UPANUZI
ActiveUPANUZI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €48k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 37% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.3 in 2024; short-term debt: 75.6% and cash: 82.9% of total assets), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
40.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
162 d early
2024
51 d early
2023
55 d early
2022
56 d early
2021
53 d early
2020
57 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k=
2024 · €29k
2018: €34k
2019: €34k
2020: €29k
2021: €29k
2022: €29k
2023: €29k
2024: €29k
2018 → 2025
Total assets
€118k▲ 1.8%
2024 · €116k
2018: €303k
2019: €87k
2020: €74k
2021: €63k
2022: €78k
2023: €113k
2024: €116k
2018 → 2025
Net result
€48k▼ 8.3%
2024 · €53k
2018: €71k
2019: €53k
2020: €45k
2021: €29k
2022: €53k
2023: €40k
2024: €53k
2018 → 2025
Working capital
€27k=
2024 · €27k
2018: €15k
2019: €21k
2020: €21k
2021: €27k
2022: €27k
2023: €27k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€29k=€29k=€29k=€29k=
Operating result€38k-€67k▲ 74.0%€52k▼ 22.8%€67k▲ 29.1%€63k▼ 6.1%
Net result€29k-€53k▲ 83.7%€40k▼ 23.3%€53k▲ 30.3%€48k▼ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€2k=
Current assets
€116k▲ 1.8%
Equity and liabilities €118k
Equity
€29k=
Debt
€89k▲ 2.4%
The debt ratio rises from 75.1% to 75.6%. Debt is higher.
Key figures and ratios
Solvency
24.4%▼
2024 · 24.9%
Current ratio
1.30▼
2024 · 1.30
Quick ratio
1.30▼
2024 · 1.30
Debt / equity
3.09▲
2024 · 3.02
ROE
166.8%▼
2024 · 181.9%
ROA
40.8%▼
2024 · 45.3%
Debt
€89k▲
2024 · €87k
Debt ≤ 1 year
€89k▲
2024 · €87k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€118k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€114k€116k▲
Amounts receivable within one year40/41€44k€16k▼
Trade receivables40€24k€12k▼
Other amounts receivable41€20k€4k▼
Cash at bank and in hand54/58€66k€98k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€116k€118k▲
Equity10/15€29k€29k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€87k€89k▲
Amounts payable within one year42/48€87k€89k▲
Trade debts44-€890
Suppliers440/4-€890
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€18k€22k▲
Other amounts payable47/48€70k€66k▼
Income statement
Code20242025
Other operating charges640/8€739€761▲
Gross operating margin9900€67k€63k▼
Operating profit (loss)9901€67k€63k▼
Financial income75/76B€353-
Recurring financial income75€353-
Financial charges65/66B€196€365▲
Recurring financial charges65€196€365▲
Profit (loss) for the period before taxes9903€67k€62k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€53k€48k▼
Profit (loss) for the period to be appropriated9905€53k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€57k▼
Profit (loss) brought forward from the previous period14P€8k€8k=
Profit to be distributed694/7€53k€48k▼
Return on contributions (dividend)694€53k€48k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €29k ▼35.8%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsebaan 112580 PutteGround area
2,485 m²
Building footprint
367 m²
Volume, LiDAR
1,777 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UPANUZI
since 20142.226.756.744
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029C0664/00Z005 | Flanders | 1,941 m² | 1 · 234 m² | 6.1 m · 1 fl. |
| 12029C0664/00S006 | Flanders | 544 m² | 1 · 133 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMITEXCON
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LIGO BELGIUM
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VQB
BE 0568.661.312
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ORAN IT
BE 0899.380.436
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SIDNEY KELLY SEBBAN
BE 0478.250.085
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2014
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46423Wholesale of clothing, excluding workwear and underwear
46425Wholesale trade
47711Retail sale of women's outerwear
47721Retail sale of footwear
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.