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Complete company report
Generated 05-09-2026
Active BE 1009.121.979Private limited company

MNB Avocat

Quai Godefroid-Kurth 12 ·4020 Liège, Belgium· 2 yrs active
Sector: Activities of lawyers (69101)
Conclusion Checked

MNB Avocat has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €13k. Its solvency ranks better than 26% of 12402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €40k
Net result €13k
Better than sector 26%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health53Profitability100Solvency33Growth-Stability67
63 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 53
Profitability 100
Solvency 33
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
53 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score components
Liquidity Current ratio 0.45 (< 1.0) -10
Quick ratio Quick ratio 0.45 (< 0.6) -5
Profitability ROE 33% (≥ 10%) +10
Interest coverage Interest coverage 17.3× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.6% 56.7%
better than 26% of 12402 sector peers
Net result €13k €38k
better than 26% of 12401 sector peers
Equity €40k €90k
better than 32% of 12405 sector peers
Gross operating margin €38k €74k
better than 29% of 12398 sector peers
Total assets €141k €206k
better than 38% of 12408 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€37k
Net profit€13k
Cash flow€30k
Staff costs-
Income taxes€5k
Dividends-
Total assets€141k
Equity€40k
Debt€101k
of which ≤ 1y€98k
of which > 1y-
Working capital€-54k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.45
Quick ratio0.45
Working capital ratio-38.5%
Solvency28.6%
Debt / equity2.50
Long-term debt ratio-
Interest coverage17.31
Gross margin-
Net margin-
ROA9.4%
ROE32.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€141k
Fixed assets 21/28€97k
Intangible fixed assets 21€83k
Tangible fixed assets 22/27€14k
Current assets 29/58€44k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€141k
Equity 10/15€40k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€37k
Amounts payable 17/49€101k
Amounts payable within one year 42/48€98k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€38k
Operating result 9901€20k
Financial income 75€6
Financial charges 65€2k
Result before taxes 9903€18k
Income taxes 67/77€5k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Legal Structure
NACE primary Activities of lawyers(69101)
Legal form Private limited company(610)
Incorporation06-05-2024
StatusActive
Postal code4020
Establishment units 1 location
MNB Avocat
Quai Godefroid-Kurth 12, 4020 LiègeActivities of lawyers
since 20242.359.577.458
Updates 1 events
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Activities of lawyers69101
Names & trade names
Legal nameFR MNB Avocat
AbbreviationFR MNB
Similar companies Comparable size · 8,984 of 22,133 companies in this sector with filed accounts
V.G. PARTNER BE 0767.498.543 · Mons
Perrine Rudewiez AVOCAT BE 1022.473.238 · Frasnes-lez-Anvaing
ADVOCAAT JANA VANGELUWE BE 1019.841.667 · Brugge
Lawfield BE 0798.951.485 · Antwerpen
Advocatenkantoor Claudia Mc Kenzie BE 0804.572.141 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative