MC PARTNER
ActiveSummary
MC PARTNER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 83% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+4
Solvency100▲+31
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 1.3 in 2024; short-term debt: 16.8% and cash: 29.5% of total assets), and 17.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
9.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
41 d early
2023
2 d early
2022
7 d early
2021
4 d early
2020
11 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 12.9%
2024 · €105k
2018: €156k
2019: €165k▲ +5.9% vs 2018
2020: €160k▼ -3.0% vs 2019
2021: €179k▲ +11.8% vs 2020
2022: €183k▲ +2.2% vs 2021
2023: €199k▲ +9.0% vs 2022highest in 8 years
2024: €105k▼ -47.1% vs 2023lowest in 8 years
2025: €119k▲ +12.9% vs 2024
2018 → 2025
Total assets
€144k▼ 39.3%
2024 · €238k
2018: €176k
2019: €187k▲ +6.4% vs 2018
2020: €184k▼ -1.6% vs 2019
2021: €209k▲ +14.0% vs 2020
2022: €206k▼ -1.7% vs 2021
2023: €216k▲ +4.9% vs 2022
2024: €238k▲ +10.1% vs 2023highest in 8 years
2025: €144k▼ -39.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€14k▼ 16.3%
2024 · €16k
2018: €712
2019: €9k▲ +1191% vs 2018
2020: €-5k▼ -153% vs 2019lowest in 8 years
2021: €19k▲ +485% vs 2020highest in 8 years
2022: €4k▼ -79.5% vs 2021
2023: €16k▲ +324% vs 2022
2024: €16k▼ -1.0% vs 2023
2025: €14k▼ -16.3% vs 2024
2018 → 2025
Working capital
€55k▲ 38.4%
2024 · €40k
2018: €88k
2019: €99k▲ +11.6% vs 2018
2020: €95k▼ -3.9% vs 2019
2021: €115k▲ +21.1% vs 2020
2022: €118k▲ +3.2% vs 2021
2023: €135k▲ +13.8% vs 2022highest in 8 years
2024: €40k▼ -70.4% vs 2023lowest in 8 years
2025: €55k▲ +38.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€183k▲ 2.2%€199k▲ 9.0%€105k▼ 47.1%€119k▲ 12.9%
2021: €179k
2022: €183k▲ +2.2% vs 2021
2023: €199k▲ +9.0% vs 2022highest in 5 years
2024: €105k▼ -47.1% vs 2023lowest in 5 years
2025: €119k▲ +12.9% vs 2024
Operating result€20k-€15k▼ 28.3%€19k▲ 28.7%€20k▲ 8.9%€18k▼ 12.4%
2021: €20k
2022: €15k▼ -28.3% vs 2021lowest in 5 years
2023: €19k▲ +28.7% vs 2022
2024: €20k▲ +8.9% vs 2023highest in 5 years
2025: €18k▼ -12.4% vs 2024
Net result€19k-€4k▼ 79.5%€16k▲ 324%€16k▼ 1.0%€14k▼ 16.3%
2021: €19khighest in 5 years
2022: €4k▼ -79.5% vs 2021lowest in 5 years
2023: €16k▲ +324% vs 2022
2024: €16k▼ -1.0% vs 2023
2025: €14k▼ -16.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€65k ▼ 0.7%
Current assets
€80k ▼ 53.9%
Equity and liabilities €144k
Equity
€119k ▲ 12.9%
Debt
€26k ▼ 80.7%
Debt's share of the balance-sheet total falls from 55.8% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €21k
Cash flow
€14k▼
2024 · €16k
Current ratio
3.29▲
2024 · 1.30
Debt to equity
0.22▼
2024 · 1.26
ROE
11.4%▼
2024 · 15.4%
ROA
9.4%▲
2024 · 6.8%
Interest coverage
232.82▲
2024 · 169.34
Debt ≤ 1 year
€24k▼
2024 · €133k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€238k€144k▼
Fixed assets21/28€65k€65k▼
Tangible fixed assets22/27€1k€658▼
Furniture and vehicles24€1k€658▼
Financial fixed assets28€64k€64k=
Current assets29/58€173k€80k▼
Amounts receivable within one year40/41€119k€34k▼
Trade receivables40€43k€34k▼
Other amounts receivable41€76k€235▼
Cash at bank and in hand54/58€53k€43k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€238k€144k▼
Equity10/15€105k€119k▲
Contributions10/11€22k€22k=
Reserves13€83k€96k▲
Distributable reserves133€83k€96k▲
Profit (loss) carried forward14€155€729▲
Amounts payable17/49€133k€26k▼
Amounts payable within one year42/48€133k€24k▼
Trade debts44€321€793▲
Suppliers440/4€321€793▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€122k€16k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219€439▲
Other operating charges640/8€819€2k▲
Gross operating margin9900€21k€21k▼
Operating profit (loss)9901€20k€18k▼
Financial income75/76B€1k€22▼
Recurring financial income75€1k€22▼
Financial charges65/66B€122€79▼
Recurring financial charges65€122€79▼
Profit (loss) for the period before taxes9903€21k€18k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€16k€14k▼
Profit (loss) for the period to be appropriated9905€16k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€14k▼
Profit (loss) brought forward from the previous period14P€940€155▼
Transfer from equity791/2€93k-
Transfer to equity691/2-€13k
To other reserves6921-€13k
Profit to be distributed694/7€110k-
Return on contributions (dividend)694€110k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | €219 | €439 | ▲ 100% |
| Other operating charges640/8 | €726 | €1k | €2k | €819 | €2k | ▲ 191% |
| Gross operating margin9900 | €22k | €16k | €20k | €21k | €21k | ▼ 3.5% |
| Operating profit (loss)9901 | €20k | €15k | €19k | €20k | €18k | ▼ 12.4% |
| Financial income75/76B | €4k | €523 | €3k | €1k | €22 | ▼ 97.9% |
| Recurring financial income75 | €4k | €523 | €3k | €1k | €22 | ▼ 97.9% |
| Financial charges65/66B | €820 | €7k | €588 | €122 | €79 | ▼ 35.4% |
| Recurring financial charges65 | €820 | €7k | €588 | €122 | €79 | ▼ 35.4% |
| Profit (loss) for the period before taxes9903 | €23k | €8k | €21k | €21k | €18k | ▼ 16.3% |
| Income taxes67/77 | €5k | €4k | €5k | €5k | €4k | ▼ 16.4% |
| Profit (loss) for the period9904 | €19k | €4k | €16k | €16k | €14k | ▼ 16.3% |
| Profit (loss) for the period to be appropriated9905 | €19k | €4k | €16k | €16k | €14k | ▼ 16.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €209k | €206k | €216k | €238k | €144k | ▼ 39.3% |
| Fixed assets21/28 | €64k | €64k | €64k | €65k | €65k | ▼ 0.7% |
| Tangible fixed assets22/27 | - | - | - | €1k | €658 | ▼ 40.0% |
| Furniture and vehicles24 | - | - | - | €1k | €658 | ▼ 40.0% |
| Financial fixed assets28 | €64k | €64k | €64k | €64k | €64k | = |
| Current assets29/58 | €145k | €142k | €152k | €173k | €80k | ▼ 53.9% |
| Amounts receivable within one year40/41 | €9k | €17k | €18k | €119k | €34k | ▼ 71.0% |
| Trade receivables40 | €9k | €17k | €17k | €43k | €34k | ▼ 19.7% |
| Other amounts receivable41 | €69 | €77 | €1k | €76k | €235 | ▼ 99.7% |
| Current investments50/53 | €50k | €44k | €46k | - | - | - |
| Cash at bank and in hand54/58 | €86k | €81k | €86k | €53k | €43k | ▼ 18.9% |
| Deferred charges and accrued income490/1 | - | - | €2k | €1k | €2k | ▲ 104% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €209k | €206k | €216k | €238k | €144k | ▼ 39.3% |
| Equity10/15 | €179k | €183k | €199k | €105k | €119k | ▲ 12.9% |
| Contributions10/11 | €20k | €20k | €22k | €22k | €22k | = |
| Capital10 | €20k | €20k | - | - | - | - |
| Issued capital100 | €20k | €20k | - | - | - | - |
| Reserves13 | €159k | €162k | €176k | €83k | €96k | ▲ 15.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €157k | €160k | €176k | €83k | €96k | ▲ 15.7% |
| Profit (loss) carried forward14 | €207 | €567 | €940 | €155 | €729 | ▲ 371% |
| Amounts payable17/49 | €31k | €23k | €17k | €133k | €26k | ▼ 80.7% |
| Amounts payable within one year42/48 | €31k | €23k | €17k | €133k | €24k | ▼ 81.7% |
| Trade debts44 | €941 | €1k | €1k | €321 | €793 | ▲ 147% |
| Suppliers440/4 | €941 | €1k | €1k | €321 | €793 | ▲ 147% |
| Taxes, remuneration and social security45 | €12k | €14k | €6k | €10k | €8k | ▼ 22.1% |
| Taxes450/3 | €8k | €6k | €6k | €6k | €5k | ▼ 20.6% |
| Remuneration and social security454/9 | €4k | €8k | - | €4k | €3k | ▼ 24.2% |
| Other amounts payable47/48 | €17k | €8k | €10k | €122k | €16k | ▼ 87.2% |
| Accrued charges and deferred income492/3 | €192 | - | - | - | €1k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €4k | €16k | €16k | €14k | ▼ 16.3% |
| + Depreciation and write-downs630 | €1k | - | - | €219 | €439 | ▲ 100% |
| Operating cash flow (approximation) | €20k | €4k | €16k | €16k | €14k | ▼ 14.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-1k | €0 | ▲ 100% |
| Change in cash | - | €-5k | €5k | €-34k | €-10k | ▲ 70.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 3.29
Current ratio from 1.30 to 3.29; short-term debt falls from €133k to €24k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2005
Ground area
1,283 m²
Building footprint
124 m²
Volume, LiDAR
1,249 m³
Parcel 55026A0010/00R003, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MC PARTNER SPRL
since 20052.149.650.454
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026A0010/00R003 | Wallonia | 1,283 m² | 1 · 124 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,418 companies in sector 46180 we hold annual accounts for 1,885. 1,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Contact
E-mail
bmarissal@yahoo.comLa Louvière
Phone
0498/63.27.58La Louvière
Fax
064/67.81.50La Louvière
Scores and ratios are computed by Checked and are not a credit decision.