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HAAR & BARBIER

Active
Private limited companyfounded 200917 yrs activeRijselstraat 132, 8200 Brugge, BelgiumKBO/BCE: BE 0818.081.667
Summary

The computed 12-month bankruptcy probability of HAAR & BARBIER is 5.1% (elevated). The 2025 annual accounts show negative equity (-€5,039) and a net result of -€44,187. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 9497 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
HAAR & BARBIERActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320Hairdressing NACE 96021Hairdressing and barber services NACE 96210
1 site
Size
€345,898total assets 2025
Staff
2.9 FTE
Equity
-€5,039
Loss
-€44,187
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
5.1%
Structure
Accounts on time0 of 8 deeds read
Why 35- Loss of €44,187 (FY 2025)- Negative equity -€5,039- Sector Specialised construction activities (NACE 43)+ Size: 2.9 FTE, total assets €345,898Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 15% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 24-63
equity -1.5% of total assets
Liquidity 46-8
short-term debt 21.6% · cash 2.5%
Profitability 16-84
return on assets -12.8%
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 2.4% 12-2024: 0.5%▼ -81.3% vs 11-2024 01-2025: 0.5%● 0.0% vs 12-2024 02-2025: 0.4%▼ -2.4% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▼ -0.7% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%▼ -0.7% vs 05-2025lowest value 07-2025: 0.4%▲ +2.1% vs 06-2025 08-2025: 0.4%▼ -2.0% vs 07-2025lowest value 09-2025: 0.5%▲ +5.3% vs 08-2025 10-2025: 0.5%▲ +10.7% vs 09-2025 11-2025: 0.8%▲ +53.6% vs 10-2025 12-2025: 5.1%▲ +552% vs 11-2025 01-2026: 5.1%● 0.0% vs 12-2025 02-2026: 5.1%● 0.0% vs 01-2026 03-2026: 5.1%● 0.0% vs 02-2026 04-2026: 5.1%▼ -0.5% vs 03-2026 05-2026: 5.1%▲ +1.2% vs 04-2026 06-2026: 5.1%▼ -0.9% vs 05-2026 07-2026: 5.2%▲ +1.2% vs 06-2026highest value 08-2026: 5.1%▼ -1.4% vs 07-2026 09-2026: 4.9%▼ -4.1% vs 08-2026 10-2026: 5.1%▲ +5.5% vs 09-2026
  • Loss of €44,187 (FY 2025) raises the probability
  • Negative equity -€5,039 raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Size: 2.9 FTE, total assets €345,898 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.62 against 1.94 in 2024; short-term debt: 21.6% and cash: 2.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 36%, profitability 13%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €44,187 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€5,039
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: 2.9 FTE, total assets €345,898
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€5,039
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
114 d late
2022
3 d late
2021
3 d late
2020
38 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 3 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€44,187
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€5,039 View
  • Caution: From profit to loss in 2025after €18,886 in 2024 -€44,187 View
  • Caution: Among the weakest 7% on equitysector median €257,842 · 9,498 companies -€5,039 View

By topic

Financials

Fiscal year
2025
Total assets
€345,898
Loss
-€44,187
Solvency
-1.5%
Total assets▲ 452%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 31-10-2025Annual accounts filed
  2. 31-03-2025Weakest financial year
  3. 31-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
25-08-2009
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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