ELECTRO-TOIT
ActiveSummary
The computed 12-month bankruptcy probability of ELECTRO-TOIT is 2.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €6k. Its solvency ranks better than 31% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability93
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 70% and cash: 14.4% of total assets), and 70.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
12 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€32k
Net result
€6k
Working capital
€505
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€9k
Current assets
€23k
Equity and liabilities €32k
Equity
€10k
Debt
€23k
Debt finances 70.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€8k
Current ratio
1.02
Debt to equity
2.34
ROE
64.0%
ROA
19.1%
Interest coverage
21.45
Debt ≤ 1 year
€23k
Income taxes
€2k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €884 |
| Gross operating margin9900 | €11k |
| Operating profit (loss)9901 | €9k |
| Financial charges65/66B | €466 |
| Recurring financial charges65 | €466 |
| Profit (loss) for the period before taxes9903 | €8k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €6k |
| Profit (loss) for the period to be appropriated9905 | €6k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32k | |
| Fixed assets21/28 | €9k | |
| Tangible fixed assets22/27 | €9k | |
| Plant, machinery and equipment23 | €7k | |
| Furniture and vehicles24 | €2k | |
| Financial fixed assets28 | €655 | |
| Current assets29/58 | €23k | |
| Amounts receivable within one year40/41 | €18k | |
| Trade receivables40 | €14k | |
| Other amounts receivable41 | €3k | |
| Cash at bank and in hand54/58 | €5k | |
| Deferred charges and accrued income490/1 | €1k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32k | |
| Equity10/15 | €10k | |
| Contributions10/11 | €4k | |
| Profit (loss) carried forward14 | €6k | |
| Amounts payable17/49 | €23k | |
| Amounts payable within one year42/48 | €23k | |
| Trade debts44 | €13k | |
| Suppliers440/4 | €13k | |
| Taxes, remuneration and social security45 | €4k | |
| Taxes450/3 | €2k | |
| Remuneration and social security454/9 | €1k | |
| Other amounts payable47/48 | €6k | |
| Accrued charges and deferred income492/3 | €14 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €6k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €8k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2024
Ground area
7,864 m²
Building footprint
1,512 m²
Volume, LiDAR
17,074 m³
2 parcels, Flanders, Wallonia · tallest building 23.0 m, ±4 floors. Linked by address, not a title deed.
414
companies at this address
See who is registered here
1 establishment unit
Electro-Toit
since 20242.358.564.995
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0048/00Z025 | Flanders | 7,308 m² | 1 · 1,453 m² | 23.0 m · 4 fl. |
| 55026A0141/00S002 | Wallonia | 556 m² | 1 · 58 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Totaal Concept
BE 1002.651.287
Buggenhout · Eq €9,728
FSNS
BE 0770.579.282
Liège · Eq €9,729
SRL TOITURES CLAVIE
BE 1018.967.974
Fleurus · Eq €9,754
Entreprises Sluse
BE 0422.206.059
Theux · Eq €9,630
TOITURES SALERNO
BE 0457.163.473
Ans · Eq €9,806
Of 8,568 companies in sector 43410 we hold annual accounts for 4,366. 2,259 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2024
Fiscal year end30-06
Activities, NACEBEL 2025
43410Roofing work
43211General electrical installation work
Contact
E-mail
rl-elec@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.