MOBILIER CONCEPT

Active

Private limited companyfounded 2003active for 23 yearsRoute Charlemagne(BLX) 10, 6464 Chimay, BelgiumKBO/BCE: BE 0480.443.572

Summary

MOBILIER CONCEPT has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,394 and a net result of -€59,782. Equity is shrinking by about 9.1% per year across the filed financial years. Its solvency ranks better than 60% of 284 sector peers (NACE 31, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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MOBILIER CONCEPTActiveChecked score 69/100

Risk analysis Report Compare

Activity

Manufacture of dining room, living room, bedroom and bathroom furniture

NACE 31004

10th largest company by equity in Hainaut, Furniture sector1 site

Size

€451,849total assets 2025

Staff: 9 FTE
Equity: €218,394
Loss: -€59,782

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Parent: MC PARTNER · 100%

Benoît MARISSALDirector

2025 accounts 1 day early1 of 3 deeds summarised

Why 69raises riskLoss of €59,782 (financial year 2025)Size: 9 FTE, total assets €451,849lowers riskLiquidity: current ratio 2.32, cash €118,984Equity €218,394 (48.3% of total assets)Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 40% of its sector peers (NACE 31, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 73-3

equity 48.3% of total assets

Liquidity 65-5

short-term debt 37.9% · cash 26.3%

Profitability 2-77

return on assets -13.2%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (830 companies, NACE 31, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%▼ -0.7 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.5 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.32, compared with 2.56 in 2024, above the usual 1.5; short-term debt: 37.9% and cash: 26.3% of total assets), but 51.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 31, micro): better than 58% on solvency, 67% on liquidity, 15% on profitability and 19% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Loss of €59,782 (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 2.32, cash €118,984

NBB · annual accounts

Size: 9 FTE, total assets €451,849

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €218,394 (48.3% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

41 days early

2023

2 days early

2022

7 days early

2021

4 days early

2020

11 days early

2019

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 31) for financial year 2024 is 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Weakest financial yearnet -€59,782
20-06-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Caution: From profit to loss in 2025after €43,516 in 2024 -€59,782 View
Caution: Among the weakest 12% on net resultsector median €14,800 · 284 companies -€59,782 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by MC PARTNER 100% View

By topic

Financials

Financial year: 2025
Total assets: €451,849
Loss: -€59,782
Solvency: 48.3%

Total assets▼ 16.8%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member
Parent: MC PARTNER · 100%

Benoît MARISSALDirector

Go to Board & ownership

Timeline

Events: 25
Since: 2005
Next accounts: by 31-07-2027

31-12-2024Back to profit
29-07-2024Annual accounts filed
19-12-2023Resignation: Benoît MARISSAL (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of dining room, living room, bedroom and…NACE 31004
Founded: 05-06-2003
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

Annual meeting: Last Friday of May at 19:00
Purpose: “La fabrication,l'agencement,le travail du bois,l’achat et la vente de tous matériaux et…” (deed in French)

Go to Articles of association

Key facts about MOBILIER CONCEPT

What is the company number of MOBILIER CONCEPT?: 0480.443.572. In Belgium the VAT number is the company number with BE in front: BE 0480.443.572.
Where is MOBILIER CONCEPT based?: The registered office is at Route Charlemagne(BLX) 10, 6464 Chimay.Company details
What does MOBILIER CONCEPT do?: According to the KBO register, the main activity is manufacture of dining room, living room, bedroom and bathroom furniture (NACE 31004).
What is the legal form of MOBILIER CONCEPT?: Private limited company (BV).
When was MOBILIER CONCEPT founded?: On 05-06-2003.
Is MOBILIER CONCEPT still active?: Yes, MOBILIER CONCEPT is an active enterprise in the KBO register.
How many employees does MOBILIER CONCEPT have?: On average 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MOBILIER CONCEPT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MOBILIER CONCEPT profitable?: In financial year 2025, MOBILIER CONCEPT made a loss of €59,782.
Where can I find the annual accounts of MOBILIER CONCEPT?: MOBILIER CONCEPT filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MOBILIER CONCEPT due?: By 31-07-2027, for financial year 2026.Timeline