Modern Details
ActiveThe computed 12-month bankruptcy probability of Modern Details is 2.3% (moderate). The 2025 annual accounts show negative equity (€-495) and a net result of €-495. Equity is shrinking by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 11297 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency19▼-49
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.65 in 2024; short-term debt: 105.8% and cash: 51% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.8%
Return on assets
-5.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-495
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
136 d early
2023
103 d early
2022
28 d early
2021
28 d early
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-495
2024 · €19k
2020: €27k
2021: €48k
2022: €69k
2023: €26k
2024: €19k
2020 → 2025
Total assets
€9k▼ 80.8%
2024 · €45k
2020: €32k
2021: €58k
2022: €72k
2023: €82k
2024: €45k
2020 → 2025
Net result
€-495
2024 · €17k
2020: €15k
2021: €21k
2022: €14k
2023: €7k
2024: €17k
2020 → 2025
Working capital
€-2k
2024 · €17k
2020: €27k
2021: €48k
2022: €68k
2023: €23k
2024: €17k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€69k▲ 42.8%€26k▼ 61.9%€19k▼ 27.0%€-495
Operating result€27k-€19k▼ 31.0%€10k▼ 46.9%€22k▲ 122%€-32
Net result€21k-€14k▼ 31.9%€7k▼ 49.3%€17k▲ 131%€-495
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32 after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€2k▼ 30.4%
Current assets
€7k▼ 83.9%
Key figures and ratios
EBITDA
€759▼
2024 · €23k
Cash flow
€296▼
2024 · €18k
Solvency
-5.8%▼
2024 · 43.0%
Current ratio
0.75▼
2024 · 1.65
Quick ratio
0.75▼
2024 · 1.65
ROA
-5.8%▼
2024 · 37.9%
Interest coverage
9.04▼
2024 · 223.07
Debt
€9k▼
2024 · €25k
Debt ≤ 1 year
€9k▼
2024 · €25k
Income taxes
€379▼
2024 · €5k
Equity ratios withheld: equity of €-495 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€9k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€181-
Furniture and vehicles24€2k€2k▼
Current assets29/58€42k€7k▼
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€42k€4k▼
Deferred charges and accrued income490/1€491€673▲
Equity and liabilities
Total equity and liabilities10/49€45k€9k▼
Equity10/15€19k€-495▼
Contributions10/11€19k-
Profit (loss) carried forward14€596€-495▼
Amounts payable17/49€25k€9k▼
Amounts payable within one year42/48€25k€9k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k-
Remuneration and social security454/9-€6k
Other amounts payable47/48€20k€21▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€791▼
Other operating charges640/8€511€507▼
Gross operating margin9900€24k€1k▼
Operating profit (loss)9901€22k€-32▼
Financial charges65/66B€104€84▼
Recurring financial charges65€104€84▼
Profit (loss) for the period before taxes9903€22k€-116▼
Income taxes67/77€5k€379▼
Profit (loss) for the period9904€17k€-495▼
Profit (loss) for the period to be appropriated9905€17k€-495▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€101▼
Profit (loss) brought forward from the previous period14P€7k€596▼
Transfer from equity791/2€734-
Profit to be distributed694/7€24k€596▼
Return on contributions (dividend)694€24k€596▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-495 ▼103%
Net result drops to €-495, the lowest in the series.
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity quadruplescurrent ratio 22.68
Current ratio from 5.98 to 22.68; short-term debt falls from €10k to €3k.
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2020net €21k ▲44.7%
Operating result €27k, net result €21k, both a record.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Xaveriusstraat 62140 AntwerpenGround area
171 m²
Building footprint
89 m²
Volume, LiDAR
743 m³
Parcel 11006A0204/00P007, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Modern Details
since 20192.285.471.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0204/00P007 | Flanders | 170 m² | 1 · 89 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,311 companies in sector 46423 we hold annual accounts for 812. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2019
Fiscal year end30-06
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.