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MMJ AND CO

Active
Private limited companyfounded 2014active for 12 yearsKunstlaan 19, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0559.834.015
Summary

MMJ AND CO has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225,019 and a net result of €55,989. Equity has been growing by about 32% per year since 2018. Its solvency ranks better than 76% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-08-2014 Normal situation
Registered office
61 active companies are registered at this address 11 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Establishment unit
2.300.979.362 1600 Sint-Pieters-Leeuw, since 01-08-2019
Financial year end
31 December
Peppol
Reachable since 08-12-2025

Board and ownership

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€145,035
▼ 15.9%
Turnover
≈ €440,000
estimated
Profit
€55,989
▼ 32.2%
Equity
€225,019
▲ 33.1%
Total assets
€347,168
▲ 22.4%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.68, cash €110,916Figures for financial year 2025 (filed on 30-08-2026)Equity €225,019 (64.8% of total assets)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 90+5
equity 64.8% of total assets
Liquidity 74+32
short-term debt 35.2% · cash 31.9%
Profitability 89-11
return on assets 16.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.6%▼ -0.2 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%▲ +0.3 percentage points vs 08-2025 10-2025: 0.4%▼ -0.9 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.7 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.68 (0.85 in 2024), above the usual 1.5. Short-term debt is 35.2% and cash 31.9% of total assets. 35.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 74% of them on solvency, 75% on liquidity, 78% on profitability and 78% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.68, cash €110,916
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-08-2026)
NBB · annual accounts
lowers risk · Equity €225,019 (64.8% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
30 days late
2023
29 days late
2022
7 days early
2021
61 days late
2020
112 days late
2019
143 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 87% of companies in repair of computers and personal goodssector median €8,472 · 3,297 companies €55,989 View
  • Positive: Equity rose in 2025from €169,031 to €225,019 ▲ 33.1% View

Recent changes

  1. · Gazette deed Registered office moved from Bruxelles to Saint-Josse-ten-Noode
  2. · Gazette deed Changes of role: RIGGI Maurizio (director) and RIGGI Michaël Giussepe (director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as MMJ AND CO: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €349,000 and €409,000, founded between 2013 and 2015.

CompanyTotal assetsGross margin
MMJ AND CO Sint-Joost-ten-Node€347,168€145,035
ERODAN Hasselt€366,359€137,069
Sowest Cars Kortrijk€392,067€156,414
Simon & Simon Automobiles Anthisnes€348,907€129,404
ATELIER DUBOIS FLV Paliseul€402,676€156,855
GARAGE MACQUOI Diest€408,675€151,468
Garage Sven Londerzeel€404,283€134,589
Full comparison

Key facts about MMJ AND CO

What is the company number of MMJ AND CO?
The company number of MMJ AND CO is 0559.834.015. The VAT number is the same number with BE in front: BE 0559.834.015.
Where is MMJ AND CO based?
The registered office is at Kunstlaan 19, 1210 Sint-Joost-ten-Node.Company details
What does MMJ AND CO do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of MMJ AND CO?
The legal form of MMJ AND CO is Private limited company (BV).
When was MMJ AND CO founded?
MMJ AND CO was founded on 14-08-2014.
Is MMJ AND CO still active?
Yes, MMJ AND CO is an active enterprise in the KBO register.
How many employees does MMJ AND CO have?
MMJ AND CO had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of MMJ AND CO?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €145,035 and 44 comparable companies (NACE 953). It probably lies between €350,000 and €590,000. In financial year 2018 turnover was €162,901.
Is MMJ AND CO profitable?
In financial year 2025, MMJ AND CO made a profit of €55,989.
Where can I find the annual accounts of MMJ AND CO?
MMJ AND CO filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MMJ AND CO due?
MMJ AND CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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