Equity
€172,499 ▲ 40.1%
MLBI has made a profit in every financial year since 2013.
MLBI
Lifetime
13 annual accounts with figures on one time axispeak €124,320 (2025)
€124,320▲ 189%
peak €64,260 (2025)
€64,260▲ 17×
peak €272,023 (2022)
€172,499▲ 40.1%
€87,285▼ 57.8%
Board1 name since 2013
1 directorMONAMAY Lucien
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €42,946 to €124,320Result from €3,815 to €64,260Dividend €14,877Equity from €123,116 to €172,499Debts from €206,602 to €87,285Investments €72,796
Key points
from the 2025 annual accountsResult
€64,260 ▲ 17×
The result rose in 2025 from €3,815 to €64,260.
Turnover
≈ €180,000 estimated
The micro format states no turnover.
Investments
€72,796 5.2 × depreciation
Green is investment, beige is depreciation.
Filings
13 annual accounts since 2013
Seven of the last ten came late. The 2021 accounts came latest: 603 days after the end of the period.
Position in the sector
€64,260
Higher net result than 80% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
92
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.22, cash €1,902, halved
lowers risk
Size: total assets €259,784
Sector: Computer programming, consultancy and related activities (NACE 62)
Founded in 2013
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 59% of them on solvency, 14% on liquidity, 64% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as MLBI has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of MLBI itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for MLBI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.22 (1.56 in 2024), above the usual 1.5. Short-term debt is 33.6% and cash 0.7% of total assets. 33.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
3 days early
2023
2 days early
2022
238 days late
2021
603 days late
2020
327 days late
2019
229 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 199 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 239 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0526853817
First establishment
Rue des Vallées 25, Beauvechain
Incorporation
published on 19-04-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MLBI Beauvechain | €259,784 | €124,320 | 66.4% | - |
| ENOV Anderlecht | €262,849 | €118,163 | 52.1% | - |
| GVM Consultancy Aalst | €241,029 | €123,721 | 8.5% | - |
| Yambla Merchtem | €275,060 | €143,805 | 41.9% | 0 |
| SOULIT Moorslede | €225,116 | €115,923 | 38.0% | - |
| humDot Edegem | €282,211 | €150,028 | 64.5% | - |
| Embedded Café Integration Services Kortenberg | €285,914 | €103,366 | 64.9% | - |
These companies have the same main activity as MLBI: computer programming (NACE 62100). They are comparable in size and age: total assets between €225,000 and €286,000, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 17-04-2013Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.218.360.8011320 Beauvechain, since 24-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- €259,784▼ 21.2%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on MLBI
MLBI files the micro format. That format states no turnover. The gross margin rose from €42,479 in 2013 to €124,320 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MLBI
- What is the company number of MLBI?
- The company number of MLBI is 0526.853.817. The VAT number is the same number with BE in front: BE 0526.853.817.
- Where is MLBI based?
- The registered office is at Rue des Vallées 25, 1320 Beauvechain.Company details
- What does MLBI do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of MLBI?
- MLBI is a private limited company (pre-2019) (BVBA).
- When was MLBI founded?
- MLBI was founded on 17-04-2013.
- Is MLBI still active?
- Yes, MLBI is an active enterprise in the KBO register.
- What is the turnover of MLBI?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €124,320 and 32 comparable companies (NACE 62100). It probably lies between €160,000 and €260,000.Financials
- Is MLBI profitable?
- In financial year 2025, MLBI made a profit of €64,260.
- Where can I find the annual accounts of MLBI?
- MLBI filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MLBI due?
- MLBI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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