Moeys-Fa
ActiveMoeys-Fa has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €26k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 4844 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 1.95 in 2024; short-term debt: 10.5% and cash: 16.4% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
2 d early
2022
31 d late
2021
3 d early
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▼ 81.5%
2024 · €140k
2018: €88k
2019: €20k
2020: €7k
2021: €116k
2022: €149k
2023: €161k
2024: €140k
2018 → 2025
Working capital
€372k▲ 84.4%
2024 · €202k
2018: €905k
2019: €894k
2020: €571k
2021: €587k
2022: €342k
2023: €405k
2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€798k-€907k▲ 13.7%€1.01M▲ 11.1%€1.07M▲ 6.0%€1.09M▲ 2.4%
Operating result€77k-€100k▲ 29.5%€153k▲ 53.0%€114k▼ 25.2%€847▼ 99.3%
Net result€116k-€149k▲ 28.2%€161k▲ 7.9%€140k▼ 12.8%€26k▼ 81.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€722k▼ 16.7%
Current assets
€501k▲ 20.9%
Equity and liabilities €1.22M
Equity
€1.09M▲ 2.4%
Debt
€129k▼ 39.4%
The debt ratio falls from 16.6% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▼
2024 · €232k
Cash flow
€174k▼
2024 · €258k
Solvency
89.5%▲
2024 · 83.4%
Current ratio
3.89▲
2024 · 1.95
Quick ratio
2.36▲
2024 · 1.00
Debt / equity
0.12▼
2024 · 0.20
ROE
2.4%▼
2024 · 13.1%
ROA
2.1%▼
2024 · 11.0%
Interest coverage
23867.70
Debt
€129k▼
2024 · €213k
Debt ≤ 1 year
€129k▼
2024 · €213k
Income taxes
€14k▼
2024 · €19k
Staff costs
€597k▼
2024 · €649k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.22M▼
Fixed assets21/28€866k€722k▼
Tangible fixed assets22/27€866k€722k▼
Land and buildings22€4k€6k▲
Plant, machinery and equipment23€723k€620k▼
Furniture and vehicles24€140k€95k▼
Current assets29/58€415k€501k▲
Stocks and contracts in progress3€201k€197k▼
Stocks30/36€197k€192k▼
Contracts in progress37€4k€5k▲
Amounts receivable within one year40/41€54k€96k▲
Trade receivables40-€39k
Other amounts receivable41€54k€57k▲
Cash at bank and in hand54/58€155k€201k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.22M▼
Equity10/15€1.07M€1.09M▲
Contributions10/11€175k€175k=
Capital10€175k€175k=
Issued capital100€175k€175k=
Reserves13€606k€606k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Distributable reserves133€588k€588k=
Profit (loss) carried forward14€288k€313k▲
Amounts payable17/49€213k€129k▼
Amounts payable within one year42/48€213k€129k▼
Trade debts44€30k€29k▼
Suppliers440/4€30k€29k▼
Taxes, remuneration and social security45€102k€100k▼
Taxes450/3€29k€26k▼
Remuneration and social security454/9€73k€74k▲
Other amounts payable47/48€80k-
Income statement
Code20242025
Remuneration, social security and pensions62€649k€597k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€148k▲
Other operating charges640/8€11k€11k▼
Gross operating margin9900€892k€756k▼
Operating profit (loss)9901€114k€847▼
Financial income75/76B€44k€39k▼
Recurring financial income75€44k€39k▼
Financial charges65/66B-€6
Recurring financial charges65-€6
Profit (loss) for the period before taxes9903€159k€40k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€140k€26k▼
Profit (loss) for the period to be appropriated9905€140k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€368k€313k▼
Profit (loss) brought forward from the previous period14P€227k€288k▲
Profit to be distributed694/7€80k-
Directors or managers695€80k-
Social balance
Average headcount (FTE)908712.512.5=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €161k ▲7.9%
Operating result €153k, net result €161k, both a record.
31-12
Financial
Equity above €1MEq €1.01M ▲11.1%
6 profitable years in a row build equity to €1.01M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 6.98
Current ratio from 2.32 to 6.98; short-term debt falls from €434k to €98k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €7k ▼63.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egenhovenstraat 213060 BertemGround area
5,163 m²
Building footprint
1,695 m²
Volume, LiDAR
10,552 m³
Parcel 24009C0476/00N000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Egenhovenstraat 21, 3060 Bertem
since 20002.099.377.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0476/00N000 | Flanders | 5,162 m² | 1 · 1,695 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIAFIMO
BE 0632.862.246
Fosses-la-Ville · Eq €1.09M
LINEA
BE 0449.972.607
Beringen · Eq €1.09M
MEERT
BE 0423.944.834
Erpe-Mere · Eq €1.10M
JDD CONSTRUCT
BE 0462.380.687
Moorslede · Eq €1.09M
KOEKOEKX
BE 0458.962.329
Vilvoorde · Eq €1.08M
Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-02-2000
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120
46831Wholesale of construction materials, general range
51532
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.