ML Gaverranch
ActiveML Gaverranch has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €2k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-35
Solvency2▼-1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.35 against 0.56 in 2024), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
29 d late
2023
13 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 3.3%
2024 · €65k
2022: €61k
2023: €58k
2024: €65k
2022 → 2025
Total assets
€2.44M▼ 2.5%
2024 · €2.50M
2022: €2.57M
2023: €2.54M
2024: €2.50M
2022 → 2025
Net result
€2k▼ 67.7%
2024 · €7k
2022: €-14k
2023: €-2k
2024: €7k
2022 → 2025
Working capital
€-135k▼ 49.7%
2024 · €-90k
2022: €959
2023: €-121k
2024: €-90k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€61k-€58k▼ 3.7%€65k▲ 11.5%€67k▲ 3.3%
Operating result€20k-€31k▲ 52.1%€47k▲ 52.9%€32k▼ 31.4%
Net result€-14k-€-2k▲ 84.5%€7k€2k▼ 67.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€2.37M▼ 0.9%
Current assets
€72k▼ 35.8%
Equity and liabilities €2.44M
Equity
€67k▲ 3.3%
Debt
€2.37M▼ 2.6%
The debt ratio falls from 97.4% to 97.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▼
2024 · €105k
Cash flow
€61k▼
2024 · €65k
Solvency
2.8%▲
2024 · 2.6%
Current ratio
0.35▼
2024 · 0.56
Quick ratio
0.35▼
2024 · 0.55
Debt / equity
35.30▼
2024 · 37.47
ROE
3.2%▼
2024 · 10.3%
ROA
0.1%▼
2024 · 0.3%
Interest coverage
2.63▲
2024 · 2.60
Debt
€2.37M▼
2024 · €2.44M
Debt ≤ 1 year
€208k▲
2024 · €203k
Debt > 1 year
€2.16M▼
2024 · €2.23M
Income taxes
€9
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.50M€2.44M▼
Fixed assets21/28€2.39M€2.37M▼
Intangible fixed assets21€21k€18k▼
Tangible fixed assets22/27€1.92M€1.90M▼
Land and buildings22€1.91M€1.87M▼
Plant, machinery and equipment23€6k€27k▲
Furniture and vehicles24€2k€629▼
Financial fixed assets28€450k€450k=
Current assets29/58€113k€72k▼
Stocks and contracts in progress3€1k€0▼
Stocks30/36€1k€0▼
Amounts receivable within one year40/41€79k€62k▼
Trade receivables40€13k€13k=
Other amounts receivable41€67k€49k▼
Cash at bank and in hand54/58€27k€6k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.50M€2.44M▼
Equity10/15€65k€67k▲
Contributions10/11€75k€75k=
Profit (loss) carried forward14€-10k€-8k▲
Amounts payable17/49€2.44M€2.37M▼
Amounts payable after more than one year17€2.23M€2.16M▼
Financial debts170/4€2.23M€2.16M▼
Amounts payable within one year42/48€203k€208k▲
Current portion of amounts payable after more than one year42€140k€140k▲
Trade debts44€8k€15k▲
Suppliers440/4€8k€15k▲
Taxes, remuneration and social security45€937€9▼
Taxes450/3€937€9▼
Remuneration and social security454/9€0-
Other amounts payable47/48€54k€52k▼
Accrued charges and deferred income492/3€4k€515▼
Income statement
Code20242025
Non-recurring operating income76A-€413
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€58k▲
Other operating charges640/8€18k€20k▲
Non-recurring operating charges66A€96€400▲
Gross operating margin9900€124k€111k▼
Operating profit (loss)9901€47k€32k▼
Financial income75/76B€1€4k▲
Recurring financial income75€1€4k▲
Financial charges65/66B€40k€35k▼
Recurring financial charges65€40k€35k▼
Profit (loss) for the period before taxes9903€7k€2k▼
Income taxes67/77-€9
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-8k▲
Profit (loss) brought forward from the previous period14P€-17k€-10k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 148530 HarelbekeGround area
1,044 m²
Building footprint
175 m²
Volume, LiDAR
1,027 m³
Parcel 34322C0233/00F000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Circus Tico
since 20212.321.163.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322C0233/00F000 | Flanders | 1,044 m² | 1 · 175 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,031 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,031 EUR | 0 EUR |
Schemes
Logiessubsidie: steun voor erkend toeristisch logies
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsHippisch assistent duaal (so)
Paardenhouder duaal (so)
Paardenhouderij duaal (so)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
93110Operation of sports facilities
93127Equestrian clubs
93199Other sports activities
93210Sports, amusement and recreation activities
93212Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.