humDot
ActivehumDot has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 37% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+79
Solvency74▼-7
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.91 against 0.59 in 2023; short-term debt: 50.4% and cash: 33.9% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.4%
Return on assets
8.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-02-2026, 210 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
210 d late
2023
78 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
112 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€85k▲ 20.1%
2023 · €71k
2018: €76k
2019: €85k
2020: €87k
2021: €88k
2022: €101k
2023: €71k
2018 → 2024
Total assets
€172k▲ 35.5%
2023 · €127k
2018: €170k
2019: €165k
2020: €158k
2021: €151k
2022: €170k
2023: €127k
2018 → 2024
Net result
€14k
2023 · €-30k
2018: €9k
2019: €10k
2020: €1k
2021: €2k
2022: €12k
2023: €-30k
2018 → 2024
Working capital
€-8k▲ 66.4%
2023 · €-23k
2018: €-21k
2019: €-15k
2020: €-33k
2021: €-18k
2022: €-2k
2023: €-23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€88k▲ 2.0%€101k▲ 14.1%€71k▼ 30.1%€85k▲ 20.1%
Operating result€3k-€5k▲ 84.0%€19k▲ 294%€-30k€15k
Net result€1k-€2k▲ 23.2%€12k▲ 622%€-30k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €30k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €172k
Fixed assets
€93k▼ 0.7%
Current assets
€79k▲ 137%
Equity and liabilities €172k
Equity
€85k▲ 20.1%
Debt
€87k▲ 54.7%
The debt ratio rises from 44.3% to 50.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2023 · €-18k
Cash flow
€26k▲
2023 · €-19k
Solvency
49.4%▼
2023 · 55.7%
Current ratio
0.91▲
2023 · 0.59
Quick ratio
0.91▲
2023 · 0.59
Debt / equity
1.03▲
2023 · 0.80
ROE
16.7%▲
2023 · -43.1%
ROA
8.3%▲
2023 · -24.0%
Interest coverage
27.59▲
2023 · -67.74
Debt
€87k▲
2023 · €56k
Debt ≤ 1 year
€87k▲
2023 · €56k
Debt > 1 year
€380
Income taxes
€213
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€127k€172k▲
Fixed assets21/28€93k€93k▼
Tangible fixed assets22/27€93k€93k▼
Land and buildings22€91k€80k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24-€11k
Current assets29/58€33k€79k▲
Amounts receivable within one year40/41€30k€21k▼
Trade receivables40€30k€15k▼
Other amounts receivable41-€6k
Cash at bank and in hand54/58€3k€58k▲
Equity and liabilities
Total equity and liabilities10/49€127k€172k▲
Equity10/15€71k€85k▲
Contributions10/11€12k€12k=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-2k€12k▲
Amounts payable17/49€56k€87k▲
Amounts payable after more than one year17-€380
Other amounts payable178/9-€380
Amounts payable within one year42/48€56k€87k▲
Trade debts44€645€22k▲
Suppliers440/4€645€22k▲
Taxes, remuneration and social security45€24k€11k▼
Taxes450/3€8k€11k▲
Remuneration and social security454/9€16k-
Other amounts payable47/48€32k€54k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€348€384▲
Gross operating margin9900€-18k€28k▲
Operating profit (loss)9901€-30k€15k▲
Financial income75/76B€0€22▲
Recurring financial income75€0€22▲
Financial charges65/66B€272€1k▲
Recurring financial charges65€272€1k▲
Profit (loss) for the period before taxes9903€-30k€14k▲
Income taxes67/77-€213
Profit (loss) for the period9904€-30k€14k▲
Profit (loss) for the period to be appropriated9905€-30k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€12k▲
Profit (loss) brought forward from the previous period14P€28k€-2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 210 days late
20-01
State Gazette act
Capital & shares · RestructuringGeneral meeting · Demerger · Share issue17 facts ▸
State Gazette act
Capital & shares · Restructuring
General meeting · Demerger · Share issue17 facts ▸
- General meeting, 2025-12-24
- Demerger, 2025-12-24
- Share issue, 240, inbreng in natura ingevolge de partiële splitsing
- Share issue, 120, ruilverhouding partiële splitsing
- Share issue, 120, ruilverhouding partiële splitsing
- Accounting effect, 2025-01-01
- Real estate, Gebouw te Kapellen, Stationsstraat 4 (Kadaster: Kapellen afdeling 2, sectie G, 0019Z P0000 en 0019A2 P0000)
- Real estate, Gebouw te Deurne, Sint-Rochusstraat 145/147 (Kadaster: Antwerpen afdeling 32, Deurne afdeling 6, sectie B, 0469,T P0000)
- Real estate, Gebouw te Deurne, Karel Govaertstraat 17 (Kadaster: Antwerpen afdeling 32, Deurne afdeling 6, sectie B, 0475D17 P0000)
- Real estate, Woning te Deurne, Karel Govaertstraat 64 (Kadaster: Antwerpen afdeling 32, Deurne afdeling 6, sectie B, 0463F6 P0000)
- Statutes amendment
- Power of attorney, Boekhoudkantoor Malsschaert-Verbraeken BV
- +5 further facts in this act
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-12
Financial
Weakest financial yearnet €-30k ▼344%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲14.1%
5 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 90 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 412650 EdegemGround area
1.5 ha
Building footprint
2,155 m²
Volume, LiDAR
22,288 m³
Parcel 11472C0420/00G000, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
humDot
since 20122.215.566.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0420/00G000 | Flanders | 1.5 ha | 1 · 2,155 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
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STR CONSULTING
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AV SIRIUS
BE 0675.584.511
Sint-Genesius-Rode · Eq €85k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2012
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
85599Other education
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.