MOHA RETAIL

Active

Private limited companyfounded 20224 yrs activeEdenplein 11, 2610 Antwerpen, BelgiumKBO/BCE: BE 0780.439.135

The computed 12-month bankruptcy probability of MOHA RETAIL is 2.2% (moderate). The 2025 annual accounts show equity of €44k and a net result of €-27k. Equity is shrinking by ~24.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 27% of 10230 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

20 / 100

Critical▼ -28 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency19▼-4

Growth32=

Stability94

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.83 against 0.95 in 2024), and 82.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

17.5%

Return on assets

-10.8%

Age of the figures

11 mo

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

20 d late

2024

1 d early

2023

8 d early

2022

1 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€44k▼ 38.2%

2024 · €71k

2022: €105k 2023: €87k 2024: €71k

2022 → 2025

Total assets

€250k▼ 33.7%

2024 · €377k

2022: €413k 2023: €450k 2024: €377k

2022 → 2025

Net result

€-27k

2024 · €15k

2022: €40k 2023: €-18k 2024: €15k

2022 → 2025

Working capital

€-25k▼ 156%

2024 · €-10k

2022: €13k 2023: €-6k 2024: €-10k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€105k-€87k▼ 17.0%€71k▼ 18.9%€44k▼ 38.2%

Operating result€55k-€-10k€30k€-24k

Net result€40k-€-18k€15k€-27k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €24k after €30k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €250k

51.9%

48.1%

Fixed assets €130k▼ 24.2%

Current assets €120k▼ 41.6%

Equity and liabilities €250k

17.5%

82.5%

Equity €44k▼ 38.2%

Debt €206k▼ 32.6%

The debt ratio rises from 81.2% to 82.5%: equity shrinks faster than debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€26k▼

2024 · €77k

Cash flow

€23k▼

2024 · €62k

Solvency

17.5%▼

2024 · 18.8%

Current ratio

0.83▼

2024 · 0.95

Quick ratio

0.29▼

2024 · 0.49

Debt / equity

4.71▲

2024 · 4.32

ROE

-61.7%▼

2024 · 21.3%

ROA

-10.8%▼

2024 · 4.0%

Interest coverage

6.27▼

2024 · 6.62

Debt

€206k▼

2024 · €307k

Debt ≤ 1 year

€145k▼

2024 · €216k

Debt > 1 year

€61k▼

2024 · €91k

Income taxes

€0▼

2024 · €4k

Staff costs

€75k▼

2024 · €88k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€377k€250k▼

Fixed assets21/28€171k€130k▼

Tangible fixed assets22/27€171k€130k▼

Plant, machinery and equipment23€7k€7k▲

Furniture and vehicles24€12k€5k▼

Other tangible fixed assets26€152k€118k▼

Current assets29/58€206k€120k▼

Stocks and contracts in progress3€100k€78k▼

Stocks30/36€100k€78k▼

Amounts receivable within one year40/41€22k€22k▼

Trade receivables40€0€4k▲

Other amounts receivable41€22k€18k▼

Cash at bank and in hand54/58€81k€16k▼

Deferred charges and accrued income490/1€3k€5k▲

Equity and liabilities

Total equity and liabilities10/49€377k€250k▼

Equity10/15€71k€44k▼

Contributions10/11€46k€46k=

Profit (loss) carried forward14€25k€-2k▼

Amounts payable17/49€307k€206k▼

Amounts payable after more than one year17€91k€61k▼

Financial debts170/4€91k€61k▼

Amounts payable within one year42/48€216k€145k▼

Current portion of amounts payable after more than one year42€33k€30k▼

Trade debts44€165k€99k▼

Suppliers440/4€165k€99k▼

Taxes, remuneration and social security45€17k€15k▼

Taxes450/3€4k€0▼

Remuneration and social security454/9€13k€15k▲

Other amounts payable47/48-€841

Income statement Code20242025

Non-recurring operating income76A€0-

Remuneration, social security and pensions62€88k€75k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€50k▲

Other operating charges640/8€5k€395▼

Gross operating margin9900€170k€102k▼

Operating profit (loss)9901€30k€-24k▼

Financial income75/76B€709€829▲

Recurring financial income75€709€829▲

Financial charges65/66B€12k€4k▼

Recurring financial charges65€12k€4k▼

Profit (loss) for the period before taxes9903€19k€-27k▼

Income taxes67/77€4k€0▼

Profit (loss) for the period9904€15k€-27k▼

Profit (loss) for the period to be appropriated9905€15k€-27k▼

Appropriation of the result

Profit (loss) to be appropriated9906€37k€-2k▼

Profit (loss) brought forward from the previous period14P€22k€25k▲

Profit to be distributed694/7€12k€0▼

Return on contributions (dividend)694€12k€0▼

Social balance

Average headcount (FTE)90874.42.3▼

The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

20-05

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 20 days late

2025

30-09

Financial Weakest financial yearnet €-27k ▼279%

Net result drops to €-27k, the lowest in the series.

29-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-09

Financial Back to profitnet €15k

Net result €15k after one loss-making year.

22-04

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

01-05

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 1 day late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 directors, no change since 2025

Mozhdah Gurbany

Director · since 30-04-2025

Current

Neek Rauf

Director · since 30-04-2025

Current

30-04-2025 Mozhdah Gurbany: Appointed as Director

30-04-2025 Neek Rauf: Appointed as Director

30-04-2025 VOF HASTI Holding: Resigned as Director

01-05-2024 Mozhdah Gurbany: Resigned as Director

01-05-2024 Neek Rauf: Resigned as Director

01-05-2024 VOF HASTI Holding: Appointed as Permanent representative

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Edenplein 112610 Antwerpen

Ground area

163 m²

Building footprint

163 m²

Volume, LiDAR

1,393 m³

Parcel 11463D0447/00Z000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MOHA RETAIL

Edenplein 11, 2610 AntwerpenRetail trade

since 20222.326.706.138

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11463D0447/00Z000	Flanders	163 m²	1 · 163 m²	10.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Antwerpen2.326.706.138

1 permission

Toelating · Detailhandel met verwerking · since 01-02-2022

Similar companies · same sector, comparable size

Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,544 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-01-2022

Fiscal year end30-09

Activities, NACEBEL

47110Non-specialised retail sale with food, beverages or tobacco predominating

47113Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.