current assets
€111k▼ 5.0%
Equity and liabilities €114k
Equity
€88k▲ 3.9%
Debt
€26k▼ 26.8%
The debt ratio falls from 29.7% to 23.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▲
2023 · €9k
Cash flow
€4k▼
2023 · €6k
Solvency
77.0%▲
2023 · 70.3%
Current ratio
4.22▲
2023 · 3.25
Quick ratio
4.22▲
2023 · 3.25
Debt / equity
0.30▼
2023 · 0.42
ROE
3.7%▼
2023 · 7.4%
ROA
2.9%▼
2023 · 5.2%
Interest coverage
1.92▼
2023 · 4.56
Debt
€26k▼
2023 · €36k
Debt ≤ 1 year
€26k▼
2023 · €36k
Income taxes
€2k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€121k€114k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€117k€111k▼
Amounts receivable within one year40/41€43k€43k▲
Trade receivables40€38k€34k▼
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€62k€61k▼
Deferred charges and accrued income490/1€12k€6k▼
Equity and liabilities
Total equity and liabilities10/49€121k€114k▼
Equity10/15€85k€88k▲
Contributions10/11€4k€4k=
Reserves13€81k€84k▲
Distributable reserves133€81k€84k▲
Amounts payable17/49€36k€26k▼
Amounts payable within one year42/48€36k€26k▼
Trade debts44€22k€10k▼
Suppliers440/4€22k€10k▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€457▲
Other operating charges640/8€129€388▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€9k€11k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€8k€5k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€3k▼
Transfer to equity691/2€6k€3k▼
To other reserves6921€6k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼47.1%
Net result drops to €3k, the lowest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruiskensveld 641745 OpwijkGround area
5,387 m²
Parcel 23049A0683/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
CYBACOR
since 20192.291.089.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23049A0683/00G000 | Flanders | 5,386 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0888.807.535
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FIT-DESIGN
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Alken · Eq €88k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.