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MENUISERIE PONCIN

Active
Private limited companyfounded 199135 yrs activeRue Georges-Lefèvre, Mussy 20, 6750 Musson, BelgiumKBO/BCE: BE 0445.235.146
Summary

MENUISERIE PONCIN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €622,856 and a net result of €110,917. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 9138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
MENUISERIE PONCINActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Manufacture of chemicals and chemical products NACE 20300Joinery installation NACE 43320
#4 company by total assets in Musson2 sites
Size
€2.8mturnover 2025
Staff
10.2 FTE
Equity
€622,856
Profit
€110,917
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
2 members
Accounts filed 25 d late1 of 3 deeds read
Why 96+ Liquidity: current ratio 2.29, cash €372,442+ Founded in 1991+ Profit of €110,917 (FY 2025)+ Equity €622,856 (50.6% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 76+4
equity 50.6% of total assets
Liquidity 74+8
short-term debt 32.4% · cash 30.2%
Profitability 72+7
return on assets 9.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -0.7% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.5% vs 02-2025 04-2025: 0.1%▼ -7.5% vs 03-2025 05-2025: 0.1%▼ -1.6% vs 04-2025 06-2025: 0.1%▼ -9.0% vs 05-2025 07-2025: 0.1%▲ +22.5% vs 06-2025 08-2025: 0.3%▲ +85.3% vs 07-2025 09-2025: 0.3%▲ +15.5% vs 08-2025highest value 10-2025: 0.1%▼ -75.6% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -1.4% vs 02-2026 04-2026: 0.1%▼ -2.9% vs 03-2026 05-2026: 0.1%▼ -1.5% vs 04-2026 06-2026: 0.1%▲ +6.0% vs 05-2026 07-2026: 0.1%▲ +8.5% vs 06-2026 08-2026: 0.2%▲ +148% vs 07-2026 09-2026: < 0.1%▼ -76.4% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.29, cash €372,442 lowers the probability
  • Founded in 1991 lowers the probability for this profile
  • Profit of €110,917 (FY 2025) lowers the probability
  • Equity €622,856 (50.6% of total assets) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.03 in 2024; short-term debt: 32.4% and cash: 30.2% of total assets), and 49.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 59%, liquidity 89%, profitability 64%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.29, cash €372,442
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €110,917 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €622,856 (50.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
25 d late
2023
29 d late
2022
60 d late
2021
31 d late
2020
45 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Appointments: Florent PONCIN (director) and Matthieu…State Gazette act
  3. Highest result since 2018net €110,917 ▲92.9%

Key points

  • Positive: Result rose in 2025from €57,503 to €110,917 ▲ 92.9% View
  • Positive: Company by total assets in Mussonin the Checked rankings #4 View
  • Positive: 8 profitable years in a rowprofit 2025: €110,917 8 years View
  • New directorslatest change 11-02-2026 · 2 in office 2 joined View

By topic

Financials

Fiscal year
2025
Turnover
€2.8m
Profit
€110,917
Solvency
50.6%
Turnover▲ 3.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 25-08-2026Annual accounts filed
  2. 05-03-2026Appointments: Florent PONCIN (director) and Matthieu PONCIN…
  3. 31-12-2025Highest result since 2018
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
01-09-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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