MMF group
ActiveMMF group has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €-63. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
2 d early
2022
30 d late
2021
29 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k=
2024 · €146k
2018: €55k
2019: €58k
2020: €63k
2021: €162k
2022: €169k
2023: €147k
2024: €146k
2018 → 2025
Total assets
€146k▼ 28.8%
2024 · €205k
2018: €243k
2019: €287k
2020: €404k
2021: €358k
2022: €321k
2023: €231k
2024: €205k
2018 → 2025
Net result
€-63▲ 95.1%
2024 · €-1k
2018: €17k
2019: €3k
2020: €5k
2021: €99k
2022: €7k
2023: €-22k
2024: €-1k
2018 → 2025
Working capital
€144k▲ 262%
2024 · €40k
2018: €5k
2019: €-609
2020: €-82k
2021: €17k
2022: €85k
2023: €61k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€169k▲ 4.4%€147k▼ 13.1%€146k▼ 0.9%€146k=
Operating result€152k-€14k▼ 90.6%€-20k€-610▲ 96.9%€-893▼ 46.5%
Net result€99k-€7k▼ 92.9%€-22k€-1k▲ 94.2%€-63▲ 95.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €893 in 2025 against €610 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€1k▼ 99.2%
Current assets
€145k▲ 87.2%
Equity and liabilities €146k
Equity
€146k=
Debt
€167▼ 99.7%
The debt ratio falls from 28.9% to 0.1%: debt is paid down.
Key figures and ratios
EBITDA
€536▼
2024 · €1k
Cash flow
€1k▲
2024 · €825
Solvency
99.9%▲
2024 · 71.1%
Debt / equity
0.00▼
2024 · 0.41
ROE
0.0%▲
2024 · -0.9%
ROA
0.0%▲
2024 · -0.6%
Interest coverage
0.36▼
2024 · 0.52
Debt
€167▼
2024 · €59k
Debt ≤ 1 year
€167▼
2024 · €37k
Income taxes
€242▲
2024 · €126
A ratio outside any meaningful range has been withheld (balance sheet total €146k, equity €146k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€146k▼
Fixed assets21/28€128k€1k▼
Tangible fixed assets22/27€128k€1k▼
Land and buildings22€125k-
Plant, machinery and equipment23€830€242▼
Furniture and vehicles24€0€0=
Other tangible fixed assets26€2k€841▼
Current assets29/58€77k€145k▲
Amounts receivable after more than one year29€68k€65k▼
Other amounts receivable291€68k€65k▼
Amounts receivable within one year40/41€7k€7k▼
Other amounts receivable41€7k€7k▼
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€79€71k▲
Equity and liabilities
Total equity and liabilities10/49€205k€146k▼
Equity10/15€146k€146k=
Contributions10/11€19k€19k=
Reserves13€150k€150k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€141k€141k=
Profit (loss) carried forward14€-23k€-23k▼
Amounts payable17/49€59k€167▼
Amounts payable after more than one year17€21k-
Financial debts170/4€21k-
Amounts payable within one year42/48€37k€167▼
Current portion of amounts payable after more than one year42€36k-
Trade debts44€1k€167▼
Suppliers440/4€1k€167▼
Accrued charges and deferred income492/3€600-
Income statement
Code20242025
Non-recurring operating income76A€7k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€692€745▲
Gross operating margin9900€2k€1k▼
Operating profit (loss)9901€-610€-893▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-1k€180▲
Income taxes67/77€126€242▲
Profit (loss) for the period9904€-1k€-63▲
Profit (loss) for the period to be appropriated9905€-1k€-63▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-23k▼
Profit (loss) brought forward from the previous period14P€-22k€-23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 419current ratio 866.26
Current ratio from 2.07 to 866.26; short-term debt falls from €37k to €167.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-22k ▼412%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €99k ▲1940%
Operating result €152k, net result €99k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲159%
4 profitable years in a row build equity to €162k.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteineweg 109681 MaarkedalGround area
3,117 m²
Building footprint
232 m²
Volume, LiDAR
1,028 m³
Parcel 45032C0847/00D000, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MMF group
since 20122.213.896.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032C0847/00D000 | Flanders | 3,117 m² | 1 · 232 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NuvoGems
BE 0779.363.821
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SKYLITE
BE 0750.676.367
Ukkel · Eq €146k
BAGNO GROUP
BE 0768.453.893
Bornem · Eq €146k
MOLEQUIN
BE 0656.610.420
Elsene · Eq €144k
Nostraclou
BE 0732.878.550
Dilbeek · Eq €144k
Of 12,971 companies in sector 47120 we hold annual accounts for 2,176. 1,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-10-2012
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.