De Vlomse
ActiveThe computed 12-month bankruptcy probability of De Vlomse is 1.7% (moderate). The 2025 annual accounts show equity of €3k and a net result of €4k. Equity is shrinking by ~14.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 27% of 13091 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+71
Solvency28▲+5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
14 d early
2024
9 d early
2023
181 d late
2022
43 d late
2021
228 d late
2020
on the day
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-2k
2018: €12k
2019: €13k
2020: €15k
2021: €9k
2022: €10k
2023: €11k
2024: €-2k
2018 → 2025
Total assets
€87k▼ 14.8%
2024 · €102k
2018: €63k
2019: €60k
2020: €63k
2021: €142k
2022: €143k
2023: €144k
2024: €102k
2018 → 2025
Net result
€4k
2024 · €-12k
2018: €-7k
2019: €435
2020: €2k
2021: €-6k
2022: €1k
2023: €418
2024: €-12k
2018 → 2025
Working capital
€3k▲ 793%
2024 · €387
2018: €-8k
2019: €180
2020: €7k
2021: €2k
2022: €3k
2023: €14k
2024: €387
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€10k▲ 13.0%€11k▲ 4.0%€-2k€3k
Operating result€-3k-€2k€2k▲ 21.7%€-10k€6k
Net result€-6k-€1k€418▼ 64.9%€-12k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €10k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€65k▼ 10.1%
Current assets
€22k▼ 26.3%
Equity and liabilities €87k
Equity
€3k
Debt
€85k
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k▲
2024 · €-3k
Cash flow
€12k▲
2024 · €-5k
Solvency
2.9%▲
2024 · -1.6%
Current ratio
1.19▲
2024 · 1.01
Quick ratio
0.87▲
2024 · 0.77
Debt / equity
33.31▲
2024 · -63.71
ROE
164.2%
ROA
4.8%▲
2024 · -12.2%
Interest coverage
7.56▲
2024 · -0.89
Debt
€85k▼
2024 · €104k
Debt ≤ 1 year
€18k▼
2024 · €29k
Debt > 1 year
€66k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€87k▼
Fixed assets21/28€73k€65k▼
Tangible fixed assets22/27€73k€65k▼
Plant, machinery and equipment23€839€420▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€70k€64k▼
Current assets29/58€30k€22k▼
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€12k€4k▼
Trade receivables40€8k€0▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€102k€87k▼
Equity10/15€-2k€3k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€-10k€-6k▲
Amounts payable17/49€104k€85k▼
Amounts payable after more than one year17€75k€66k▼
Financial debts170/4€75k€66k▼
Amounts payable within one year42/48€29k€18k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€12k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€5k€16k▲
Operating profit (loss)9901€-10k€6k▲
Financial income75/76B€288€0▼
Recurring financial income75€288€0▼
Non-recurring financial income76B€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-12k€4k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-12k€4k▲
Profit (loss) for the period to be appropriated9905€-12k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-6k▲
Profit (loss) brought forward from the previous period14P€3k€-10k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 181 days late
2024
31-12
Financial
Weakest financial yearnet €-12k ▼3069%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 228 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Back to profitnet €435
Net result €435 after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 33 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 152070 Beveren-Kruibeke-ZwijndrechtGround area
114 m²
Building footprint
109 m²
Volume, LiDAR
526 m³
Parcel 11056B0881/00L002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Vlomse
since 20162.258.484.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0881/00L002 | Flanders | 114 m² | 1 · 109 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.258.484.355
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 2,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2016
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.