I-DEAL
ActiveI-DEAL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-58. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 41% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-22
Solvency81▲+14
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.65 in 2024), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
0%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
33 d early
2023
35 d early
2022
38 d early
2021
16 d early
2020
113 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€67k▼ 0.1%
2024 · €67k
2018: €234k
2019: €51k
2020: €28k
2021: €70k
2022: €65k
2023: €64k
2024: €67k
2018 → 2025
Total assets
€158k▼ 25.3%
2024 · €212k
2018: €416k
2019: €351k
2020: €120k
2021: €254k
2022: €184k
2023: €118k
2024: €212k
2018 → 2025
Net result
€-58
2024 · €3k
2018: €51k
2019: €19k
2020: €22k
2021: €72k
2022: €-4k
2023: €-1k
2024: €3k
2018 → 2025
Working capital
€65k▼ 20.8%
2024 · €82k
2018: €248k
2019: €64k
2020: €40k
2021: €13k
2022: €7k
2023: €78k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€65k▼ 6.1%€64k▼ 1.6%€67k▲ 4.6%€67k▼ 0.1%
Operating result€73k-€-4k€-2k▲ 43.8%€318€-3k
Net result€72k-€-4k€-1k▲ 76.0%€3k€-58
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €318 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€3k▼ 36.0%
Current assets
€156k▼ 25.1%
Equity and liabilities €158k
Equity
€67k▼ 0.1%
Provisions
€0▼ 100%
Debt
€91k▼ 27.9%
The debt ratio falls from 59.6% to 57.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€1k▼
2024 · €4k
Solvency
42.5%▲
2024 · 31.7%
Current ratio
1.71▲
2024 · 1.65
Quick ratio
1.71▲
2024 · 1.65
Debt / equity
1.35▼
2024 · 1.88
ROE
-0.1%▼
2024 · 4.4%
ROA
0.0%▼
2024 · 1.4%
Interest coverage
-1.50▼
2024 · 179.85
Debt
€91k▼
2024 · €126k
Debt ≤ 1 year
€91k▼
2024 · €126k
Income taxes
€397▼
2024 · €993
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€158k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€208k€156k▼
Amounts receivable within one year40/41€178k€150k▼
Trade receivables40€10k€18k▲
Other amounts receivable41€167k€132k▼
Cash at bank and in hand54/58€9k€915▼
Deferred charges and accrued income490/1€21k€4k▼
Equity and liabilities
Total equity and liabilities10/49€212k€158k▼
Equity10/15€67k€67k▼
Contributions10/11€19k€19k=
Reserves13€49k€49k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k€47k▼
Provisions and deferred taxes16€18k€0▼
Provisions for liabilities and charges160/5€18k€0▼
Pensions and similar obligations160€18k€0▼
Amounts payable17/49€126k€91k▼
Amounts payable within one year42/48€126k€91k▼
Trade debts44€120k€78k▼
Suppliers440/4€120k€78k▼
Advances received on contracts in progress46€4k€0▼
Taxes, remuneration and social security45€2k€13k▲
Taxes450/3€2k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€380€695▲
Gross operating margin9900€2k€-818▼
Operating profit (loss)9901€318€-3k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€10€1k▲
Recurring financial charges65€10€1k▲
Profit (loss) for the period before taxes9903€4k€338▼
Income taxes67/77€993€397▼
Profit (loss) for the period9904€3k€-58▼
Profit (loss) for the period to be appropriated9905€3k€-58▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-58▼
Transfer from equity791/2-€58
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Thierry VELGHE
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity triplescurrent ratio 3.25
Current ratio from 1.14 to 3.25; short-term debt falls from €49k to €34k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-4k ▼106%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €72k ▲230%
Operating result €73k, net result €72k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrum-Zuid 30093530 Houthalen-HelchterenGround area
8,651 m²
Building footprint
4,261 m²
Volume, LiDAR
23,835 m³
Parcel 72015C0713/00R000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-deal
since 20072.163.841.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015C0713/00R000 | Flanders | 8,651 m² | 1 · 4,261 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-06-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:theo.helven@scarlet.be
Phone:0475/29 08 92