DYMA
ActiveSummary
The computed 12-month bankruptcy probability of DYMA is 2.2% (moderate). The 2025 annual accounts show equity of €59k and a net result of €17k. Equity is growing by ~55.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency82▲+13
Growth78=
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.99 in 2024; short-term debt: 33.7% and cash: 45.6% of total assets), and 43.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
16.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
29 d late
2023
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 42.4%
2024 · €41k
2023: €13klowest in 3 years
2024: €41k▲ +217% vs 2023
2025: €59k▲ +42.4% vs 2024highest in 3 years
2023 → 2025
Total assets
€104k▲ 9.9%
2024 · €94k
2023: €22klowest in 3 years
2024: €94k▲ +330% vs 2023
2025: €104k▲ +9.9% vs 2024highest in 3 years
2023 → 2025
Net result
€17k▼ 39.9%
2024 · €29k
2023: €12klowest in 3 years
2024: €29k▲ +147% vs 2023highest in 3 years
2025: €17k▼ -39.9% vs 2024
2023 → 2025
Working capital
€53k▲ 49.6%
2024 · €36k
2023: €14klowest in 3 years
2024: €36k▲ +159% vs 2023
2025: €53k▲ +49.6% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€41k▲ 217%€59k▲ 42.4%
2023: €13klowest in 3 years
2024: €41k▲ +217% vs 2023
2025: €59k▲ +42.4% vs 2024highest in 3 years
Operating result€15k-€38k▲ 161%€23k▼ 38.8%
2023: €15klowest in 3 years
2024: €38k▲ +161% vs 2023highest in 3 years
2025: €23k▼ -38.8% vs 2024
Net result€12k-€29k▲ 147%€17k▼ 39.9%
2023: €12klowest in 3 years
2024: €29k▲ +147% vs 2023highest in 3 years
2025: €17k▼ -39.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€15k ▼ 31.9%
Current assets
€88k ▲ 22.8%
Equity and liabilities €104k
Equity
€59k ▲ 42.4%
Debt
€45k ▼ 15.4%
Debt's share of the balance-sheet total falls from 56.3% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €47k
Cash flow
€28k▼
2024 · €39k
Current ratio
2.53▲
2024 · 1.99
Quick ratio
2.38▲
2024 · 1.99
Debt to equity
0.76▼
2024 · 1.29
ROE
29.8%▼
2024 · 70.5%
ROA
16.9%▼
2024 · 30.8%
Interest coverage
27.66▼
2024 · 37.40
Debt ≤ 1 year
€35k▼
2024 · €36k
Debt > 1 year
€9k▼
2024 · €16k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€104k▲
Fixed assets21/28€22k€15k▼
Tangible fixed assets22/27€22k€15k▼
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€21k€11k▼
Current assets29/58€72k€88k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€35k€36k▲
Trade receivables40€35k€24k▼
Other amounts receivable41€482€12k▲
Cash at bank and in hand54/58€37k€47k▲
Deferred charges and accrued income490/1€51-
Equity and liabilities
Total equity and liabilities10/49€94k€104k▲
Equity10/15€41k€59k▲
Contributions10/11€2k€2k=
Reserves13€39k€57k▲
Distributable reserves133€39k€57k▲
Amounts payable17/49€53k€45k▼
Amounts payable after more than one year17€16k€9k▼
Financial debts170/4€16k€9k▼
Amounts payable within one year42/48€36k€35k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€17k€14k▼
Suppliers440/4€17k€14k▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€448€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€568€1k▲
Gross operating margin9900€48k€35k▼
Operating profit (loss)9901€38k€23k▼
Financial income75/76B€0€303▲
Recurring financial income75€0€303▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€37k€22k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€29k€17k▼
Profit (loss) for the period to be appropriated9905€29k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€17k▼
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €10k | €11k | ▲ 14.6% |
| Other operating charges640/8 | - | €568 | €1k | ▲ 99.2% |
| Gross operating margin9900 | €15k | €48k | €35k | ▼ 26.5% |
| Operating profit (loss)9901 | €15k | €38k | €23k | ▼ 38.8% |
| Financial income75/76B | - | €0 | €303 | ▲ 3,025,800% |
| Recurring financial income75 | - | €0 | €303 | ▲ 3,025,800% |
| Financial charges65/66B | - | €1k | €1k | ▼ 2.7% |
| Recurring financial charges65 | - | €1k | €1k | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €15k | €37k | €22k | ▼ 39.3% |
| Income taxes67/77 | €3k | €8k | €5k | ▼ 36.9% |
| Profit (loss) for the period9904 | €12k | €29k | €17k | ▼ 39.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €29k | €17k | ▼ 39.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €22k | €94k | €104k | ▲ 9.9% |
| Fixed assets21/28 | - | €22k | €15k | ▼ 31.9% |
| Tangible fixed assets22/27 | - | €22k | €15k | ▼ 31.9% |
| Plant, machinery and equipment23 | - | €1k | €4k | ▲ 303% |
| Furniture and vehicles24 | - | €21k | €11k | ▼ 48.3% |
| Current assets29/58 | €22k | €72k | €88k | ▲ 22.8% |
| Stocks and contracts in progress3 | - | - | €5k | - |
| Stocks30/36 | - | - | €5k | - |
| Amounts receivable within one year40/41 | €16k | €35k | €36k | ▲ 2.5% |
| Trade receivables40 | €16k | €35k | €24k | ▼ 29.8% |
| Other amounts receivable41 | €146 | €482 | €12k | ▲ 2,320% |
| Cash at bank and in hand54/58 | €6k | €37k | €47k | ▲ 28.0% |
| Deferred charges and accrued income490/1 | - | €51 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €22k | €94k | €104k | ▲ 9.9% |
| Equity10/15 | €13k | €41k | €59k | ▲ 42.4% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €11k | €39k | €57k | ▲ 44.6% |
| Distributable reserves133 | €11k | €39k | €57k | ▲ 44.6% |
| Amounts payable17/49 | €9k | €53k | €45k | ▼ 15.4% |
| Amounts payable after more than one year17 | - | €16k | €9k | ▼ 46.7% |
| Financial debts170/4 | - | €16k | €9k | ▼ 46.7% |
| Amounts payable within one year42/48 | €8k | €36k | €35k | ▼ 3.6% |
| Current portion of amounts payable after more than one year42 | - | €7k | €8k | ▲ 5.1% |
| Trade debts44 | €2k | €17k | €14k | ▼ 20.6% |
| Suppliers440/4 | €2k | €17k | €14k | ▼ 20.6% |
| Taxes, remuneration and social security45 | €3k | €10k | €12k | ▲ 17.9% |
| Taxes450/3 | €3k | €10k | €12k | ▲ 17.9% |
| Other amounts payable47/48 | €3k | €2k | €2k | = |
| Accrued charges and deferred income492/3 | €839 | €448 | €1k | ▲ 177% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €29k | €17k | ▼ 39.9% |
| + Depreciation and write-downs630 | - | €10k | €11k | ▲ 14.6% |
| Operating cash flow (approximation) | €12k | €39k | €28k | ▼ 26.4% |
| Investment in fixed assets (approximation) | - | - | €-4k | - |
| Change in cash | - | €31k | €10k | ▼ 66.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €29k ▲147%
Operating result €38k, net result €29k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2023
Ground area
683 m²
Building footprint
189 m²
Volume, LiDAR
830 m³
Parcel 33022A0309/00F000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DYMA
since 20232.354.320.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33022A0309/00F000 | Flanders | 683 m² | 1 · 189 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.