Equity
-€45,426
Debts exceed assets in financial year 2025.
LOCA-NOVA
Lifetime
5 annual accounts with figures on one time axispeak €134,135 (2024)
€121,515▼ 9.4%
lowest -€72,696 (2021)
€16,194▼ 0.9%
peak -€45,426 (2025)
-€45,426▲ €16,194
€381,413▼ 7.2%
peak 3.2 FTE (2021)
1.8 FTEunchanged
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
18-09-2025135 days before the deadline
2025abbreviated format
Equity from -€61,620 to -€45,426
Key points
from the 2025 annual accountsTurnover
≈ €1.0m estimated
The abbreviated format states no turnover.
Debts
€381,413 114% of the balance sheet
Financial debts 77%Suppliers 6%Taxes and wages 5%Other 13%
Of this, €88,655 falls due within a year.
Staff
3 employees on 30-06-2025
In 2025, 1 person joined and nobody left.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 0 to 135 days before the end of the period.
Position in the sector
-13.5%
Lower solvency than 91% of companies in retail trade. Sector median 36.9% · 13,248 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 907 companies had the same profile as LOCA-NOVA has now. Each dot stands for 3 companies, two years later.
89.3%
were still trading
4.2%
stopped another way
6.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 907 companies, not a prediction for LOCA-NOVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 06-03-2020
Director, since 06-03-2020
- 200 sharesdeed of 10-03-2020
- 100 sharesdeed of 10-03-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0744813609
Incorporation
Founding capital of €3,000, 300 shares · Founders: and · Appointments: (director) and (director) · published on 10-03-2020 · Gazette deed
First establishment
Kleine Dorpsstraat 9, Peer
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LOCA-NOVA Peer | €335,987 | €121,515 | -13.5% | 1.8 |
| OTIS DRINKS Anderlecht | €363,214 | €215,433 | 15.7% | 1.6 |
| GUSTOR Koksijde | €547,137 | €155,459 | 23.0% | 1.7 |
| VAN CUTSEM Sint-Pieters-Leeuw | €469,653 | €88,115 | 23.3% | 1.5 |
| Traiteur Het Gouden Kruispunt Tielt-Winge | €276,060 | €90,116 | 6.3% | 1.5 |
| Sevel Esneux | €193,263 | €118,834 | 37.4% | 2.3 |
| MOHA RETAIL Antwerp | €250,293 | €101,609 | 17.5% | 2.3 |
These companies have the same main activity as LOCA-NOVA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €193,000 and €547,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 06-03-2020Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 3 others
- Joint committee
- 201Independent retail · annual accounts 30-06-2025
- Establishment unit
- 2.300.388.7513990 Peer, since 06-03-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2025
- €335,987▼ 3.9%
- Employeeson 30-06-2025
- 3▲ 50.0%
- Filing
- Filed on 18-09-2025, 135 days before the end of the filing period
Insights on LOCA-NOVA
LOCA-NOVA files the abbreviated format. That format states no turnover. The gross margin rose from €46,201 in 2021 to €121,515 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LOCA-NOVA
- What is the company number of LOCA-NOVA?
- The company number of LOCA-NOVA is 0744.813.609. The VAT number is the same number with BE in front: BE 0744.813.609.
- Where is LOCA-NOVA based?
- The registered office is at Kleine Dorpsstraat 9, 3990 Peer.Company details
- What does LOCA-NOVA do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of LOCA-NOVA?
- LOCA-NOVA is a private limited company (BV).
- When was LOCA-NOVA founded?
- LOCA-NOVA was founded on 06-03-2020.
- Is LOCA-NOVA still active?
- Yes, LOCA-NOVA is an active enterprise in the KBO register.
- How many employees does LOCA-NOVA have?
- LOCA-NOVA had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LOCA-NOVA fall under?
- In its 30-06-2025 annual accounts, LOCA-NOVA states joint committee 201 (Independent retail).
- What is the turnover of LOCA-NOVA?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €121,515 and 102 comparable companies (NACE 47110). It probably lies between €740,000 and €1.3m.
- Is LOCA-NOVA profitable?
- In financial year 2025, LOCA-NOVA made a profit of €16,194.
- Where can I find the annual accounts of LOCA-NOVA?
- LOCA-NOVA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LOCA-NOVA due?
- LOCA-NOVA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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