MOBIL OCCASE
ActiveThe annual accounts of MOBIL OCCASE for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 10331 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency38▼-29
Growth56▲+18
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.0 against 1.62 in 2024; short-term debt: 87% and cash: 12.6% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
-42.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-24k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10331 sector peers (2025).
NBB · sector comparisonPosition among 10331 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
6 d late
2021
on the day
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€336k▲ 2.4%
2024 · €329k
2018: €529k
2019: €471k
2020: €399k
2021: €424k
2022: €363k
2023: €368k
2024: €329k
2018 → 2025
EBIT margin
-7.0%▲ 5.6pp
2024 · -12.7%
2018: -10.4%
2019: 2.0%
2020: 2.0%
2021: 5.8%
2022: 2.9%
2023: 0.9%
2024: -12.7%
2018 → 2025
Net result
€-24k▲ 47.7%
2024 · €-45k
2018: €-28k
2019: €29k
2020: €16k
2021: €24k
2022: €9k
2023: €3k
2024: €-45k
2018 → 2025
Working capital
€159▼ 99.4%
2024 · €27k
2018: €-36k
2019: €3k
2020: €28k
2021: €56k
2022: €67k
2023: €71k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€424k-€363k▼ 14.5%€368k▲ 1.3%€329k▼ 10.6%€336k▲ 2.4%
Equity€64k-€73k▲ 13.6%€77k▲ 4.7%€31k▼ 59.4%€7k▼ 76.4%
Operating result€25k-€11k▼ 57.1%€3k▼ 66.8%€-42k€-24k▲ 43.1%
Net result€24k-€9k▼ 64.3%€3k▼ 60.8%€-45k€-24k▲ 47.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €42k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€7k▲ 64.6%
Current assets
€49k▼ 29.4%
Equity and liabilities €56k
Equity
€7k▼ 76.4%
Debt
€49k▲ 14.1%
The debt ratio rises from 58.0% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▲
2024 · €-41k
Cash flow
€-23k▲
2024 · €-45k
Solvency
13.0%▼
2024 · 42.0%
Current ratio
1.00▼
2024 · 1.62
Quick ratio
0.27▲
2024 · 0.12
Debt / equity
6.69▲
2024 · 1.38
ROE
-324.1%▼
2024 · -146.1%
ROA
-42.2%▲
2024 · -61.3%
Interest coverage
-312.07▲
2024 · -568.63
Debt
€49k▲
2024 · €43k
Debt ≤ 1 year
€49k▲
2024 · €43k
Staff costs
€86k▼
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€56k▼
Formation expenses20€0€0=
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€3k€6k▲
Land and buildings22€893€568▼
Plant, machinery and equipment23€3k€3k=
Furniture and vehicles24€0€2k▲
Other tangible fixed assets26€0€1k▲
Financial fixed assets28€900€900=
Current assets29/58€70k€49k▼
Stocks and contracts in progress3€65k€36k▼
Stocks30/36€65k€36k▼
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€74k€56k▼
Equity10/15€31k€7k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€404€404=
Non-distributable reserves130/1€404€404=
Legal reserve130€404€404=
Profit (loss) carried forward14€12k€-12k▼
Amounts payable17/49€43k€49k▲
Amounts payable within one year42/48€43k€49k▲
Current portion of amounts payable after more than one year42-€0
Trade debts44€18k€12k▼
Suppliers440/4€18k€12k▼
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€0€0=
Remuneration and social security454/9€12k€19k▲
Other amounts payable47/48€13k€18k▲
Income statement
Code20242025
Turnover70€329k€336k▲
Goods, raw materials, services and sundry goods60/61€281k€271k▼
Remuneration, social security and pensions62€86k€86k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€716€1k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€47k€66k▲
Operating profit (loss)9901€-42k€-24k▲
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€-42k€-24k▲
Income taxes67/77€4k-
Profit (loss) for the period9904€-45k€-24k▲
Profit (loss) for the period to be appropriated9905€-45k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-12k▼
Profit (loss) brought forward from the previous period14P€58k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-45k ▼1428%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.06
Current ratio from 0.48 to 1.06; short-term debt falls from €70k to €52k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
19-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2021
Resigned as Managing director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Marché 174020 LiègeGround area
107 m²
Building footprint
109 m²
Parcel 62020A0543/02A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MOBIL OCCASE
since 20052.145.133.224
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020A0543/02A000 | Wallonia | 107 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2005
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47540Retail sale of electrical household appliances
52450
52487
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0494/13.85.35