Financials
- Fiscal year
- 2024
- Total assets
- €1.2m
- Loss
- -€41,299
- Solvency
- 40.9%
Total assets▼ 6.5%
Net result
20182024
MODERNA
ActiveSummary
The computed 12-month bankruptcy probability of MODERNA is 3.2% (moderate). The 2024 annual accounts show equity of €476,973 and a net result of -€41,299. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 53% of 9,655 sector peers (NACE 47, fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
€1.2mtotal assets 2024
- Staff
- 6.8 FTE
- Equity
- €476,973
- Loss
- -€41,299
Turnover not published (abridged schema)
Structure
Accounts 68 days overdue0 of 7 deeds read
Why 50- 1 financial year not filed after the legal deadline; latest accounts 283 days late; 2 of the last 3 late- Figures for FY 2024 (filed 10-05-2026)+ Founded in 2010+ Liquidity: current ratio 2.38, cash €209,216Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency
66-1
equity 40.9% of total assets
Liquidity
64+6
short-term debt 23.4% · cash 18.0%
Profitability
45-25
return on assets -3.5%
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025lowest value
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.4 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.5%▲ +0.4 percentage points vs 09-2025
11-2025: 1.4%▼ -0.1 percentage points vs 10-2025
12-2025: 2.0%▲ +0.6 percentage points vs 11-2025
01-2026: 3.5%▲ +1.5 percentage points vs 12-2025highest value
02-2026: 3.5%● unchanged vs 01-2026highest value
03-2026: 3.5%● unchanged vs 02-2026
04-2026: 3.2%▼ -0.3 percentage points vs 03-2026
05-2026: 3.2%● unchanged vs 04-2026
06-2026: 1.4%▼ -1.8 percentage points vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 2.1%▲ +0.7 percentage points vs 07-2026
09-2026: 2.4%▲ +0.3 percentage points vs 08-2026
10-2026: 3.2%▲ +0.8 percentage points vs 09-2026
Credit up to €23,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.38 against 2.01 in 2023; short-term debt: 23.4% and cash: 18% of total assets), but 59.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 56% on solvency, 71% on liquidity, 33% on profitability and 28% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-05-2026, 283 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
283 days late
2023
51 days late
2022
on the day
2021
31 days late
2020
31 days late
2019
572 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 161 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet -€41,299
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 31-07-2023Annual accounts filed
- 31-12-2022Equity above €500,000
- 31-08-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 12-03-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.