GABRIEL OPTIQUE
ActiveGABRIEL OPTIQUE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €10k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency71▲+23
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.32 in 2024), and 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
14.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
41 d early
2023
58 d early
2022
61 d early
2021
41 d early
2020
60 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 51.5%
2024 · €20k
2018: €24k
2019: €24k
2020: €27k
2021: €27k
2022: €26k
2023: €17k
2024: €20k
2018 → 2025
Total assets
€71k▼ 5.4%
2024 · €75k
2018: €101k
2019: €95k
2020: €87k
2021: €86k
2022: €90k
2023: €78k
2024: €75k
2018 → 2025
Net result
€10k▲ 189%
2024 · €4k
2018: €531
2019: €209
2020: €3k
2021: €916
2022: €-1k
2023: €-10k
2024: €4k
2018 → 2025
Working capital
€10k▼ 33.1%
2024 · €14k
2018: €263
2019: €4k
2020: €20k
2021: €21k
2022: €22k
2023: €16k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€26k▼ 4.8%€17k▼ 36.6%€20k▲ 21.7%€31k▲ 51.5%
Operating result€4k-€1k▼ 65.7%€-6k€7k€16k▲ 129%
Net result€916-€-1k€-10k▼ 622%€4k€10k▲ 189%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 129% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€24k▲ 57.4%
Current assets
€47k▼ 21.7%
Equity and liabilities €71k
Equity
€31k▲ 51.5%
Debt
€40k▼ 26.4%
The debt ratio falls from 73.1% to 56.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▲
2024 · €9k
Cash flow
€15k▲
2024 · €6k
Solvency
43.1%▲
2024 · 26.9%
Current ratio
1.26▼
2024 · 1.32
Quick ratio
0.15▼
2024 · 0.20
Debt / equity
1.32▼
2024 · 2.72
ROE
34.0%▲
2024 · 17.8%
ROA
14.7%▲
2024 · 4.8%
Interest coverage
7.39▲
2024 · 3.47
Debt
€40k▼
2024 · €55k
Debt ≤ 1 year
€37k▼
2024 · €45k
Debt > 1 year
€3k▼
2024 · €9k
Income taxes
€4k▲
2024 · €1k
Staff costs
€23k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€71k▼
Fixed assets21/28€15k€24k▲
Tangible fixed assets22/27€15k€24k▲
Plant, machinery and equipment23€265€147▼
Furniture and vehicles24-€11k
Other tangible fixed assets26€15k€13k▼
Current assets29/58€59k€47k▼
Stocks and contracts in progress3€51k€41k▼
Stocks30/36€51k€41k▼
Amounts receivable within one year40/41€3k€227▼
Trade receivables40€1k€68▼
Other amounts receivable41€2k€159▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€75k€71k▼
Equity10/15€20k€31k▲
Contributions10/11€20k€20k=
Reserves13€2k€11k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133-€9k
Profit (loss) carried forward14€-2k-
Amounts payable17/49€55k€40k▼
Amounts payable after more than one year17€9k€3k▼
Financial debts170/4€9k€3k▼
Amounts payable within one year42/48€45k€37k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Financial debts43€5k€7k▲
Credit institutions430/8€5k€7k▲
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Advances received on contracts in progress46€3k€180▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€6k€307▼
Accrued charges and deferred income492/3€105€178▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€2k€2k▼
Gross operating margin9900€35k€53k▲
Operating profit (loss)9901€7k€16k▲
Financial income75/76B€347€441▲
Recurring financial income75€347€441▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€5k€14k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€9k▲
Profit (loss) brought forward from the previous period14P€-5k€-2k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €10k ▲189%
Operating result €16k, net result €10k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trois-Ponts · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Communale 114980 Trois-PontsGround area
209 m²
Building footprint
59 m²
Volume, LiDAR
570 m³
Parcel 63026B0539/00G003, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GABRIEL OPTIQUE SPRL
since 20052.144.914.181
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63026B0539/00G003 | Wallonia | 209 m² | 1 · 59 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DUFAYS CONSULTING
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ANN
BE 0456.974.720
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Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2005
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gabriel.optique@skynet.be