MICROMAR
ActiveThe annual accounts of MICROMAR for fiscal year 2024 show a net loss of 53% of the equity at the start of that year. The 2024 annual accounts show equity of €8k and a net result of €-9k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 26043 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▲+12
Solvency39▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.24 against 1.45 in 2023; short-term debt: 52.5% and cash: 5% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14%
Return on assets
-16.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
6 d late
2022
31 d late
2021
78 d late
2020
89 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€150k
EBIT margin
0.1%
Net result
€-9k▼ 40.0%
2023 · €-6k
2018: €38k
2019: €27k
2020: €-1k
2021: €6k
2022: €2k
2023: €-6k
2018 → 2024
Working capital
€7k▼ 40.9%
2023 · €11k
2018: €-25k
2019: €-21k
2020: €-25k
2021: €-21k
2022: €18k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€150k-
Equity€14k-€21k▲ 43.7%€22k▲ 7.9%€16k▼ 27.6%€8k▼ 53.5%
Operating result€199-€13k▲ 6,570%€5k▼ 59.2%€-5k€-7k▼ 43.5%
Net result€-1k-€6k€2k▼ 74.1%€-6k€-9k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €5k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€19k▼ 37.1%
Current assets
€35k▼ 5.0%
Equity and liabilities €54k
Equity
€8k▼ 53.5%
Debt
€46k▼ 8.4%
The debt ratio rises from 75.8% to 86.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▲
2023 · €-1k
Cash flow
€2k▲
2023 · €-3k
Solvency
14.0%▼
2023 · 24.2%
Current ratio
1.24▼
2023 · 1.45
Quick ratio
1.24▼
2023 · 1.45
Debt / equity
6.15▲
2023 · 3.13
ROE
-114.9%▼
2023 · -38.2%
ROA
-16.1%▼
2023 · -9.3%
Interest coverage
2.33▲
2023 · -1.02
Debt
€46k▼
2023 · €51k
Debt ≤ 1 year
€28k▲
2023 · €25k
Debt > 1 year
€17k▼
2023 · €25k
Staff costs
€45k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€67k€54k▼
Fixed assets21/28€30k€19k▼
Tangible fixed assets22/27€30k€19k▼
Furniture and vehicles24€30k€19k▼
Current assets29/58€37k€35k▼
Amounts receivable within one year40/41€32k€32k▲
Trade receivables40€29k€32k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€2k€610▼
Equity and liabilities
Total equity and liabilities10/49€67k€54k▼
Equity10/15€16k€8k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-4k€-13k▼
Amounts payable17/49€51k€46k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€25k€28k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€355▼
Suppliers440/4€2k€355▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€4k€9k▲
Accrued charges and deferred income492/3-€792
Income statement
Code20232024
Remuneration, social security and pensions62€41k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€6k€683▼
Gross operating margin9900€45k€50k▲
Operating profit (loss)9901€-5k€-7k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-6k€-9k▼
Profit (loss) for the period9904€-6k€-9k▼
Profit (loss) for the period to be appropriated9905€-6k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-13k▼
Profit (loss) brought forward from the previous period14P€2k€-4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.79 to 1.64; short-term debt falls from €98k to €27k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 131 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 93A1740 TernatGround area
2,461 m²
Building footprint
659 m²
Volume, LiDAR
4,658 m³
Parcel 23086A0361/00B003, Flanders · tallest building 16.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MICROMAR
since 20062.151.944.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0361/00B003 | Flanders | 2,460 m² | 1 · 659 m² | 16.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EURODATA SYSTEMS
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BE 0716.661.239
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MOUSTI TELECOM
BE 0848.772.665
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computer @ your service
BE 0870.868.671
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MK FAST SERVICES
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 813 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2006
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47540Retail sale of electrical household appliances
52450
52487
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@micromar.be