MONSEL
ActiveSummary
MONSEL has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364,135 and a net result of €152,868. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 50% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 16-07-2009 Normal situation
- Activity
- Retail trade NACE 47715and 1 other
- Establishment unit
- 2.180.800.025 1000 Brussel, since 09-09-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 29-10-2025
Board and ownership
- HELEN Marie-JeanneDirector · since 10-07-2009
- PAUWELS VincentDirector
- Holdings
- Shares in 1 company GANTERIE ITALIENNE
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €500,170
- ▲ 28.5%
- Turnover
- ≈ €1.8m
- estimated
- Profit
- €152,868
- ▲ 12.3%
- Equity
- €364,135
- ▼ 1.2%
- Total assets
- €1.1m
- ▼ 9.4%
- Employees on 30-06-2025
- 5
- ▼ 16.7%
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 2.60, cash €61,677, halvedlowers riskSize: total assets €1.1mFounded in 2009Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 48% of them on solvency, 45% on liquidity, 80% on profitability and 36% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Merger: MONSEL takes over GANTERIE ITALIENNE
- · Gazette deed Merger proposal: MONSEL takes over GANTERIE ITALIENNE
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as MONSEL: retail trade (NACE 47715). They are comparable in size and age: total assets between €764,000 and €1.5m, founded between 2006 and 2014.
| Company | Total assets | Gross margin |
|---|---|---|
| MONSEL Brussel | €1.1m | €0.5m |
| KERALA Brussel | €0.8m | €0.4m |
| SOLAA Chaumont-Gistoux | €1.3m | €0.4m |
| HERMITAGE Kortrijk | €0.8m | €0.4m |
| Glamm Turnhout | €1.5m | €0.5m |
| Meili Oostende | €0.8m | €0.4m |
| GIULIANO MODE Brussel | €1.1m | €0.2m |
Key facts about MONSEL
- What is the company number of MONSEL?
- The company number of MONSEL is 0817.168.481. The VAT number is the same number with BE in front: BE 0817.168.481.
- Where is MONSEL based?
- The registered office is at Koninginnegalerij 4, 1000 Brussel.Company details
- What does MONSEL do?
- According to the KBO register, the main activity is retail trade (NACE 47715).
- What is the legal form of MONSEL?
- The legal form of MONSEL is Private limited company (BV).
- When was MONSEL founded?
- MONSEL was founded on 16-07-2009.
- Is MONSEL still active?
- Yes, MONSEL is an active enterprise in the KBO register.
- How many employees does MONSEL have?
- MONSEL had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MONSEL?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €500,170 and 68 comparable companies (NACE 477). It probably lies between €1.3m and €2.9m.
- Is MONSEL profitable?
- In financial year 2025, MONSEL made a profit of €152,868.
- Where can I find the annual accounts of MONSEL?
- MONSEL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MONSEL due?
- MONSEL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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