Garage Sven

Active

Private limited companyfounded 2013active for 13 yearsHoge Donk 15, 1840 Londerzeel, BelgiumKBO/BCE: BE 0524.953.211

Summary

Garage Sven has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264,889 and a net result of €44,937. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 76% of 3,281 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Garage SvenActiveChecked score 96/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311

10th largest company by equity in Londerzeel, Other services sector1 site

Size

≈ €410,000turnover 2025, estimated

Staff: 0.8 FTE
Equity: €264,889
Profit: €44,937

Turnover estimated from the gross margin

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

VAN CAMPENHOUT SvenDirector
VAN PRAET EvyDirector

2025 accounts 44 days early2 of 3 deeds summarised

Why 96raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.00, cash €268,874Equity €264,889 (65.5% of total assets)Size: total assets €404,283Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 74% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 91+12

equity 65.5% of total assets

Liquidity 87+7

short-term debt 31.0% · cash 66.5%

Profitability 83-7

return on assets 11.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,126 companies, NACE 95, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 1.8%▲ +1.6 percentage points vs 07-2025 09-2025: 2.2%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 1.3%▼ -0.9 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -1.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.0, compared with 2.2 in 2024, above the usual 1.5; short-term debt: 31% and cash: 66.5% of total assets), and 34.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 75% on solvency, 87% on liquidity, 68% on profitability and 68% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.00, cash €268,874

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Equity €264,889 (65.5% of total assets)

NBB · annual accounts

Size: total assets €404,283

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

44 days early

2024

28 days late

2023

29 days late

2022

31 days late

2021

53 days early

2020

31 days early

2019

44 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 72 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-06-2026 Annual accounts filedfinancial year 2025 · micro…
28-08-2025 Annual accounts filedfinancial year 2024 · micro…
10-07-2025 Registered officeRegistered-office move

Key points

Positive: Among the best 13% on equitysector median €46,132 · 3,285 companies €264,889 View
Positive: 8 profitable years in a rowprofit 2025: €44,937 8 years View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Total assets: €404,283
Profit: €44,937
Solvency: 65.5%

Total assets▼ 1.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

VAN CAMPENHOUT SvenDirector
VAN PRAET EvyDirector

Go to Board & ownership

Timeline

Events: 19
Since: 2015
Next accounts: by 31-07-2027

29-08-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2025
31-12-2023Equity above €200,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General maintenance and repair of cars and light…NACE 95311
Founded: 25-03-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Who signs: Each director alone
Annual meeting: First Friday of June at 10:00
Purpose: “Algemeen onderhoud en reparatie van auto’s en lichte bestelwagens,inclusief onderhoud en…” (deed in Dutch)

Go to Articles of association

Key facts about Garage Sven

What is the company number of Garage Sven?: 0524.953.211. In Belgium the VAT number is the company number with BE in front: BE 0524.953.211.
Where is Garage Sven based?: The registered office is at Hoge Donk 15, 1840 Londerzeel.Company details
What does Garage Sven do?: According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Garage Sven?: Private limited company (BV).
When was Garage Sven founded?: On 25-03-2013.
Is Garage Sven still active?: Yes, Garage Sven is an active enterprise in the KBO register.
How many employees does Garage Sven have?: On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage Sven?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Garage Sven profitable?: In financial year 2025, Garage Sven made a profit of €44,937.
Where can I find the annual accounts of Garage Sven?: Garage Sven filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garage Sven due?: By 31-07-2027, for financial year 2026.Timeline