MLLB
ActiveSummary
The computed 12-month bankruptcy probability of MLLB is 3.1% (moderate). The annual accounts of MLLB for fiscal year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €3,300 and a net result of -€4,872. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 13560 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-12
Solvency29▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.29 against 0.33 in 2024; short-term debt: 96% and cash: 2.6% of total assets), and 96% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
-6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
3 d late
2022
3 d late
2021
on the day
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€3,300▼ 59.6%
2024 · €8,172
Total assets
€81,757▲ 1.1%
2024 · €80,872
Net result
-€4,872
2024 · €489
Working capital
-€56,010▼ 14.5%
2024 · -€48,913
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,230▼ 66.0%-€763▲ 65.8%€8,421€3,964▼ 52.9%-€2,694
Net result-€2,230within the sector's middle half▼ 58.6%-€822within the sector's middle half▲ 63.2%€7,062within the sector's middle half€489within the sector's middle half▼ 93.1%-€4,872within the sector's middle half
Equity€1,443within the sector's middle half▼ 60.7%€621within the sector's middle half▼ 56.9%€7,683within the sector's middle half▲ 1,137%€8,172within the sector's middle half▲ 6.4%€3,300within the sector's middle half▼ 59.6%
Total assets€20,979below the sector's middle half▲ 403%€73,254within the sector's middle half▲ 249%€76,605within the sector's middle half▲ 4.6%€80,872within the sector's middle half▲ 5.6%€81,757within the sector's middle half▲ 1.1%
Debt€19,536▲ 3,807%€72,633▲ 272%€68,922▼ 5.1%€72,699▲ 5.5%€78,456▲ 7.9%
Working capital-€450-€48,567▼ 10,692%-€45,228▲ 6.9%-€48,913▼ 8.1%-€56,010▼ 14.5%
Solvency6.9%within the sector's middle half0.8%within the sector's middle half▼ 6.0pp10.0%within the sector's middle half▲ 9.2pp10.1%within the sector's middle half▲ 0.1pp4.0%within the sector's middle half▼ 6.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,694 after €3,964 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81,757
Fixed assets
€59,311 ▲ 3.9%
Current assets
€22,446 ▼ 5.6%
Equity and liabilities €81,757
Equity
€3,300 ▼ 59.6%
Debt
€78,456 ▲ 7.9%
Debt's share of the balance-sheet total rises from 89.9% to 96.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6,139▼
2024 · €11,448
Cash flow
€3,961▼
2024 · €7,973
Current ratio
0.29▼
2024 · 0.33
Quick ratio
0.05▼
2024 · 0.15
Debt to equity
23.77▲
2024 · 8.90
ROE
-147.6%▼
2024 · 6.0%
ROA
-6.0%▼
2024 · 0.6%
Interest coverage
2.82▼
2024 · 3.29
Debt ≤ 1 year
€78,456▲
2024 · €72,699
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
2.9%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €226 | €1,573 | €6,450 | €7,484 | €8,833 | ▲ 18.0% |
| Other operating charges640/8 | €712 | €235 | €4,612 | €5,101 | €6,200 | ▲ 21.5% |
| Non-recurring operating charges66A | - | - | - | €3,500 | €7,044 | ▲ 101% |
| Gross operating margin9900 | -€1,292 | €1,046 | €19,484 | €20,049 | €19,383 | ▼ 3.3% |
| Operating profit (loss)9901 | -€2,230 | -€763 | €8,421 | €3,964 | -€2,694 | ▼ 168% |
| Financial income75/76B | - | €10 | - | €8 | €1 | ▼ 84.8% |
| Recurring financial income75 | - | €10 | - | €8 | €1 | ▼ 84.8% |
| Financial charges65/66B | - | €69 | €1,360 | €3,482 | €2,180 | ▼ 37.4% |
| Recurring financial charges65 | - | €69 | €1,360 | €3,482 | €2,180 | ▼ 37.4% |
| Profit (loss) for the period before taxes9903 | -€2,230 | -€822 | €7,062 | €489 | -€4,872 | ▼ 1,096% |
| Profit (loss) for the period9904 | -€2,230 | -€822 | €7,062 | €489 | -€4,872 | ▼ 1,096% |
| Profit (loss) for the period to be appropriated9905 | -€2,230 | -€822 | €7,062 | €489 | -€4,872 | ▼ 1,096% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20,979 | €73,254 | €76,605 | €80,872 | €81,757 | ▲ 1.1% |
| Fixed assets21/28 | €1,893 | €49,188 | €52,911 | €57,086 | €59,311 | ▲ 3.9% |
| Tangible fixed assets22/27 | €1,893 | €46,338 | €50,061 | €54,236 | €56,461 | ▲ 4.1% |
| Plant, machinery and equipment23 | €1,893 | €37,254 | €41,909 | €47,016 | €45,542 | ▼ 3.1% |
| Furniture and vehicles24 | - | €9,084 | €8,152 | €7,220 | €10,919 | ▲ 51.2% |
| Financial fixed assets28 | - | €2,850 | €2,850 | €2,850 | €2,850 | = |
| Current assets29/58 | €19,086 | €24,066 | €23,694 | €23,786 | €22,446 | ▼ 5.6% |
| Stocks and contracts in progress3 | - | €11,989 | €11,950 | €12,766 | €18,189 | ▲ 42.5% |
| Stocks30/36 | - | €11,989 | €11,950 | €12,766 | €18,189 | ▲ 42.5% |
| Amounts receivable within one year40/41 | €3,142 | €7,975 | €1,916 | €1,135 | €1,725 | ▲ 51.9% |
| Trade receivables40 | €1,500 | €562 | €171 | €171 | €818 | ▲ 377% |
| Other amounts receivable41 | €1,642 | €7,413 | €1,745 | €964 | €907 | ▼ 5.9% |
| Cash at bank and in hand54/58 | €15,944 | €2,669 | €9,459 | €9,499 | €2,154 | ▼ 77.3% |
| Deferred charges and accrued income490/1 | - | €1,433 | €369 | €386 | €378 | ▼ 1.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20,979 | €73,254 | €76,605 | €80,872 | €81,757 | ▲ 1.1% |
| Equity10/15 | €1,443 | €621 | €7,683 | €8,172 | €3,300 | ▼ 59.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Outside capital11 | - | - | €6,200 | - | - | - |
| Other1109/19 | - | - | €6,200 | - | - | - |
| Profit (loss) carried forward14 | -€4,757 | -€5,579 | €1,483 | €1,972 | -€2,900 | ▼ 247% |
| Amounts payable17/49 | €19,536 | €72,633 | €68,922 | €72,699 | €78,456 | ▲ 7.9% |
| Amounts payable within one year42/48 | €19,536 | €72,633 | €68,922 | €72,699 | €78,456 | ▲ 7.9% |
| Trade debts44 | €600 | €1,879 | €4,001 | €10,687 | €6,318 | ▼ 40.9% |
| Suppliers440/4 | €600 | €1,879 | €4,001 | €10,687 | €6,318 | ▼ 40.9% |
| Taxes, remuneration and social security45 | - | - | €4,268 | €3,384 | €6,913 | ▲ 104% |
| Taxes450/3 | - | - | €3,968 | €3,384 | €6,913 | ▲ 104% |
| Remuneration and social security454/9 | - | - | €300 | - | - | - |
| Other amounts payable47/48 | €18,936 | €70,754 | €60,652 | €58,628 | €65,224 | ▲ 11.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,230 | -€822 | €7,062 | €489 | -€4,872 | ▼ 1,096% |
| + Depreciation and write-downs630 | €226 | €1,573 | €6,450 | €7,484 | €8,833 | ▲ 18.0% |
| Operating cash flow (approximation) | -€2,004 | €752 | €13,512 | €7,973 | €3,961 | ▼ 50.3% |
| Investment in fixed assets (approximation) | - | -€48,868 | -€10,173 | -€11,659 | -€11,058 | ▲ 5.2% |
| Change in cash | - | -€13,275 | €6,790 | €40 | -€7,345 | ▼ 18,467% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
30-09
Financial
Back to profitnet €7,062
Net result €7,062 after 3 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €15,163
Net result €15,163 after one loss-making year.
30-09
Financial
Liquidity times 32current ratio 5.37
Current ratio from 0.17 to 5.37; short-term debt falls from €72,110 to €1,067.
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 2 establishment units since 2016
Ground area
1,977 m²
Building footprint
214 m²
Volume, LiDAR
1,201 m³
3 parcels, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Comptoir de l'Express
since 20162.253.146.682
Le Maxan's
since 20252.368.441.872
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92007B0131/00A000 | Wallonia | 1,101 m² | - | - |
| 92007F0320/00X000indicative | Wallonia | 680 m² | 1 · 154 m² | 5.4 m · 1 fl. |
| 92007F0104/00Z002 | Wallonia | 195 m² | 1 · 60 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSambreville2.253.146.682
Similar companies · same sector, comparable size
cafè oan 't fontainke
BE 0778.726.886
Scherpenheuvel-Zichem · Eq €3,308
Les PARADIS
BE 1013.388.791
Vorst · Eq €3,309
KTND
BE 0762.941.226
Mechelen · Eq €3,309
PIPOCA
BE 0554.800.705
Sint-Gillis (bij-Brussel) · Eq €3,319
De Mergelhoek
BE 0501.832.567
Herzele · Eq €3,321
Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 2,311 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2016
Fiscal year end30-09
Activities, NACEBEL 2025
56301Cafés and bars
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
Contact
E-mail
mllb@outlook.beSambreville
Phone
0498/449994Sambreville
Phone
+32498108868Sambreville
E-invoicing
Reachable via Peppol
Peppol ID
0208:0654889758
Registered
03-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.