MODA E MODI
ActiveSummary
MODA E MODI has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,046 and a net result of €69,366. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
- Equity
- €47,046
- Profit
- €69,366
- BARTOLONI FrancaDirector
- DINGEMANS Denise SidonieDirector
Why 82raises riskLiquidity: current ratio 1.15Equity €47,046 (13.1% of total assets)lowers riskSize: total assets €357,859Founded in 2006Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 7% on liquidity, 87% on profitability and 98% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 31 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €69,366
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €76,856 after a loss of €9,142 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95.2% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,479 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,849 | €28,292 | €27,584 | €27,584 | €26,657 | €26,844 | €25,246 | €4,707 | ▼ 81.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €251,950 | - | - | - |
| Other operating charges640/8 | - | - | - | €3,012 | €707 | €3,532 | €3,565 | €720 | ▼ 79.8% |
| Gross operating margin9900 | €13,475 | €31,717 | €4,226 | €46,746 | €19,529 | -€21,463 | €19,669 | €82,282 | ▲ 318% |
| Operating profit (loss)9901 | -€17,835 | €639 | -€28,631 | €16,150 | -€7,834 | -€303,790 | -€9,142 | €76,856 | - |
| Financial income75/76B | - | - | - | €296 | €1,454 | €940 | €419 | €282 | ▼ 32.7% |
| Recurring financial income75 | €5 | €0 | €44 | €296 | €1,454 | €940 | €419 | €282 | ▼ 32.7% |
| Financial charges65/66B | - | - | - | €6,927 | €6,312 | €6,212 | €7,538 | €7,772 | ▲ 3.1% |
| Recurring financial charges65 | €8,356 | €7,819 | €7,822 | €6,927 | €6,312 | €6,212 | €7,538 | €7,772 | ▲ 3.1% |
| Profit (loss) for the period before taxes9903 | -€26,186 | -€7,180 | -€36,410 | €9,518 | -€12,692 | -€309,061 | -€16,261 | €69,366 | - |
| Profit (loss) for the period9904 | -€26,186 | -€7,180 | -€36,410 | €9,518 | -€12,692 | -€309,061 | -€16,261 | €69,366 | - |
| Profit (loss) for the period to be appropriated9905 | -€26,186 | -€7,180 | -€36,410 | €9,518 | -€12,692 | -€309,061 | -€16,261 | €69,366 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €576,969 | €555,133 | €549,739 | €532,594 | €523,169 | €304,956 | €281,154 | €357,859 | ▲ 27.3% |
| Fixed assets21/28 | €163,919 | €137,367 | €109,783 | €82,199 | €57,947 | €31,102 | €5,857 | €1,150 | ▼ 80.4% |
| Tangible fixed assets22/27 | €162,359 | €137,367 | €109,783 | €82,199 | €57,947 | €31,102 | €5,857 | €1,150 | ▼ 80.4% |
| Land and buildings22 | - | - | - | €82,199 | €56,908 | €30,304 | €5,299 | €832 | ▼ 84.3% |
| Furniture and vehicles24 | - | - | - | - | €1,038 | €798 | €558 | €318 | ▼ 43.0% |
| Financial fixed assets28 | €1,560 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €413,049 | €417,765 | €439,955 | €450,394 | €465,222 | €273,854 | €275,297 | €356,709 | ▲ 29.6% |
| Stocks and contracts in progress3 | €400,501 | €404,543 | €433,704 | €444,560 | €443,098 | €256,732 | €261,517 | €341,765 | ▲ 30.7% |
| Stocks30/36 | - | - | - | €444,560 | €443,098 | €256,732 | €261,517 | €341,765 | ▲ 30.7% |
| Amounts receivable within one year40/41 | €12,549 | €12,685 | €5,007 | €5,000 | €10,000 | €10,005 | €10,000 | €10,000 | = |
| Other amounts receivable41 | - | - | - | €5,000 | €10,000 | €10,005 | €10,000 | €10,000 | = |
| Cash at bank and in hand54/58 | - | €537 | €1,244 | €835 | €8,516 | €3,362 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,609 | €3,755 | €3,781 | €4,944 | ▲ 30.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €576,969 | €555,133 | €549,739 | €532,594 | €523,169 | €304,956 | €281,154 | €357,859 | ▲ 27.3% |
| Equity10/15 | -€2,814 | -€9,994 | -€46,404 | -€14,886 | -€27,578 | -€6,059 | -€22,320 | €47,046 | - |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €349,180 | €349,180 | €349,180 | = |
| Reserves13 | €43,583 | €43,583 | €43,583 | €43,583 | €43,583 | €43,583 | €43,583 | €43,583 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €41,723 | €41,723 | €43,583 | €43,583 | €43,583 | = |
| Profit (loss) carried forward14 | -€64,997 | -€72,177 | -€108,587 | -€77,068 | -€89,761 | -€398,822 | -€415,082 | -€345,717 | ▲ 16.7% |
| Amounts payable17/49 | €579,783 | €565,127 | €596,142 | €547,479 | €550,747 | €311,016 | €303,474 | €310,813 | ▲ 2.4% |
| Amounts payable after more than one year17 | €7,111 | - | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €571,672 | €565,127 | €596,142 | €547,479 | €550,747 | €307,696 | €303,474 | €310,813 | ▲ 2.4% |
| Financial debts43 | - | - | - | €31,341 | €43,282 | €44,422 | €45,553 | €45,721 | ▲ 0.4% |
| Credit institutions430/8 | - | - | - | €31,341 | €43,282 | €44,422 | €45,553 | €45,721 | ▲ 0.4% |
| Trade debts44 | €53,282 | €35,631 | €23,451 | €9,845 | €9,635 | €15,732 | €4,757 | €35,134 | ▲ 639% |
| Suppliers440/4 | - | - | - | €9,845 | €9,635 | €15,732 | €4,757 | €35,134 | ▲ 639% |
| Taxes, remuneration and social security45 | - | - | - | €12,511 | €10,766 | €7,714 | €13,620 | €19,717 | ▲ 44.8% |
| Taxes450/3 | - | - | - | €12,511 | €10,766 | €5,188 | €11,058 | €19,717 | ▲ 78.3% |
| Remuneration and social security454/9 | - | - | - | - | - | €2,526 | €2,562 | - | - |
| Other amounts payable47/48 | - | - | - | €493,783 | €487,064 | €239,827 | €239,545 | €210,241 | ▼ 12.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €3,320 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,186 | -€7,180 | -€36,410 | €9,518 | -€12,692 | -€309,061 | -€16,261 | €69,366 | - |
| + Depreciation and write-downs630 | €27,849 | €28,292 | €27,584 | €27,584 | €26,657 | €26,844 | €25,246 | €4,707 | ▼ 81.4% |
| Operating cash flow (approximation) | €1,663 | €21,112 | -€8,826 | €37,102 | €13,965 | -€282,217 | €8,985 | €74,072 | ▲ 724% |
| Investment in fixed assets (approximation) | - | -€1,740 | €0 | €0 | -€2,404 | €0 | €0 | €0 | - |
| Change in cash | - | - | €707 | -€410 | €7,681 | -€5,153 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00316501 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00462443 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00436247 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00411552 |
| 31-12-2021 | micro format | 27-09-2022 | 2022-20446004 |
| 31-12-2020 | micro format | 06-08-2021 | 2021-46800394 |
| 31-12-2019 | micro format | 08-10-2020 | 2020-60700159 |
| 31-12-2018 | micro format | 04-07-2019 | 2019-29500584 |
| 31-12-2017 | micro format | 22-06-2018 | 2018-21800533 |
| 31-12-2016 | micro format | 14-07-2017 | 2017-31600376 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BARTOLONI Franca |
|
| DINGEMANS Denise Sidonie |
|
Owners and capital
Capital and shareholders
- DINGEMANS Denise Sidonie €330,579.54 in kind
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 11-01-2024 Converted to unavailable equity
- 11-01-2024 Converted to available equity
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
11-01
Gazette deed
Resignations: DINGEMANS Denise Sidonie (zaakvoerder,thans bestuurder genoemd) and BARTOLONI Franca (zaakvoerder,thans bestuurder genoemd)Reappointments: DINGEMANS Denise Sidonie (director) and BARTOLONI Franca (director) · Amendment of the articles · Capital conversion21 facts ▸
- General meeting, 26-12-2023
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
- Capital conversion, “beschikbaar voor uitkering” (deed in Dutch)
- Director resignation, DINGEMANS Denise Sidonie (zaakvoerder,thans bestuurder genoemd)
- Director resignation, BARTOLONI Franca (zaakvoerder,thans bestuurder genoemd)
- Director reappointment, DINGEMANS Denise Sidonie (director (not named in the articles))
- Director reappointment, BARTOLONI Franca (director (not named in the articles))
- Auditor report, “eenparigheid van stemmen, Brussel” (deed in Dutch)
- Other provision, “eenparigheid van stemmen, bijzonder verslag bestuursorgaan inbreng in natura” (deed in Dutch)
- Capital contribution, €330,579.54 (2 times)
- Other provision, “stemming, eenparigheid van stemmen” (deed in Dutch)
- +9 further facts in this act
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11803C1031/00D003 | Flanders | 826 m² | 1 · 828 m² | 27.1 m · 8 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De klein- en groothandel, import en expert in: dames- en herenkledij, lederwaren, schoenen, brillen en brilmonturen, parfum en aanverwante…” (deed in Dutch)
Text of the purpose (deed in Dutch)
“De klein- en groothandel, import en expert in: dames- en herenkledij, lederwaren, schoenen, brillen en brilmonturen, parfum en aanverwante artikelen en accessoires, huishoudelijke materialen, en meubelen.”
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MODA E MODI
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bijhuizen,exploitatiezetels,administratieve zetels,filialen en agentschappen in België en buitenland bij besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 12. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vruchtgebruiker en blote eigenaar afzonderlijk ingeschreven met vermelding respectievelijke rechten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten helft overdrager helft koper(s) naar evenredigheid verworven aantal bij meerdere kopers,ook bij weigering…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 June at 09:30
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie krachtens statuten, vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen” (deed in Dutch)