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MOBIEL

Active
Private limited company (pre-2019)founded 199531 yrs activeZavelberg 7, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0454.366.905
Summary

The annual accounts of MOBIEL for fiscal year 2025 show a net loss of 715,868% of total assets and of 100% of the equity at the start of that year. The 2025 annual accounts show equity of €5 and a net result of -€39,230. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-35
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€39,230
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
41 d early
2024
47 d early
2023
35 d early
2022
46 d early
2021
45 d early
2020
36 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 40 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 January 1995, MOBIEL was incorporated.1 Total assets went from EUR 26,854 in 2018 to EUR 39,235 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2025, micro schema

Equity
€5▼ 100.0%
2024 · €39,235
Total assets
€5▼ 100.0%
2024 · €39,235
Net result
-€39,230▼ 10,700%
2024 · -€363
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€16,964-€717-€317▲ 55.8%-€39,183▼ 12,264%
Net result€16,930-€763-€363▲ 52.4%-€39,230▼ 10,700%
Equity€23,432=€40,362▲ 72.3%€39,598▼ 1.9%€39,235▼ 0.9%€5▼ 100.0%
Total assets€26,854=€40,362▲ 50.3%€39,598▼ 1.9%€39,235▼ 0.9%€5▼ 100.0%
Debt€3,423=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2022: €16,964€16,964Net result 2022: €16,930€16,930Operating result 2023: -€717-€717Net result 2023: -€763-€763Operating result 2024: -€317-€317Net result 2024: -€363-€363Operating result 2025: -€39,183-€39,183Net result 2025: -€39,230-€39,23020212022202320242025-€40,000-€30,000-€20,000-€10,000€0Operating result 2023: -€717-€717Net result 2023: -€763-€763Operating result 2024: -€317-€317Net result 2024: -€363-€363Operating result 2025: -€39,183-€39,200Net result 2025: -€39,230-€39,200202320242025
The operating result stays negative: a loss of €39,183 in 2025 against €317 in 2024; the loss grows and 2025 has the lowest result in the available series.

Peer companies

Historical observation

Of the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
13% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Assets
Total assets20/58€39,235€5▼
Current assets29/58€39,235€5▼
Amounts receivable within one year40/41€39,196-
Trade receivables40€39,196-
Cash at bank and in hand54/58€39€5▼
Equity and liabilities
Total equity and liabilities10/49€39,235€5▼
Equity10/15€39,235€5▼
Contributions10/11€18,600€18,600=
Outside capital11€18,600€18,600=
Other1109/19€18,600€18,600=
Reserves13€15,841€15,841=
Distributable reserves133€15,841€15,841=
Profit (loss) carried forward14€4,794-€34,436▼
Income statement Code20242025
Other operating charges640/8€75€62▼
Gross operating margin9900-€242-€39,121▼
Operating profit (loss)9901-€317-€39,183▼
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903-€363-€39,230▼
Profit (loss) for the period9904-€363-€39,230▼
Profit (loss) for the period to be appropriated9905-€363-€39,230▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,794-€34,436▼
Profit (loss) brought forward from the previous period14P€5,157€4,794▼
Line20212022202320242025Change
Non-recurring operating income76A-€29,146----
Other operating charges640/8---€75€62▼ 16.8%
Gross operating margin9900-€16,964-€717-€242-€39,121▼ 16,038%
Operating profit (loss)9901-€16,964-€717-€317-€39,183▼ 12,264%
Financial charges65/66B-€34€46€46€46=
Recurring financial charges65-€34€46€46€46=
Profit (loss) for the period before taxes9903-€16,930-€763-€363-€39,230▼ 10,700%
Profit (loss) for the period9904-€16,930-€763-€363-€39,230▼ 10,700%
Profit (loss) for the period to be appropriated9905-€16,930-€763-€363-€39,230▼ 10,700%
Line20212022202320242025Change
Assets
Total assets20/58€26,854€40,362€39,598€39,235€5▼ 100.0%
Fixed assets21/28€26,854-----
Tangible fixed assets22/27€26,854-----
Current assets29/58-€40,362€39,598€39,235€5▼ 100.0%
Amounts receivable within one year40/41-€39,488€37,847€39,196--
Trade receivables40---€39,196--
Other amounts receivable41-€39,488€37,847---
Cash at bank and in hand54/58-€35€108€39€5▼ 86.1%
Deferred charges and accrued income490/1-€839€1,643---
Equity and liabilities
Total equity and liabilities10/49€26,854€40,362€39,598€39,235€5▼ 100.0%
Equity10/15€23,432€40,362€39,598€39,235€5▼ 100.0%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Outside capital11-€18,600€18,600€18,600€18,600=
Other1109/19-€18,600€18,600€18,600€18,600=
Reserves13€15,841€15,841€15,841€15,841€15,841=
Distributable reserves133-€15,841€15,841€15,841€15,841=
Profit (loss) carried forward14-€11,010€5,920€5,157€4,794-€34,436▼ 818%
Amounts payable17/49€3,423-----
Amounts payable within one year42/48€3,423-----
Line20212022202320242025Change
Profit (loss) for the period9904-€16,930-€763-€363-€39,230▼ 10,700%
Operating cash flow (approximation)-€16,930-€763-€363-€39,230▼ 10,700%
Change in cash--€73-€69-€34▲ 50.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
20-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet -€39,230
Net result drops to -€39,230, the lowest in the series.
14-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
363 m²
Building footprint
148 m²
Volume, LiDAR
698 m³
Parcel 71364E2039/00F000, Flanders · tallest building 14.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Zavelberg 7, 3980 Tessenderlo-Ham
NACE 70201
since 20002.099.537.086
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71364E2039/00F000 Flanders 363 m² 1 · 148 m² 14.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-01-1995
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.