Active BE 0783.453.954Private limited company

MMA TEAM

Bareelstraat(Ide) 7 ·9506 Geraardsbergen, Belgium· 4 yrs active

Sector: Overige reiniging van gebouwen; industriële reiniging (81220)

Conclusion Checked

The computed 12-month bankruptcy probability of MMA TEAM is 5.2% (elevated). The 2024 annual accounts show negative equity (€-15k) and a net result of €-10k. Its solvency ranks better than 5% of 1986 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-15k
Net result	€-10k
Better than sector	5%
Active	4 yrs

Financial profile 5 of 5 axes measured · computed by Checked

53 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7

Profitability 100

Solvency 33

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

5.2% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

7 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-75.4%	36.6%	better than 5% of 1986 sector peers
Net result	€-10k	€10k	better than 9% of 1977 sector peers
Equity	€-15k	€29k	better than 5% of 1987 sector peers
Gross operating margin	€-5k	€39k	better than 5% of 1975 sector peers
Total assets	€19k	€91k	better than 11% of 1987 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-9k

- 23-24

Net profit

€-10k

-106.3% 23-24

Cash flow

€-10k

- 23-24

Total assets

€19k

+46.2% 23-24

Equity

€-15k

-267.5% 23-24

Working capital

€-17k

-332.2% 23-24

Income taxes

€990

-40.2% 23-24

Debt

€34k

+97.2% 23-24

Show 8 other metrics

Debt ≤ 1y

€33k

+95.0% 23-24

Current ratio

0.49

-36.5% 23-24

Quick ratio

0.49

-36.5% 23-24

Solvency

-75.4%

-151.4% 23-24

Debt / equity

-2.33

+46.3% 23-24

ROE

70.3%

-43.9% 23-24

ROA

-53.0%

-41.2% 23-24

Interest coverage

-93.50

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-9k
Net profit	€-10k
Cash flow	€-10k
Staff costs	-
Income taxes	€990
Dividends	-
Total assets	€19k
Equity	€-15k
Debt	€34k
of which ≤ 1y	€33k
of which > 1y	-
Working capital	€-17k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.49
Quick ratio	0.49
Working capital ratio	-88.7%
Solvency	-75.4%
Debt / equity	-2.33
Long-term debt ratio	-
Interest coverage	-93.50
Gross margin	-
Net margin	-
ROA	-53.0%
ROE	70.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €3k · 15.3% Current assets €16k · 84.7%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€19k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€16k
Amounts receivable within one year	40/41	€12k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€19k
Equity	10/15	€-15k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€-16k
Amounts payable	17/49	€34k
Amounts payable within one year	42/48	€33k
Trade debts payable within one year	44	€26k
Income statement
Gross operating margin	9900	€-5k
Operating result	9901	€-9k
Financial charges	65	€92
Result before taxes	9903	€-9k
Income taxes	67/77	€990
Net result for the period	9904	€-10k
Result to be appropriated	9905	€-10k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

Sut Mihai Gabriel
Director
State Gazette act 23049095 (11-04-2023)

Current
01-04-2023 → present

Former directors (2)

Sut Gavril
Director
State Gazette act 23049095 (11-04-2023)

Former
- → 01-04-2023
Sut Maria
Director
State Gazette act 23049095 (11-04-2023)

Former
- → 01-04-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Overige reiniging van gebouwen; industriële reiniging(81220)
Legal form	Private limited company(610)
Incorporation	16-03-2022
Status	Active
Postal code	9506

Establishment units 1 location

MMA TEAM

Bareelstraat(Ide) 7, 9506 GeraardsbergenOptrekken van de ruwbouw van individuele huizen

since 20222.329.196.860

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41031A0534/00D000	Flanders	325 m²	1 · 193 m²	9.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

31-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

12-04-2024

State Gazette act Capital & shares

18-01-2024

State Gazette act Capital & shares

2023

27-09-2023

State Gazette act Capital & shares

11-04-2023

State Gazette act Capital & shares

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts

Capital history · 4

12-04-2024

Capital change

18-01-2024

Capital change

27-09-2023

Capital change

11-04-2023

Capital change

All acts · 4 updated 2 years ago

2024

12-04-2024 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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18-01-2024 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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  "act_meta": {
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    "act_kind_objet": "Overdracht aandelen"
  },
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  "bedrijfsrevisor": null,
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    },
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    }
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2023

27-09-2023 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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11-04-2023 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Overige reiniging van gebouwen; industriële reiniging81220

Primary activity highlighted.

Names & trade names

Legal nameNL

MMA TEAM

Registered office

Bareelstraat(Ide) 7

9506 Geraardsbergen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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