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MOGIO CONSTRUCT

Active
Private limited companyfounded 20232 yrs activeRue Emile Vandervelde 38, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 1003.107.286
Summary

The computed 12-month bankruptcy probability of MOGIO CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €57,493 and a net result of €15,923. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 28051 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability90▲+12
Solvency87▲+9
Growth52=
Track record82
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.54 against 2.95 in 2024; short-term debt: 22.1% and cash: 2.9% of total assets), and 37.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.5%
Return on assets
17.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
12 d late
2023
5 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 2023, MOGIO CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 46,395 in 2023 to EUR 92,052 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€57,493▲ 38.3%
2024 · €41,570
Total assets
€92,052▲ 16.8%
2024 · €78,828
Net result
€15,923▲ 169%
2024 · €5,910
Working capital
€51,659▲ 53.7%
2024 · €33,610
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€40,963-€7,413▼ 81.9%€23,638▲ 219%
Net result€32,660-€5,910▼ 81.9%€15,923▲ 169%
Equity€35,660-€41,570▲ 16.6%€57,493▲ 38.3%
Total assets€46,395-€78,828▲ 69.9%€92,052▲ 16.8%
Debt€10,735-€37,258▲ 247%€34,559▼ 7.2%
Working capital€35,660-€33,610▼ 5.7%€51,659▲ 53.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €40,963€40,963Net result 2023: €32,660€32,660Operating result 2024: €7,413€7,413Net result 2024: €5,910€5,910Operating result 2025: €23,638€23,638Net result 2025: €15,923€15,923202320242025€0€20,000€40,000Operating result 2023: €40,963€41,000Net result 2023: €32,660€32,700Operating result 2024: €7,413€7,410Net result 2024: €5,910€5,910Operating result 2025: €23,638€23,600Net result 2025: €15,923€15,900202320242025
The operating result recovers in 2025; 2025 is 219% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,052
Fixed assets €20,053 ▼ 28.4%
Current assets €71,999 ▲ 41.7%
Equity and liabilities €92,052
Equity €57,493 ▲ 38.3%
Debt €34,559 ▼ 7.2%
Debt's share of the balance-sheet total falls from 47.3% to 37.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,604▲
2024 · €13,155
Cash flow
€23,890▲
2024 · €11,652
Current ratio
3.54▲
2024 · 2.95
Debt to equity
0.60▼
2024 · 0.90
ROE
27.7%▲
2024 · 14.2%
ROA
17.3%▲
2024 · 7.5%
Interest coverage
24.41▲
2024 · 12.52
Debt ≤ 1 year
€20,340▲
2024 · €17,198
Debt > 1 year
€14,219▼
2024 · €19,672
Income taxes
€6,427▲
2024 · €1,740
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€78,828€92,052▲
Fixed assets21/28€28,020€20,053▼
Tangible fixed assets22/27€27,925€19,958▼
Furniture and vehicles24€3,033€810▼
Leasing and similar rights25€24,892€19,148▼
Financial fixed assets28€95€95=
Current assets29/58€50,808€71,999▲
Amounts receivable after more than one year29€43,000€43,000=
Other amounts receivable291€43,000€43,000=
Amounts receivable within one year40/41€6,729€26,213▲
Trade receivables40€6,302€13,716▲
Other amounts receivable41€426€12,496▲
Cash at bank and in hand54/58€993€2,663▲
Deferred charges and accrued income490/1€87€123▲
Equity and liabilities
Total equity and liabilities10/49€78,828€92,052▲
Equity10/15€41,570€57,493▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€38,570€54,493▲
Amounts payable17/49€37,258€34,559▼
Amounts payable after more than one year17€19,672€14,219▼
Financial debts170/4€19,672€14,219▼
Amounts payable within one year42/48€17,198€20,340▲
Current portion of amounts payable after more than one year42€5,246€5,453▲
Trade debts44€1,853€6,672▲
Suppliers440/4€1,853€6,672▲
Taxes, remuneration and social security45€10,099€8,214▼
Taxes450/3€10,099€8,214▼
Accrued charges and deferred income492/3€387-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,742€7,967▲
Other operating charges640/8€992€1,156▲
Gross operating margin9900€14,147€32,760▲
Operating profit (loss)9901€7,413€23,638▲
Financial income75/76B€1,287€7▼
Recurring financial income75€1,287€7▼
Financial charges65/66B€1,050€1,295▲
Recurring financial charges65€1,050€1,295▲
Profit (loss) for the period before taxes9903€7,650€22,350▲
Income taxes67/77€1,740€6,427▲
Profit (loss) for the period9904€5,910€15,923▲
Profit (loss) for the period to be appropriated9905€5,910€15,923▲
Appropriation of the result
Profit (loss) to be appropriated9906€38,570€54,493▲
Profit (loss) brought forward from the previous period14P€32,660€38,570▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5,742€7,967▲ 38.8%
Other operating charges640/8€597€992€1,156▲ 16.5%
Gross operating margin9900€41,560€14,147€32,760▲ 132%
Operating profit (loss)9901€40,963€7,413€23,638▲ 219%
Financial income75/76B-€1,287€7▼ 99.4%
Recurring financial income75-€1,287€7▼ 99.4%
Financial charges65/66B€4€1,050€1,295▲ 23.3%
Recurring financial charges65€4€1,050€1,295▲ 23.3%
Profit (loss) for the period before taxes9903€40,960€7,650€22,350▲ 192%
Income taxes67/77€8,300€1,740€6,427▲ 269%
Profit (loss) for the period9904€32,660€5,910€15,923▲ 169%
Profit (loss) for the period to be appropriated9905€32,660€5,910€15,923▲ 169%
Line202320242025Change
Assets
Total assets20/58€46,395€78,828€92,052▲ 16.8%
Fixed assets21/28-€28,020€20,053▼ 28.4%
Tangible fixed assets22/27-€27,925€19,958▼ 28.5%
Furniture and vehicles24-€3,033€810▼ 73.3%
Leasing and similar rights25-€24,892€19,148▼ 23.1%
Financial fixed assets28-€95€95=
Current assets29/58€46,395€50,808€71,999▲ 41.7%
Amounts receivable after more than one year29€43,000€43,000€43,000=
Other amounts receivable291€43,000€43,000€43,000=
Amounts receivable within one year40/41€398€6,729€26,213▲ 290%
Trade receivables40-€6,302€13,716▲ 118%
Other amounts receivable41€398€426€12,496▲ 2,833%
Cash at bank and in hand54/58€2,997€993€2,663▲ 168%
Deferred charges and accrued income490/1-€87€123▲ 42.5%
Equity and liabilities
Total equity and liabilities10/49€46,395€78,828€92,052▲ 16.8%
Equity10/15€35,660€41,570€57,493▲ 38.3%
Contributions10/11€3,000€3,000€3,000=
Profit (loss) carried forward14€32,660€38,570€54,493▲ 41.3%
Amounts payable17/49€10,735€37,258€34,559▼ 7.2%
Amounts payable after more than one year17-€19,672€14,219▼ 27.7%
Financial debts170/4-€19,672€14,219▼ 27.7%
Amounts payable within one year42/48€10,735€17,198€20,340▲ 18.3%
Current portion of amounts payable after more than one year42-€5,246€5,453▲ 4.0%
Trade debts44€2,114€1,853€6,672▲ 260%
Suppliers440/4€2,114€1,853€6,672▲ 260%
Taxes, remuneration and social security45€8,300€10,099€8,214▼ 18.7%
Taxes450/3€8,300€10,099€8,214▼ 18.7%
Other amounts payable47/48€321---
Accrued charges and deferred income492/3-€387--
Line202320242025Change
Profit (loss) for the period9904€32,660€5,910€15,923▲ 169%
+ Depreciation and write-downs630-€5,742€7,967▲ 38.8%
Operating cash flow (approximation)€32,660€11,652€23,890▲ 105%
Investment in fixed assets (approximation)--€0-
Change in cash--€2,003€1,669▲ 183%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial Weakest financial yearnet €5,910 ▼81.9%
Net result drops to €5,910, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
788 m²
Building footprint
52 m²
Volume, LiDAR
394 m³
Parcel 25070C0438/00R002, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOGIO CONSTRUCT
Rue Emile Vandervelde 38, 1390 Grez-DoiceauSite preparation
since 20232.353.049.061
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25070C0438/00R002 Wallonia 788 m² 1 · 52 m² 9.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 6,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
81210General cleaning of buildings
Contact
E-mail constantindanila81@yahoo.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003107286
Also 9925:BE1003107286
Registered 03-01-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.