Checked.be
Active
BE 0466.390.351Public limited company
MOBITRADE
Oude Kassei 18 ·8791 Waregem, Belgium· 27 yrs active
Sector: Other business support services
(82990)
Conclusion
MOBITRADE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €827k and a net result of €98k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €827k |
| Net result | €98k |
| Staff (FTE) | 3 |
| Better than sector | 70% |
Financial profile
81
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
59
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€75k
estimate, not credit advice
Score history
93
2021
86
2022
100
2023
52
2024
93
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.93 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.86 (≥ 1.0)
+5
Leverage
Debt/equity 0.46 (< 1.0)
+10
Profitability
ROE 12% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-08-2026 with the NBB · fiscal year 2025 · full schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~5.3%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 68.4% | 44.6% | |
| Net result | €98k | €47k | |
| Equity | €827k | €856k | |
| Gross operating margin | €275k | €192k | |
| Staff costs | €132k | €589k |
€19k
-90.3%
21-25
€98k
-
21-25
€-29k
-
21-25
€1.21M
+7.9%
21-25
€827k
+5.4%
21-25
€739k
+6.1%
21-25
3
0.0%
21-25
€132k
-0.6%
21-25
€23k
-16.8%
21-25
€56k
-
21-25
€382k
+13.8%
21-25
€382k
+13.8%
21-25
€2k
-85.8%
21-25
2.93
-4.6%
21-25
1.86
+15.8%
21-25
68.4%
-2.3%
21-25
0.46
+8.0%
21-25
11.9%
-
21-25
8.1%
-
21-25
0.96
-85.1%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | full schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - | - |
| EBITDA | - | €19k | €201k | €113k | €226k |
| Net profit | €98k | €-30k | €119k | €21k | €166k |
| Cash flow | - | €-29k | €120k | €28k | €167k |
| Staff costs | €132k | €133k | €127k | €117k | €99k |
| Income taxes | €23k | €28k | €50k | €70k | €45k |
| Dividends | €56k | - | - | - | - |
| Total assets | €1.21M | €1.12M | €1.20M | €1.29M | €1.11M |
| Equity | €827k | €785k | €815k | €696k | €674k |
| Debt | €382k | €336k | €390k | €490k | €436k |
| of which ≤ 1y | €382k | €336k | €381k | €488k | €422k |
| of which > 1y | - | - | - | €2k | €14k |
| Working capital | €739k | €697k | €734k | €628k | €538k |
| Employees (FTE) | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 |
Note: these years are not on the same basis. The filed schemas differ (full schema, abbreviated schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 2.93 | 3.07 | 2.93 | 2.29 | 2.28 |
| Quick ratio | 1.86 | 1.61 | 2.20 | 1.75 | 1.38 |
| Working capital ratio | 61.1% | 62.2% | 61.0% | 48.8% | 48.5% |
| Solvency | 68.4% | 70.0% | 67.6% | 54.1% | 60.7% |
| Debt / equity | 0.46 | 0.43 | 0.48 | 0.70 | 0.65 |
| Long-term debt ratio | - | - | - | 0.00 | 0.02 |
| Interest coverage | - | 0.96 | 6.45 | 7.85 | 13.55 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 8.1% | -2.6% | 9.9% | 1.7% | 14.9% |
| ROE | 11.9% | -3.8% | 14.6% | 3.1% | 24.6% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (28 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.21M | €1.12M | €1.20M | €1.29M | €1.11M |
| Fixed assets | 21/28 | €88k | €88k | €89k | €170k | €150k |
| Formation expenses | 20 | €0 | €0 | €0 | - | - |
| Tangible fixed assets | 22/27 | €86k | €86k | €86k | €107k | €88k |
| Financial fixed assets | 28 | €3k | €3k | €3k | €63k | €63k |
| Current assets | 29/58 | €1.12M | €1.03M | €1.12M | €1.12M | €960k |
| Stocks & contracts in progress | 3 | €408k | €492k | €276k | €260k | €380k |
| Amounts receivable within one year | 40/41 | €556k | €386k | €671k | €743k | €342k |
| Investments | 50/53 | €100k | €100k | - | - | - |
| Cash & bank | 54/58 | €57k | €55k | €169k | €113k | €238k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.21M | €1.12M | €1.20M | €1.29M | €1.11M |
| Equity | 10/15 | €827k | €785k | €815k | €696k | €674k |
| Contributions / capital | 10/11 | €62k | €62k | €62k | €62k | €62k |
| Reserves | 13 | €242k | €242k | €242k | €242k | €242k |
| Accumulated profits (losses) | 14 | €523k | €481k | €511k | €392k | €370k |
| Provisions & deferred taxes | 16 | - | - | - | €100k | - |
| Amounts payable | 17/49 | €382k | €336k | €390k | €490k | €436k |
| Amounts payable after one year | 17 | - | - | - | €2k | €14k |
| Amounts payable within one year | 42/48 | €382k | €336k | €381k | €488k | €422k |
| Trade debts payable within one year | 44 | €84k | €68k | €82k | €198k | €270k |
| Income statement | ||||||
| Gross operating margin | 9900 | €275k | €154k | €341k | €332k | €330k |
| Operating result | 9901 | €141k | €19k | €200k | €106k | €225k |
| Financial income | 75 | - | - | - | - | €3k |
| Financial charges | 65 | €19k | €20k | €31k | €14k | €17k |
| Result before taxes | 9903 | €122k | €-1k | €169k | €92k | €211k |
| Income taxes | 67/77 | €23k | €28k | €50k | €70k | €45k |
| Net result for the period | 9904 | €98k | €-30k | €119k | €21k | €166k |
| Result to be appropriated | 9905 | €98k | €-30k | €119k | €21k | €166k |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Public limited company(014) |
| Incorporation | 01-07-1999 |
| Status | Active |
| Postal code | 8791 |
Establishment units
Oude Kassei 18, 8791 Waregem
since 20002.101.963.472
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006B0013/00H002 | Flanders | 1.1 ha | 1 · 1,331 m² | 7.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
31-12
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼125%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 86 days late
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 81 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 70 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other non-specialised retail sale47120Retail trade4719152122Other business support services82990Retail sale of antiques47791
Names & trade names
| Legal nameNL | MOBITRADE |
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