Financials
- Fiscal year
- 2025
- Total assets
- €71,746
- Loss
- -€2,092
- Solvency
- 73.3%
MODE ET VISION
ActiveSummary
MODE ET VISION has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,620 and a net result of -€2,092. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 82% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782NACE 52485
1 site
Size
€71,746total assets 2025
- Staff
- 1 FTE
- Equity
- €52,620
- Loss
- -€2,092
Structure
Accounts 27 d early0 of 1 deed read
Why 88- Size: total assets €71,746+ Founded in 1999+ Liquidity: current ratio 3.42, cash €11,317+ Equity €52,620 (73.3% of total assets)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
98+6
equity 73.3% of total assets
Liquidity
59-10
short-term debt 26.7% · cash 15.8%
Profitability
31-48
return on assets -2.9%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%● 0.0% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%▲ +5.1% vs 03-2025
05-2025: 0.4%▼ -3.0% vs 04-2025
06-2025: 0.4%▼ -0.8% vs 05-2025
07-2025: 0.4%▲ +12.1% vs 06-2025highest value
08-2025: 0.1%▼ -65.3% vs 07-2025lowest value
09-2025: 0.1%● 0.0% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%▲ +7.2% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%▼ -1.4% vs 05-2026
07-2026: 0.2%▲ +6.2% vs 06-2026
08-2026: 0.2%▲ +34.2% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Founded in 1999 lowers the probability for this profile
- Liquidity: current ratio 3.42, cash €11,317 lowers the probability
- Size: total assets €71,746 raises the probability for this profile
- Equity €52,620 (73.3% of total assets) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.71 in 2024; short-term debt: 26.7% and cash: 15.8% of total assets), and 26.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 83%, liquidity 66%, profitability 25%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
5 d early
2023
5 d early
2022
on the day
2021
3 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €6,515
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 04-07-2026Annual accounts filed
- 26-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 21-12-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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