MKJ
ActiveSummary
MKJ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96,730 and a net result of -€6,417. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 38% of 302 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-26
Solvency49▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.62 in 2024; short-term debt: 20.5% and cash: 3.7% of total assets), and 75.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
30 d late
2022
30 d late
2021
26 d late
2020
17 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€6,417
2024 · €26,547
Working capital
-€56,676▼ 40.1%
2024 · -€40,463
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,212▲ 385%€5,047▼ 84.3%€38,826▲ 669%€58,982▲ 51.9%€2,767▼ 95.3%
Net result€18,829-€4,650€20,416€26,547▲ 30.0%-€6,417
Equity€60,834▲ 44.8%€56,184▼ 7.6%€76,600▲ 36.3%€103,147▲ 34.7%€96,730▼ 6.2%
Total assets€469,600▼ 2.7%€441,072▼ 6.1%€444,546▲ 0.8%€454,317▲ 2.2%€394,895▼ 13.1%
Debt€408,766▼ 7.2%€384,888▼ 5.8%€367,946▼ 4.4%€351,170▼ 4.6%€298,165▼ 15.1%
Working capital-€38,604▲ 24.3%-€57,779▼ 49.7%-€55,654▲ 3.7%-€40,463▲ 27.3%-€56,676▼ 40.1%
Staff (FTE)1.7▲ 54.5%2.7▲ 58.8%2.52.1▼ 16.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €394,895
Fixed assets
€370,449 ▼ 4.9%
Current assets
€24,446 ▼ 62.2%
Equity and liabilities €394,895
Equity
€96,730 ▼ 6.2%
Debt
€298,165 ▼ 15.1%
Debt's share of the balance-sheet total falls from 77.3% to 75.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21,984▼
2024 · €78,089
Cash flow
€12,799▼
2024 · €45,654
Current ratio
0.30▼
2024 · 0.62
Quick ratio
0.27▼
2024 · 0.57
Debt to equity
3.08▼
2024 · 3.40
ROE
-6.6%▼
2024 · 25.7%
ROA
-1.6%▼
2024 · 5.8%
Interest coverage
2.39▼
2024 · 4.42
Debt ≤ 1 year
€81,122▼
2024 · €105,116
Debt > 1 year
€217,043▼
2024 · €246,055
Staff costs
€83,238▲
2024 · €52,091
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,164 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.2%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,164 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €33,746 | €43,484 | €24,117 | €52,091 | €83,238 | ▲ 59.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,704 | €19,427 | €19,580 | €19,107 | €19,216 | ▲ 0.6% |
| Other operating charges640/8 | €3,595 | €3,036 | €3,877 | €3,325 | €3,561 | ▲ 7.1% |
| Gross operating margin9900 | €89,257 | €70,995 | €86,399 | €133,505 | €108,782 | ▼ 18.5% |
| Operating profit (loss)9901 | €32,212 | €5,047 | €38,826 | €58,982 | €2,767 | ▼ 95.3% |
| Financial income75/76B | €3 | €1 | €30 | €23 | €1 | ▼ 97.4% |
| Recurring financial income75 | €3 | €1 | €30 | €23 | €1 | ▼ 97.4% |
| Financial charges65/66B | €10,259 | €9,698 | €9,366 | €17,670 | €9,185 | ▼ 48.0% |
| Recurring financial charges65 | €10,259 | €9,698 | €9,366 | €17,670 | €9,185 | ▼ 48.0% |
| Profit (loss) for the period before taxes9903 | €21,956 | -€4,650 | €29,489 | €41,336 | -€6,417 | ▼ 116% |
| Income taxes67/77 | €3,127 | - | €9,073 | €14,789 | - | - |
| Profit (loss) for the period9904 | €18,829 | -€4,650 | €20,416 | €26,547 | -€6,417 | ▼ 124% |
| Profit (loss) for the period to be appropriated9905 | €18,829 | -€4,650 | €20,416 | €26,547 | -€6,417 | ▼ 124% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €469,600 | €441,072 | €444,546 | €454,317 | €394,895 | ▼ 13.1% |
| Fixed assets21/28 | €428,079 | €415,786 | €406,570 | €389,665 | €370,449 | ▼ 4.9% |
| Intangible fixed assets21 | - | - | - | €8,859 | €7,609 | ▼ 14.1% |
| Tangible fixed assets22/27 | €428,079 | €415,786 | €406,570 | €380,806 | €362,839 | ▼ 4.7% |
| Land and buildings22 | €426,647 | €408,183 | €390,696 | €373,898 | €357,101 | ▼ 4.5% |
| Plant, machinery and equipment23 | €802 | €7,604 | €6,776 | €5,947 | €5,119 | ▼ 13.9% |
| Furniture and vehicles24 | - | - | €9,098 | €960 | €619 | ▼ 35.5% |
| Other tangible fixed assets26 | €629 | - | - | - | - | - |
| Current assets29/58 | €41,521 | €25,285 | €37,977 | €64,652 | €24,446 | ▼ 62.2% |
| Stocks and contracts in progress3 | €4,351 | €5,163 | €2,646 | €4,562 | €2,526 | ▼ 44.6% |
| Stocks30/36 | €4,351 | €5,163 | €2,646 | €4,562 | €2,526 | ▼ 44.6% |
| Amounts receivable within one year40/41 | €8,399 | €3,982 | €17,026 | €799 | €6,399 | ▲ 701% |
| Trade receivables40 | €1,755 | - | €8,147 | €799 | €2,514 | ▲ 215% |
| Other amounts receivable41 | €6,644 | €3,982 | €8,879 | - | €3,885 | - |
| Cash at bank and in hand54/58 | €28,285 | €16,140 | €18,305 | €58,711 | €14,774 | ▼ 74.8% |
| Deferred charges and accrued income490/1 | €486 | - | - | €580 | €748 | ▲ 28.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €469,600 | €441,072 | €444,546 | €454,317 | €394,895 | ▼ 13.1% |
| Equity10/15 | €60,834 | €56,184 | €76,600 | €103,147 | €96,730 | ▼ 6.2% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Outside capital11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Other1109/19 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €18,250 | €18,250 | €38,250 | €63,250 | €63,250 | = |
| Non-distributable reserves130/1 | €250 | €250 | €250 | €250 | €250 | = |
| Reserves not available under the articles1311 | €250 | €250 | €250 | €250 | €250 | = |
| Distributable reserves133 | €18,000 | €18,000 | €38,000 | €63,000 | €63,000 | = |
| Profit (loss) carried forward14 | -€7,416 | -€12,066 | -€11,650 | -€10,103 | -€16,520 | ▼ 63.5% |
| Amounts payable17/49 | €408,766 | €384,888 | €367,946 | €351,170 | €298,165 | ▼ 15.1% |
| Amounts payable after more than one year17 | €328,641 | €301,824 | €274,316 | €246,055 | €217,043 | ▼ 11.8% |
| Financial debts170/4 | €328,641 | €301,824 | €274,316 | €246,055 | €217,043 | ▼ 11.8% |
| Amounts payable within one year42/48 | €80,125 | €83,064 | €93,630 | €105,116 | €81,122 | ▼ 22.8% |
| Current portion of amounts payable after more than one year42 | €26,123 | €26,817 | €37,508 | €28,261 | €37,370 | ▲ 32.2% |
| Trade debts44 | €4,438 | €9,135 | €3,846 | €485 | €6,566 | ▲ 1,255% |
| Suppliers440/4 | €4,438 | €9,135 | €3,846 | €485 | €6,566 | ▲ 1,255% |
| Taxes, remuneration and social security45 | €4,156 | €2,891 | €464 | €23,705 | €28,386 | ▲ 19.7% |
| Taxes450/3 | €2,866 | - | - | €19,094 | €19,933 | ▲ 4.4% |
| Remuneration and social security454/9 | €1,290 | €2,891 | €464 | €4,611 | €8,453 | ▲ 83.3% |
| Other amounts payable47/48 | €45,408 | €44,221 | €51,813 | €52,665 | €8,800 | ▼ 83.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,829 | -€4,650 | €20,416 | €26,547 | -€6,417 | ▼ 124% |
| + Depreciation and write-downs630 | €19,704 | €19,427 | €19,580 | €19,107 | €19,216 | ▲ 0.6% |
| Operating cash flow (approximation) | €38,532 | €14,777 | €39,996 | €45,654 | €12,799 | ▼ 72.0% |
| Investment in fixed assets (approximation) | - | -€7,135 | -€10,363 | -€2,202 | €0 | ▲ 100% |
| Change in cash | - | -€12,145 | €2,164 | €40,407 | -€43,937 | ▼ 209% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet -€6,417
Net result drops to -€6,417, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €26,547 ▲30%
Operating result €58,982, net result €26,547, both a record.
31-12
Financial
Equity above €100,000Eq €103,147 ▲34.7%
2 profitable years in a row build equity to €103,147.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €20,416
Net result €20,416 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Back to profitnet €18,829
Net result €18,829 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €17,840
Net result €17,840 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2010
Ground area
1,420 m²
Building footprint
1,440 m²
Volume, LiDAR
6,936 m³
3 parcels, Brussels · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MKJ
since 20102.187.419.185
MKJ
since 20112.315.354.564
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0277/00E026 | Brussels | 874 m² | 1 · 1,000 m² | 9.5 m · 1 fl. |
| 21016B0277/00R022 | Brussels | 369 m² | 1 · 262 m² | 15.1 m · 4 fl. |
| 21464E0002/02F004indicative | Brussels | 177 m² | 1 · 178 m² | 17.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,832. 1,783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824063401
Also
9925:BE0824063401
Registered
30-07-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.