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NuvoGems

Active
Private limited companyfounded 2021active for 4 yearsVestingstraat 57, 2018 Antwerpen, BelgiumKBO/BCE: BE 0779.363.821
Summary

The computed 12-month bankruptcy probability of NuvoGems is 2.5% (moderate). The 2025 annual accounts show equity of €145,420 and a net result of €48,966. Equity has been growing by about 74% per year since 2022. Its solvency ranks better than 54% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-12-2021 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 1 other
Establishment unit
2.366.065.669 2018 Antwerpen, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 22-05-2025

Board and ownership

Board
  • Matsonachvili ReuvenDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€134,899
▲ 24.8%
Turnover
≈ €1.1m
estimated
Profit
€48,966
▼ 3.7%
Equity
€145,420
▲ 50.8%
Total assets
€382,773
▲ 23.8%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskFounded in 2021Last filed accounts filed 31 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 02-09-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 63+7
equity 38.0% of total assets
Liquidity 25-3
short-term debt 62.0% · cash 5.7%
Profitability 80-3
return on assets 12.8%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 4.7%▲ +3.2 percentage points vs 01-2025 03-2025: 4.7%● unchanged vs 02-2025 04-2025: 5.3%▲ +0.6 percentage points vs 03-2025 05-2025: 5.3%● unchanged vs 04-2025 06-2025: 5.3%● unchanged vs 05-2025 07-2025: 5.3%● unchanged vs 06-2025 08-2025: 6.2%▲ +0.9 percentage points vs 07-2025highest value 09-2025: 5.6%▼ -0.6 percentage points vs 08-2025 10-2025: 1.9%▼ -3.7 percentage points vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.8%▼ -0.1 percentage points vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.4 percentage points vs 03-2026 05-2026: 2.7%▲ +0.5 percentage points vs 04-2026 06-2026: 2.9%▲ +0.2 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 3.6%▲ +0.7 percentage points vs 07-2026 09-2026: 2.5%▼ -1.1 percentage points vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55 (1.38 in 2024), above the usual 1.5. Short-term debt is 62% and cash 5.7% of total assets. However, 62% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 53% of them on solvency, 22% on liquidity, 72% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
28 days early
2023
22 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 14 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in retail tradesector median €5,084 · 22,754 companies €48,966 View

Recent changes

  1. · Gazette deed Registered office moved within Antwerpen
  2. · Gazette deed Registered office moved to Antwerpen
  3. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as NuvoGems: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €298,000 and €508,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
NuvoGems Antwerpen€382,773€134,899
CrowdFinder Aartselaar€445,530€103,387
BY NADINE EVENTS Mont-Saint-Guibert€399,413€118,892
DANSAN Brussel€326,839€114,097
Solution Unlimited Herstal€422,746€109,959
STARBRICKS95 Aarschot€297,543€110,552
Sjankara Brugge€508,124€129,116
Full comparison

Key facts about NuvoGems

What is the company number of NuvoGems?
The company number of NuvoGems is 0779.363.821. The VAT number is the same number with BE in front: BE 0779.363.821.
Where is NuvoGems based?
The registered office is at Vestingstraat 57, 2018 Antwerpen.Company details
What does NuvoGems do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of NuvoGems?
The legal form of NuvoGems is Private limited company (BV).
When was NuvoGems founded?
NuvoGems was founded on 24-12-2021.
Is NuvoGems still active?
Yes, NuvoGems is an active enterprise in the KBO register.
How many employees does NuvoGems have?
NuvoGems had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of NuvoGems?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €134,899 and 72 comparable companies (NACE 471). It probably lies between €750,000 and €1.4m.
Is NuvoGems profitable?
In financial year 2025, NuvoGems made a profit of €48,966.
Where can I find the annual accounts of NuvoGems?
NuvoGems filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NuvoGems due?
NuvoGems must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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