MM Maniër
ActiveMM Maniër has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €634. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 62% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability9▼-91
Solvency97▲+15
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 7.73 against 3.58 in 2023), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.7%
Return on assets
1%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-07-2025, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d early
2023
2 d late
2022
28 d late
2021
31 d late
2021
2 d early
2020
10 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 1.9%
2023 · €33k
2019: €12k
2020: €21k
2021: €5k
2021: €20k
2022: €24k
2023: €33k
2019 → 2024
Total assets
€62k▼ 27.6%
2023 · €85k
2019: €34k
2020: €42k
2021: €7k
2021: €86k
2022: €79k
2023: €85k
2019 → 2024
Net result
€634▼ 92.8%
2023 · €9k
2019: €5k
2020: €8k
2021: €-2k
2021: €13k
2022: €4k
2023: €9k
2019 → 2024
Working capital
€52k▼ 12.5%
2023 · €60k
2019: €31k
2020: €41k
2021: €5k
2021: €51k
2022: €52k
2023: €60k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212021202220232024Trend
Equity€5k-€20k▲ 298%€24k▲ 21.6%€33k▲ 36.0%€34k▲ 1.9%
Operating result€-2k-€17k€7k▼ 57.0%€14k▲ 83.1%€4k▼ 74.1%
Net result€-2k-€13k€4k▼ 67.4%€9k▲ 103%€634▼ 92.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 26.9%
Current assets
€60k▼ 27.6%
Equity and liabilities €62k
Equity
€34k▲ 1.9%
Debt
€28k▼ 46.4%
The debt ratio falls from 61.1% to 45.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€4k▼
2023 · €14k
Cash flow
€1k▼
2023 · €9k
Solvency
54.7%▲
2023 · 38.9%
Current ratio
7.73▲
2023 · 3.58
Quick ratio
6.25▲
2023 · 1.28
Debt / equity
0.83▼
2023 · 1.57
ROE
1.9%▼
2023 · 26.5%
ROA
1.0%▼
2023 · 10.3%
Interest coverage
4.78▼
2023 · 20.52
Debt
€28k▼
2023 · €52k
Debt ≤ 1 year
€8k▼
2023 · €23k
Debt > 1 year
€20k▼
2023 · €29k
Income taxes
€2k▼
2023 · €4k
Staff costs
€2k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€62k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€848€386▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€83k€60k▼
Stocks and contracts in progress3€53k€12k▼
Stocks30/36€53k€12k▼
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€16k€30k▲
Equity and liabilities
Total equity and liabilities10/49€85k€62k▼
Equity10/15€33k€34k▲
Contributions10/11€8k€8k=
Reserves13€25k€25k▲
Distributable reserves133€25k€25k▲
Amounts payable17/49€52k€28k▼
Amounts payable after more than one year17€29k€20k▼
Other amounts payable178/9€29k€20k▼
Amounts payable within one year42/48€23k€8k▼
Trade debts44€15k€1k▼
Suppliers440/4€15k€1k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€518€609▲
Other operating charges640/8€721€907▲
Gross operating margin9900€17k€7k▼
Operating profit (loss)9901€14k€4k▼
Financial charges65/66B€693€869▲
Recurring financial charges65€693€869▲
Profit (loss) for the period before taxes9903€13k€3k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€634▼
Profit (loss) for the period to be appropriated9905€9k€634▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€634▼
Transfer to equity691/2€9k€634▼
To other reserves6921€9k€634▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.73
Current ratio from 3.58 to 7.73; short-term debt falls from €23k to €8k.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-06
Financial
Weakest financial yearnet €-2k ▼121%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 43.10
Current ratio from 12.42 to 43.10; short-term debt falls from €3k to €971.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Mechelsestraat 152 A1853 GrimbergenGround area
397 m²
Building footprint
154 m²
Volume, LiDAR
1,018 m³
2 parcels, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MM Maniër
since 20132.223.285.233
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0206/00F003 | Flanders | 246 m² | 1 · 100 m² | 10.5 m · 2 fl. |
| 23088A0177/00N002 | Flanders | 151 m² | 1 · 54 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASTEL
BE 0446.736.270
Middelkerke · Eq €34k
GENTILIA
BE 0662.468.923
Roeselare · Eq €34k
SOCIETE INTERNATIONALE BELGE AFRICAINE
BE 0469.889.081
Machelen (Brab.) · Eq €34k
ND'S Concept
BE 0759.980.845
Antwerpen · Eq €32k
LEDENT H.A.
BE 1015.265.445
Temse · Eq €32k
Of 1,268 companies in sector 46160 we hold annual accounts for 682. 496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2013
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.